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{"sheet":"Instructions","index":0,"n_rows":122,"n_cols":20,"rows_kept":122,"cut":false,"hidden":false,"merged":[[3,1,3,11],[5,1,5,11],[4,1,4,11],[7,1,7,11]]}
["Language:",1,{"$f":"Language!B155","v":"English"},"Place the number of the language you would like for this spreadsheet in cell B1:  English = 1, Spanish = 2, Chinese = 3, Tagalog = 4"]
["Month:",11,{"$f":"VLOOKUP(B2,MONTHS,B1+1,FALSE)","v":"November"},"Place the number of the beginning month in cell B2:  1 = January/Enero, 2=February/Febrero, 3=March/Marzo, etc."]
[]
[null,{"$f":"Language!B156","v":"DEBT FREE PLANNED SPENDING SPREADSHEET"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Aking kabuoang Pansarilring Plano"]
[null,{"$f":"Language!B157","v":"Making a Spending Plan (or Budget)"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gumawa ng Budget"]
[null,{"$f":"Language!B158","v":"Spreadsheet Instructions (11,17,08)"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Patakaran o Batas"]
[]
[null,"Read Down For Instructions:"]
[null,"There is a great need for decidated financial specialists to help members of the Church ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Kabuoan Patakaran"]
[null,"and others understand how to become wiser financial stewards.  The purpose of this"]
[null,"spreadsheet is to teach teachers and users how to implement this “Debt-Free” framework",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bago kayo magsimula pumunta kayo sa instruction tab B1"]
[null,"in their lives.  Then once they are secure in that knowledge and framework, they can use",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"isulat ang numero ng linguahe"]
[null,"that knowledge to help others in their wards, stakes, and communities also become debt",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"lahat ng pagbabago ay sa pahina ng linguahe"]
[null,"free.  ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"para baguhin ang numero ng buwan pumunta sa instruction tab B2"]
[]
[null,"This spreadsheet was put together as a public service between Keith Russell and the"]
[null,"Marriott School of Management Personal Finance Web site to help families understand and"]
[null,"implement the principles of financial self reliance in their lives.  This spreadsheet is a"]
[null,"tool to help people plan their spending, get out of debt, and work toward reaching their"]
[null,"personal and family goals.  While it can be used independently, it was implemented as"]
[null,"part of an eight lesson course on Financial Self-reliance from the",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sa Tab 1 plan isulat ang kita at gastusin interes para sa Buwan"]
[null,"http://personalfinance.byu.edu website."]
[]
[null,"This spreadsheet takes a 5 step approach to financial self-reliance:  Those steps are Plan"]
[null," your Spending, Prioritize your Debt, Spend on paper a Year in Advance, Record your"]
[null,"Spending, and Evaluate your Spending (Summarize).  Instructions for this spreadsheet"]
[null,"can be found on the accompanying document “Debt Free Spending Spreadsheet"]
[null,"Instructions and FAQs.”  We have also added some comments on the accompanying tabs to",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tab 2-Pinakamahalaga:Dito pahalagahan mo ang iyong utang.Hanapin"]
[null,"help with that understanding. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," ang pinakamaliit na numero sa taonn utang nasa pahina.isulat sa asul  "]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"na pahina nasa numero 1 patuloy sa numero 2 sa tabi ng pinakamaliit"]
[null,null,null,null,null,"General Instructions",null,null,null,null,null,null,null,null,null,null,null,null,null,"at iba pa.ito ay magiging pinaka mahalaga sa iyong listahan ng utang."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"babayaran mo ang una,pangalawa,pangatlo at iba pa.sa ganyang pagkakasunod."]
[null,"Before you begin, go to the  Instructions Tab.  Type the Language number (1= English, 2= Spanish) in",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tab 3-Gastusin: Gastusin ang iyong pera ng maaga.Pansinin ang tab 1"]
[null," \"B1\".  This spreadsheet is set up to do multiple languages, but only English and Spanish are currently",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plano ay sa unang buwan. Gamitin ang plano para sa programa para sa "]
[null,"available.  Please note that if you want to change any of the labels in any of the Tabs, you will change",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"mga bagay na gastusin sa buong taon katulad ng gulong,insurance at "]
[null,"the labels on the Language Tab column C for English etc..  Items used in debt calculations have a double",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"iba pa."]
[null,"asterisk after them and should not be changed (marked with a **). ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tab 4-Isulat:Dito isulat ang gastusin ng buwan sa tab M1, M2 at iba pa."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tab 5-Pag-aralan: Ito ang kabuoan ng iyong gastusin ng bawat buwan"]
[null,"To change the beginning month for this spreadsheet, please type the number of the month you are currently"]
[null,"in.  For example, if today is July 15, I would type a \"7\" in the Instructions Tab in cell \"B2.\"  That way the "]
[null,"spreadsheet will include the next twelve months of data beginning in July."]
[]
[null,"Tab 1-Plan:  Fill in income and expenses that you incurred last month in Tab 1-Plan.  Leave out expenses"]
[null,"you will not have that month. For debt, fill in the debt amount owing, interest rate (from your statement),"]
[null,"number of months remaining (from your statement), and it will automatically calculate how many"]
[null,"months until the debt is paid off.  Finally, record any new expenses that you will have this month "]
[null,"that you did not have last month. Any ITEM changes you make are reflected throughout the "]
[null,"program automatically. ITEMS are changed in the \"Language\" Tab"]
[]
[null,"Tab 2-Prioritize:  Here you will prioritize your debt.  Find the smallest number in the \"Years Till Debt "]
[null,"Elimination\" column and put a #1 beside it, continue with a #2 beside the next smallest etc.  This"]
[null,"becomes your \"Debt Priority List\" you start paying off the first, second, third, etc. in that order."]
[]
[null,"Tab 3-Spend:  Spend your money a year in advance.  Please note that Tab 1- Plan is the first month. "]
[null,"Use that Plan to program all the variations you will spend for the year. Include one time expenses"]
[null," like tires, insurance etc."]
[]
[null,"Tab 4-Record:  Here is where you record your actual spending by month.  The items listed each "]
[null,"month are from Tab 1-Plan and will change automatically if you change the items in 1-Plan. They are"]
[null,"listed on Tab M1, M2 etc. on the bottom of the program."]
[null,"Tab 5-Evaluate:  This is a summary of your twelve month's spending. As you complete a month"]
[null,"look at the bottom of this sheet for the evaluation information. You will see Income minus "]
[null,"Expenses, as well as a 10% cushion (programmed in) to help protect you from over spending. "]
[null,"It will also add back the money you put in Savings so you can see what you actually have to spend. "]
[null,"Another row evaluates how much you should be able to put towards Debts or Save based on"]
[null,"money left over."]
[]
[]
[null,"The purpose of this material and this class is to help you get your financial house in order and to help you on your road "]
[null,"to financial self-reliance.  If there are mistakes in this material, please bring them to our attention, and we will correct "]
[null,"them in upcoming versions. Keith Russell, Bryan Sudweeks, the Marriott School, and BYU, specifically disclaim any liability or "]
[null,"responsibility for claims, loss, or risk incurred, directly or indirectly, by using this material."]
[]
[null,"Materials and content contained in this Website may be protected by U.S. copyright law (Title 17, U.S.C.) and/or by "]
[null,"the copyright or neighboring - rights laws of other nations. Additionally, the reproduction of some materials may be "]
[null,"restricted by privacy and/or publicity rights. We encourage the use of these materials as \"fair use\" under U.S. copyright "]
[null,"laws (17 U.S.C. & 107). Unless otherwise noted, the individual images, text and objects from this Web site are "]
[null,"available for non-profit and educational purposes, such as research, teaching and private study. For these limited "]
[null,"purposes, you may reproduce (print, download, or make copies of) these materials without prior permission. Use of a "]
[null,"particular item for other purposes, including commercial purposes, requires prior written permission.  ©Copyright 2008"]
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[null,"DO NOT ERASE"]
[null,"MonthNum","English","Spanish","Chinese",null,"Months","English","Spanish","Chinese","Tagalog"]
[null,1,{"$f":"VLOOKUP(B111,MONTHS,$B$1+1,FALSE)","v":"January"},"Enero",null,null,1,"January","Enero","1 月","Enero"]
[null,2,"February","Febrero",null,null,2,"February","Febrero","2 月","Pebrero"]
[null,3,"March"," Marzo",null,null,3,"March"," Marzo","3 月","Marso"]
[null,4,"April"," Abril",null,null,4,"April"," Abril","4 月","Abril"]
[null,5,"May"," Mayo",null,null,5,"May"," Mayo","5 月","Mayo"]
[null,6,"June"," Junio",null,null,6,"June"," Junio","6 月","Hunyo"]
[null,7,"July"," Julio",null,null,7,"July"," Julio","7 月","Hulyo"]
[null,8,"August"," Agosto",null,null,8,"August"," Agosto","8 月","Agusto"]
[null,9,"September"," Septiembre",null,null,9,"September"," Septiembre","9 月","Seyeptembre"]
[null,10,"October"," Octubre",null,null,10,"October"," Octubre","10 月","Oktubre"]
[null,11,"November"," Noviembre",null,null,11,"November"," Noviembre","11 月","Nobeyembre"]
[null,12,"December"," Diciembre",null,null,12,"December"," Diciembre","12月","Desiyembre"]

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["Starting Month:",null,{"$f":"Instructions!C2","v":"November"},null,null,null,null,null,null,null,{"$f":"Instructions!B2","v":11}]
[null,{"$f":"Language!B2","v":"1.  PLAN  (Record Last Month's Bank Statement) for  November"}]
[null,"C1","C2","C3",null,"C4","C5","C6","C7","C8"]
[null,{"$f":"Language!B4","v":"Items in this column may be changed to suit the things you spent money for last month"},{"$f":"Language!B160","v":"Record Last Month's Income from Your Bank Statement"},{"$f":"Language!B161","v":"Total Amount of Savings or Debt"},null,{"$f":"Language!B162","v":"Statement Interest Rate on Debt"},{"$f":"Language!B163","v":"Statement Months to Pay Off Debt"},{"$f":"Language!B170","v":"Months till Out of Debt"},{"$f":"Language!B165","v":" Priority of Debts"},{"$f":"Language!B166","v":"Years till Debt Elimination"}]
[null,{"$f":"Language!B5","v":"INCOME"}]
[null,{"$f":"Language!B6","v":"Brought Forward/Bank Balance"}]
[null,{"$f":"Language!B7","v":"Spouse Take Home"}]
[null,{"$f":"Language!B8","v":"Spouse Take Home"}]
[null,{"$f":"Language!B9","v":"Other"}]
[null,{"$f":"Language!B10","v":"Other"}]
[null,{"$f":"Language!B11","v":"Rental Income"}]
[null,{"$f":"Language!B12","v":"Tax Return"}]
[null,{"$f":"Language!B13","v":"SUBTOTAL with Brought Forward"},{"$f":"SUM(C6:C12)","v":0}]
[null,{"$f":"Language!B14","v":"SUBTOTAL without Brought Forward"},{"$f":"SUM(C7:C12)","v":0}]
[null,{"$f":"Language!B15","v":"EXPENSES"}]
[null,{"$f":"Language!B16","v":"  Items"},{"$f":"Language!B167","v":"Record Last Month's Expenses from Your Bank Statement"}]
[null,{"$f":"Language!B17","v":"Pay the Lord First  (Contributions)"}]
[null,{"$f":"Language!B18","v":"Tithing"}]
[null,{"$f":"Language!B19","v":"Fast Offering"}]
[null,{"$f":"Language!B20","v":"Humanitarian"}]
[null,{"$f":"Language!B21","v":"Book of Mormon"}]
[null,{"$f":"Language!B22","v":"Temples"}]
[null,{"$f":"Language!B23","v":"other (Cancer)"}]
[null,{"$f":"Language!B24","v":"SUBTOTAL"},{"$f":"SUM(C18:C23)","v":0}]
[null,{"$f":"Language!B25","v":"Pay Yourself Second (Savings) "}]
[null,{"$f":"Language!B26","v":"$ Transfer to Savings"}]
[null,{"$f":"Language!B27","v":"$ Other Savings"},null,0]
[null,{"$f":"Language!B28","v":"$ Other Savings"},null,0]
[null,{"$f":"Language!B29","v":"SUBTOTAL"},{"$f":"SUM(C26:C28)","v":0},{"$f":"D26+D27+D28","v":0}]
[null,{"$f":"Language!B30","v":"EXPENSES"},null,null,null,{"$f":"F4","v":"Statement Interest Rate on Debt"},{"$f":"G4","v":"Statement Months to Pay Off Debt"},{"$f":"H4","v":"Months till Out of Debt"},{"$f":"I4","v":" Priority of Debts"},{"$f":"J4","v":"Years till Debt Elimination"}]
[null,{"$f":"Language!B31","v":"Home Expenses"}]
[null,{"$f":"Language!B32","v":"**Mortgage Payment (1)"},null,null,null,null,null,{"$f":"IF(D32=\"\",\"\",NPER(F32/12,C32,D32*-1))","v":""},{"$f":"'2-Prioritize'!I8","v":0},{"$f":"IF(D32=\"\",\"\",NPER(F32/12,C32,D32*-1)/12)","v":""}]
[null,{"$f":"Language!B33","v":"**Second Mortgage Payment (2)"},null,null,null,null,null,{"$f":"IF(D33=\"\",\"\",NPER(F33/12,C33,D33*-1))","v":""},{"$f":"'2-Prioritize'!I9","v":0},{"$f":"IF(D33=\"\",\"\",NPER(F33/12,C33,D33*-1)/12)","v":""}]
[null,{"$f":"Language!B34","v":" **Taxes Payment (3)"},null,null,null,null,null,{"$f":"IF(D34=\"\",\"\",NPER(F34/12,C34,D34*-1))","v":""},{"$f":"'2-Prioritize'!I10","v":0},{"$f":"IF(D34=\"\",\"\",NPER(F34/12,C34,D34*-1)/12)","v":""}]
[null,{"$f":"Language!B35","v":"Insurance, PMI, reserve pmts"}]
[null,{"$f":"Language!B36","v":"Repairs / Purchases"}]
[null,{"$f":"Language!B37","v":"Rent"}]
[null,{"$f":"Language!B38","v":"Telephone/Cell Phone/Internet"}]
[null,{"$f":"Language!B39","v":"Easy Max"}]
[null,{"$f":"Language!B40","v":"Electricity"}]
[null,{"$f":"Language!B41","v":"Water & Sewer"}]
[null,{"$f":"Language!B42","v":"SUBTOTAL"},{"$f":"C32+C33+C34+C35+C36+C37+C38+C39+C40+C41","v":0},{"$f":"D34+D33+D32","v":0}]
[null,{"$f":"Language!B43","v":"Food Expenses    "}]
[null,{"$f":"Language!B44","v":"Groceries"}]
[null,{"$f":"Language!B45","v":"Groceries"}]
[null,{"$f":"Language!B46","v":"Groceries"}]
[null,{"$f":"Language!B47","v":"Spouse Lunchs"}]
[null,{"$f":"Language!B48","v":"Lunches"}]
[null,{"$f":"Language!B49","v":"Eating Out"}]
[null,{"$f":"Language!B50","v":"Other"}]
[null,{"$f":"Language!B51","v":"Other"}]
[null,{"$f":"Language!B52","v":"Special Occasions"}]
[null,{"$f":"Language!B53","v":"Junk Food "}]
[null,{"$f":"Language!B54","v":"SUBTOTAL"},{"$f":"SUM(C44:C53)","v":0}]
[null,{"$f":"Language!B55","v":"Personal Expenses    "}]
[null,{"$f":"Language!B56","v":"Clothes / Cleaning"}]
[null,{"$f":"Language!B57","v":"Hair"}]
[null,{"$f":"Language!B58","v":"Hygene (Drug Store Items)"}]
[null,{"$f":"Language!B59","v":"Gifts"}]
[null,{"$f":"Language!B60","v":"Entertainment"}]
[null,{"$f":"Language!B61","v":"Magazines & Newspapers"}]
[null,{"$f":"Language!B62","v":"Hobbies"}]
[null,{"$f":"Language!B63","v":"Cable TV & Internet"}]
[null,{"$f":"Language!B64","v":"Babysitter"}]
[null,{"$f":"Language!B65","v":"Postage "}]
[null,{"$f":"Language!B66","v":"Children's Allowance"}]
[null,{"$f":"Language!B67","v":"Children's Allowance"}]
[null,{"$f":"Language!B68","v":"Children's Allowance"}]
[null,{"$f":"Language!B69","v":"Children's Allowance"}]
[null,{"$f":"Language!B70","v":"ATM Machine For Cash"}]
[null,{"$f":"Language!B71","v":"Overdraft Protection"}]
[null,{"$f":"Language!B72","v":"SUBTOTAL"},{"$f":"SUM(C56:C71)","v":0},{"$f":"SUM(D56:D71)","v":0}]
[null,{"$f":"Language!B73","v":0}]
[null,{"$f":"Language!B74","v":"Items in this column may be changed to suit the things you spent money for last month"},null,{"$f":"D4","v":"Total Amount of Savings or Debt"},null,{"$f":"F30","v":"Statement Interest Rate on Debt"},{"$f":"G30","v":"Statement Months to Pay Off Debt"},{"$f":"H30","v":"Months till Out of Debt"},{"$f":"I30","v":" Priority of Debts"},{"$f":"J30","v":"Years till Debt Elimination"}]
[null,{"$f":"Language!B75","v":"Transportation Expenses    "}]
[null,{"$f":"Language!B76","v":" **Car Payment (4)"},null,null,null,null,null,{"$f":"IF(D76=\"\",\"\",NPER(F76/12,C76,D76*-1))","v":""},{"$f":"'2-Prioritize'!I11","v":0},{"$f":"IF(D76=\"\",\"\",NPER(F76/12,C76,D76*-1)/12)","v":""}]
[null,{"$f":"Language!B77","v":"**2nd Car Pmnt (5)"},null,null,null,null,null,{"$f":"IF(D77=\"\",\"\",NPER(F77/12,C77,D77*-1))","v":""},{"$f":"'2-Prioritize'!I12","v":0},{"$f":"IF(D77=\"\",\"\",NPER(F77/12,C77,D77*-1)/12)","v":""}]
[null,{"$f":"Language!B78","v":"Gas/Petrol"}]
[null,{"$f":"Language!B79","v":"Insurance"}]
[null,{"$f":"Language!B80","v":"Licenses"}]
[null,{"$f":"Language!B81","v":"Repairs"}]
[null,{"$f":"Language!B82","v":"Oil Change"}]
[null,{"$f":"Language!B83","v":"Tires"}]
[null,{"$f":"Language!B84","v":"Car/Extras"}]
[null,{"$f":"Language!B85","v":"Parking/Bus"}]
[null,{"$f":"Language!B86","v":"SUBTOTAL"},{"$f":"SUM(C76:C85)","v":0},{"$f":"D77+D76","v":0}]
[null,{"$f":"Language!B87","v":"RVs/Recreation Expenses    "}]
[null,{"$f":"Language!B88","v":"**RV Payment (6)"},null,null,null,null,null,{"$f":"IF(D88=\"\",\"\",NPER(F88/12,C88,D88*-1))","v":""},{"$f":"'2-Prioritize'!I13","v":0},{"$f":"IF(D88=\"\",\"\",NPER(F88/12,C88,D88*-1)/12)","v":""}]
[null,{"$f":"Language!B89","v":"Gas/Petrol"}]
[null,{"$f":"Language!B90","v":"Insurance"}]
[null,{"$f":"Language!B91","v":"Licenses"}]
[null,{"$f":"Language!B92","v":"Repairs"}]
[null,{"$f":"Language!B93","v":"Oil Change"}]
[null,{"$f":"Language!B94","v":"Tires"}]
[null,{"$f":"Language!B95","v":"Service"}]
[null,{"$f":"Language!B96","v":"Propane"}]
[null,{"$f":"Language!B97","v":"Fees"}]
[null,{"$f":"Language!B98","v":"SUBTOTAL"},{"$f":"SUM(C88:C97)","v":0},{"$f":"D88","v":0}]
[null,{"$f":"Language!B99","v":"Vacation Expenses    "}]
[null,{"$f":"Language!B100","v":"Food"}]
[null,{"$f":"Language!B101","v":"Lodging"}]
[null,{"$f":"Language!B102","v":"Travel"}]
[null,{"$f":"Language!B103","v":"Propane"}]
[null,{"$f":"Language!B104","v":"Other"}]
[null,{"$f":"Language!B105","v":"Other"}]
[null,{"$f":"Language!B106","v":"SUBTOTAL"},{"$f":"SUM(C100:C105)","v":0},{"$f":"SUM(D100:D105)","v":0}]
[null,{"$f":"Language!B107","v":"Education Expenses    "}]
[null,{"$f":"Language!B108","v":"Tuition"}]
[null,{"$f":"Language!B109","v":"Preschool"}]
[null,{"$f":"Language!B110","v":"Text Rental"}]
[null,{"$f":"Language!B111","v":"Extra Fees"}]
[null,{"$f":"Language!B112","v":"Supplies"}]
[null,{"$f":"Language!B113","v":"Books"}]
[null,{"$f":"Language!B114","v":"Music Lessons"}]
[null,{"$f":"Language!B115","v":"SUBTOTAL"},{"$f":"SUM(C107:C114)","v":0},{"$f":"SUM(D107:D114)","v":0}]
[null,{"$f":"Language!B116","v":"Medical Expenses    "}]
[null,{"$f":"Language!B117","v":"Prescriptions"}]
[null,{"$f":"Language!B118","v":"Health Insurance"}]
[null,{"$f":"Language!B119","v":"Life Insurance"}]
[null,{"$f":"Language!B120","v":"**Hospital Paid On Account  (7)"},null,null,null,null,null,{"$f":"IF(D120=\"\",\"\",NPER(F120/12,C120,D120*-1))","v":""},{"$f":"'2-Prioritize'!I14","v":0},{"$f":"IF(D120=\"\",\"\",NPER(F120/12,C120,D120*-1)/12)","v":""}]
[null,{"$f":"Language!B121","v":"Hospital Paid CASH"}]
[null,{"$f":"Language!B122","v":"**Doctor Paid On Account    (8)"},null,null,null,null,null,{"$f":"IF(D122=\"\",\"\",NPER(F122/12,C122,D122*-1))","v":""},{"$f":"'2-Prioritize'!I15","v":0},{"$f":"IF(D122=\"\",\"\",NPER(F122/12,C122,D122*-1)/12)","v":""}]
[null,{"$f":"Language!B123","v":"Doctor Paid CASH"}]
[null,{"$f":"Language!B124","v":"**Dentist Paid On Account   (9)"},null,null,null,null,null,{"$f":"IF(D124=\"\",\"\",NPER(F124/12,C124,D124*-1))","v":""},{"$f":"'2-Prioritize'!I16","v":0},{"$f":"IF(D124=\"\",\"\",NPER(F124/12,C124,D124*-1)/12)","v":""}]
[null,{"$f":"Language!B125","v":"Dentist Paid CASH"}]
[null,{"$f":"Language!B126","v":"**Vision Paid On Account   (10)"},null,null,null,null,null,{"$f":"IF(D126=\"\",\"\",NPER(F126/12,C126,D126*-1))","v":""},{"$f":"'2-Prioritize'!I17","v":0},{"$f":"IF(D126=\"\",\"\",NPER(F126/12,C126,D126*-1)/12)","v":""}]
[null,{"$f":"Language!B127","v":"Vision Paid CASH"}]
[null,{"$f":"Language!B128","v":"SUBTOTAL"},{"$f":"C117+C118+C119+C120+C121+C122+C123+C124+C125+C126+C127","v":0},{"$f":"D126+D124+D122+D120","v":0}]
[null,{"$f":"Language!B129","v":"Charge Cards & Loan Expenses    "}]
[null,{"$f":"Language!B130","v":"Cards Paid in Full at Month End"}]
[null,{"$f":"Language!B131","v":"**Visa (11)"},null,null,null,null,null,{"$f":"IF(D131=\"\",\"\",NPER(F131/12,C131,D131*-1))","v":""},{"$f":"'2-Prioritize'!$I$18","v":0},{"$f":"IF(D131=\"\",\"\",NPER(F131/12,C131,D131*-1)/12)","v":""}]
[null,{"$f":"Language!B132","v":"**MasterCard (12)"},null,null,null,null,null,"",{"$f":"'2-Prioritize'!I19","v":0},{"$f":"IF(D132=\"\",\"\",NPER(F132/12,C132,D132*-1)/12)","v":""}]
[null,{"$f":"Language!B133","v":"**Parents (13)"},null,null,null,null,null,"",{"$f":"'2-Prioritize'!I20","v":0},""]
[null,{"$f":"Language!B134","v":"**Student Loans (no interest)(14)"}]
[null,{"$f":"Language!B135","v":"**Other    (15)"},null,null,null,null,null,"",{"$f":"'2-Prioritize'!I22","v":0},""]
[null,{"$f":"Language!B136","v":"**Other    (16)"},null,null,null,null,null,"",{"$f":"'2-Prioritize'!I23","v":0},""]
[null,{"$f":"Language!B137","v":"**Other    (17)"},null,null,null,null,null,"",{"$f":"'2-Prioritize'!I24","v":0},""]
[null,{"$f":"Language!B138","v":"**Other    (18)"},null,null,null,null,null,"",{"$f":"'2-Prioritize'!I25","v":0},""]
[null,{"$f":"Language!B139","v":"**Other    (19)"},null,null,null,null,null,"",{"$f":"'2-Prioritize'!I26","v":0},""]
[null,{"$f":"Language!B140","v":"**Other    (20)"},null,null,null,null,null,"",{"$f":"'2-Prioritize'!I27","v":0},""]
[null,{"$f":"Language!B141","v":"SUBTOTAL"},{"$f":"C140+C139+C138+C137+C136+C135+C134+C133+C132+C131+C130","v":0},{"$f":"D131+D132+D133+D134+D135+D136+D137+D138+D139+D140","v":0}]
[null,{"$f":"Language!B142","v":"Personal Savings or Over Spending"}]
[]
[null,null,null,{"$f":"Language!B168","v":"TOTAL DEBT"},null,{"$f":"Language!B169","v":"Interest Rate"},null,{"$f":"Language!B170","v":"Months till Out of Debt"},null,{"$f":"Language!B171","v":"Years Till Out of Debt"}]
[null,{"$f":"Language!B145","v":"TOTAL DEBT PAYMENTS"},{"$f":"C140+C139+C138+C137+C136+C135+C134+C133+C132+C131+C126+C124+C122+C120+C88+C77+C76+C34+C33+C32","v":0},{"$f":"D141+D128+D98+D86+D42","v":0},null,{"$f":"IF(D145=0,\"\",F32*D32/D145+F33*D33/D145+F34*D34/D145+F76*D76/D145+F77*D77/D145+F88*D88/D145+F120*D120/D145+F122*D122/D145+F124*D124/D145+F126*D126/D145+F131*D131/D145+F132*D132/D145+F133*D133/D145+F134*D134/D145+F135*D135/D145+F136*D136/D145+F137*D137/D145+F138*D138/D145+F139*D139/D145+F140*D140/D145)","v":""},null,{"$f":"IF(D145=0,\"\",NPER(F145/12,C145,D145*-1))","v":""},null,{"$f":"IF(D145=0,\"\",H145/12)","v":""}]
[null,{"$f":"Language!B146","v":"TOTAL INCOME (Plus B/Forward)"},{"$f":"+C13","v":0}]
[null,{"$f":"Language!B147","v":"TOTAL EXPENSE"},{"$f":"C24+C29+C42+C54+C72+C86+C98+C106+C115+C128+C141","v":0},null,null,{"$f":"Language!B173","v":"Years of Longest Debt"},null,null,{"$f":"'2-Prioritize'!F40","v":0},{"$f":"Language!B172","v":"Years"}]
[null,{"$f":"Language!B148","v":"INCOME - EXPENSES"},{"$f":"C146-C147","v":0},null,null,{"$f":"Language!B174","v":"This is a Savings of:"},null,null,{"$f":"I147-J145","v":{"$error":"#VALUE!"}},{"$f":"Language!B172","v":"Years"}]
[]
[null,{"$f":"Language!B175","v":"If the money left from \"Income - Expenses\" is put into paying down debt, you would be out of debt in:"},null,null,null,null,null,null,{"$f":"IF(J145=\"\",\"\",NPER(F145/12,C145+C148,D145*-1)/12)","v":""},{"$f":"IF(C145=0,\"\",\"years.\")","v":""}]
[null,null,null,null,null,null,{"$f":"Language!B174","v":"This is a Savings of:"},null,{"$f":"J145-I150","v":{"$error":"#VALUE!"}},{"$f":"IF(C146=0,\"\",\"years.\")","v":""}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
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[]
[]
[null,"MonthNum","Month","Column1"]
[null,"January",1,"January"]
[null,"February",2,"February"]
[null,"March",3,"March"]
[null,"April",4,"April"]
[null,"May",5,"May"]
[null,"June",6,"June"]
[null,"July",7,"July"]
[null,"August",8,"August"]
[null,"September",9,"September"]
[null,"October",10,"October"]
[null,"November",11,"November"]
[null,"December",12,"December"]

{"sheet":"2-Prioritize","index":2,"n_rows":33,"n_cols":14,"rows_kept":33,"cut":false,"hidden":false,"merged":[[7,13,19,14],[1,1,1,10],[2,1,2,10],[3,1,3,10]]}
[]
[null,{"$f":"Language!B177","v":"2.  PRIORITIZE (Your Debts)"}]
[null,{"$f":"Language!B178","v":"Pay Your Debts in this Order"}]
[null,{"$f":"Language!B179&\" \"&'1-Plan'!C1&\" \"&'4-Record'!X10","v":"Based on data from the Month of November 2017"}]
[]
[null,"C1","C2","C3","C4","C5","C6","C7","C8","C9","C10"]
[null,"Items","Planned Spending For Next Month","Total Amount Of Debt","Annual Interest Rate","Statement months to pay off","Minimum Payment on Statement Months","Monthly Interest","Priority Of Debts","Years till Debt       Elimination ","Amount    Left     Owing"]
[null,{"$f":"'1-Plan'!B32","v":"**Mortgage Payment (1)"},{"$f":"'1-Plan'!C32","v":0},{"$f":"'1-Plan'!D32","v":0},{"$f":"'1-Plan'!F32","v":0},{"$f":"'1-Plan'!G32","v":0},{"$f":"IF(D8=0,\"\",PMT(E8/12,F8,D8*-1))","v":""},{"$f":"D8*E8/12","v":0},null,{"$f":"IF(D8=0,\"\",NPER(E8/12,C8,D8*-1)/12)","v":""},{"$f":"D8-C8+H8","v":0},null,null,"Look in Column \"K\" (Year's Until Debt Elimination) and find the smallest number. Put a number \"1\" beside it in column \"J\". Now find the next smallest number and put a \"2\" beside it. Continue until all NUMBERS in Column \"K\" have a number beside them in Column \"J\". If two Priorities are the same, use the one with the HIGHEST INTEREST as the next number. This is the order you should pay off your debts.                  "]
[null,{"$f":"'1-Plan'!B33","v":"**Second Mortgage Payment (2)"},{"$f":"'1-Plan'!C33","v":0},{"$f":"'1-Plan'!D33","v":0},{"$f":"'1-Plan'!F33","v":0},{"$f":"'1-Plan'!G33","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B34","v":" **Taxes Payment (3)"},{"$f":"'1-Plan'!C34","v":0},{"$f":"'1-Plan'!D34","v":0},{"$f":"'1-Plan'!F34","v":0},{"$f":"'1-Plan'!G34","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B76","v":" **Car Payment (4)"},{"$f":"'1-Plan'!C76","v":0},{"$f":"'1-Plan'!D76","v":0},{"$f":"'1-Plan'!F76","v":0},{"$f":"'1-Plan'!G76","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B77","v":"**2nd Car Pmnt (5)"},{"$f":"'1-Plan'!C77","v":0},{"$f":"'1-Plan'!D77","v":0},{"$f":"'1-Plan'!F77","v":0},{"$f":"'1-Plan'!G77","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B88","v":"**RV Payment (6)"},{"$f":"'1-Plan'!C88","v":0},{"$f":"'1-Plan'!D88","v":0},{"$f":"'1-Plan'!$F$88","v":0},{"$f":"'1-Plan'!G88","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B120","v":"**Hospital Paid On Account  (7)"},{"$f":"'1-Plan'!C120","v":0},{"$f":"'1-Plan'!D120","v":0},{"$f":"'1-Plan'!$F$120","v":0},{"$f":"'1-Plan'!G120","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B122","v":"**Doctor Paid On Account    (8)"},{"$f":"'1-Plan'!C122","v":0},{"$f":"'1-Plan'!D122","v":0},{"$f":"'1-Plan'!$F$122","v":0},{"$f":"'1-Plan'!G122","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B124","v":"**Dentist Paid On Account   (9)"},{"$f":"'1-Plan'!C124","v":0},{"$f":"'1-Plan'!D124","v":0},{"$f":"'1-Plan'!$F$124","v":0},{"$f":"'1-Plan'!G124","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B126","v":"**Vision Paid On Account   (10)"},{"$f":"'1-Plan'!C126","v":0},{"$f":"'1-Plan'!D126","v":0},{"$f":"'1-Plan'!$F$126","v":0},{"$f":"'1-Plan'!G126","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B131","v":"**Visa (11)"},{"$f":"'1-Plan'!C131","v":0},{"$f":"'1-Plan'!D131","v":0},{"$f":"'1-Plan'!F131","v":0},{"$f":"'1-Plan'!G131","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B132","v":"**MasterCard (12)"},{"$f":"'1-Plan'!C132","v":0},{"$f":"'1-Plan'!D132","v":0},{"$f":"'1-Plan'!F132","v":0},{"$f":"'1-Plan'!G132","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B133","v":"**Parents (13)"},{"$f":"'1-Plan'!C133","v":0},{"$f":"'1-Plan'!D133","v":0},{"$f":"'1-Plan'!F133","v":0},{"$f":"'1-Plan'!G133","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B134","v":"**Student Loans (no interest)(14)"},{"$f":"'1-Plan'!C134","v":0},{"$f":"'1-Plan'!D134","v":0},{"$f":"'1-Plan'!F134","v":0},{"$f":"'1-Plan'!G134","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B135","v":"**Other    (15)"},{"$f":"'1-Plan'!C135","v":0},{"$f":"'1-Plan'!D135","v":0},{"$f":"'1-Plan'!F135","v":0},{"$f":"'1-Plan'!G135","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B136","v":"**Other    (16)"},{"$f":"'1-Plan'!C136","v":0},{"$f":"'1-Plan'!D136","v":0},{"$f":"'1-Plan'!F136","v":0},{"$f":"'1-Plan'!G136","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B137","v":"**Other    (17)"},{"$f":"'1-Plan'!C137","v":0},{"$f":"'1-Plan'!D137","v":0},{"$f":"'1-Plan'!F137","v":0},{"$f":"'1-Plan'!G137","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B138","v":"**Other    (18)"},{"$f":"'1-Plan'!C138","v":0},{"$f":"'1-Plan'!D138","v":0},{"$f":"'1-Plan'!F138","v":0},{"$f":"'1-Plan'!G138","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B139","v":"**Other    (19)"},{"$f":"'1-Plan'!C139","v":0},{"$f":"'1-Plan'!D139","v":0},{"$f":"'1-Plan'!F139","v":0},{"$f":"'1-Plan'!G139","v":0},"",0,null,"",0]
[null,{"$f":"'1-Plan'!B140","v":"**Other    (20)"},{"$f":"'1-Plan'!C140","v":0},{"$f":"'1-Plan'!D140","v":0},{"$f":"'1-Plan'!F140","v":0},{"$f":"'1-Plan'!G140","v":0},"",0,null,"",0]
[null,"TOTAL",{"$f":"SUM(C8:C27)","v":0},{"$f":"SUM(D8:D27)","v":0},{"$f":"IF(D28=0,\"\",E8*D8/D28+E9*D9/D28+E10*D10/D28+E11*D11/D28+E12*D12/D28+E13*D13/D28+E14*D14/D28+E15*D15/D28+E16*D16/D28+E17*D17/D28+E18*D18/D28+E19*D19/D28+E20*D20/D28+E21*D21/D28+E22*D22/D28+E23*D23/D28+E24*D24/D28+E25*D25/D28+E26*D26/D28+E27*D27/D28)","v":""},null,null,null,null,{"$f":"$J$30","v":""},{"$f":"SUM(K8:K27)","v":0}]
[]
[null,null,"Pay DEBTS in this order while keeping the minimums paid up will pay off debts in:",null,null,null,null,null,null,{"$f":"IF(D28=0,\"\",NPER(E28/12,C28,D28*-1)/12)","v":""},"Years"]
[null,null,"If you paid what's left on your Planning Worksheets for a few months it would be:",null,null,null,null,null,null,{"$f":"'1-Plan'!I150","v":""},"Years"]
[null,null,"Be sure to pay off DEBTS in this order. If an emergency comes up and you need to purchase some"]
[null,null,"large items, REPRIORITIZE by adding your additional debt in the \"1-Plan\" tab."]

{"sheet":"3-Spend","index":3,"n_rows":159,"n_cols":16,"rows_kept":159,"cut":false,"hidden":false,"merged":[[128,1,128,15],[1,1,1,15],[1,18,1,29],[34,17,34,31],[25,17,25,31],[14,17,14,31],[71,17,71,31],[42,1,42,15],[42,17,42,31],[70,27,70,29],[115,1,115,15],[24,1,24,15],[16,1,16,15],[74,1,74,15],[86,1,86,15],[98,1,98,15],[106,1,106,15],[54,1,54,15],[4,17,4,31],[4,1,4,15],[14,1,14,15],[30,1,30,15],[29,17,29,31],[29,1,29,15]]}
[null,"C1","C2","C3","C4","C5","C6","C7","C8","C9","C10","C11","C12","C13","C14","C15"]
[null,{"$f":"Language!B192&\" \"&'4-Record'!X10&\" - \"&'4-Record'!X21","v":"3. SPEND:  Spend Your Money in Advance for 2017 - 2018"}]
[]
[null,"Items",{"$f":"VLOOKUP(C159,MonthNum,2,FALSE)","v":"November"},"December","January","February","March","April","May","June","July","August","September","October",{"$f":"Language!B193","v":"Total Income"},{"$f":"Language!B194","v":"% of Total"}]
[null,{"$f":"'1-Plan'!B5","v":"INCOME"}]
[null,{"$f":"'1-Plan'!B6","v":"Brought Forward/Bank Balance"},{"$f":"'1-Plan'!C6","v":0},{"$f":"$C$151","v":0},{"$f":"$D$151","v":0},{"$f":"$E$151","v":0},{"$f":"$F$151","v":0},{"$f":"$G$151","v":0},{"$f":"$H$151","v":0},{"$f":"$I$151","v":0},{"$f":"$J$151","v":0},{"$f":"$K$151","v":0},{"$f":"$L$151","v":0},{"$f":"$M$151","v":0}]
[null,{"$f":"'1-Plan'!B7","v":"Spouse Take Home"},{"$f":"'1-Plan'!C7","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C7:N7)","v":0},{"$f":"IF(O7=0,\"\",O7/SUM($O$6:$O$12))","v":""}]
[null,{"$f":"'1-Plan'!B8","v":"Spouse Take Home"},{"$f":"'1-Plan'!C8","v":0},null,null,null,null,null,null,null,null,null,null,null,0,""]
[null,{"$f":"'1-Plan'!B9","v":"Other"},{"$f":"'1-Plan'!C9","v":0},null,null,null,null,null,null,null,null,null,null,null,0,""]
[null,{"$f":"'1-Plan'!B10","v":"Other"},{"$f":"'1-Plan'!C10","v":0},null,null,null,null,null,null,null,null,null,null,null,0,""]
[null,{"$f":"'1-Plan'!B11","v":"Rental Income"},{"$f":"'1-Plan'!C11","v":0},null,null,null,null,null,null,null,null,null,null,null,0,""]
[null,{"$f":"'1-Plan'!B12","v":"Tax Return"},{"$f":"'1-Plan'!C12","v":0},null,null,null,null,null,null,null,null,null,null,null,0,""]
[null,{"$f":"'1-Plan'!B13","v":"SUBTOTAL with Brought Forward"},{"$f":"'1-Plan'!C13","v":0},{"$f":"SUM(D6:D12)","v":0},{"$f":"SUM(E6:E12)","v":0},0,0,0,0,0,0,0,0,0,0,{"$f":"1","v":1}]
[null,{"$f":"'1-Plan'!B14","v":"SUBTOTAL without Brought Forward"},{"$f":"C7+C8+C9+C10+C11+C12","v":0},{"$f":"D7+D8+D9+D10+D11+D12","v":0},0,0,0,0,0,0,0,0,0,0,0]
[]
[null,"Items",{"$f":"C4","v":"November"},{"$f":"D4","v":"December"},"January","February","March","April","May","June","July","August","September","October",{"$f":"O4","v":"Total Income"},{"$f":"P4","v":"% of Total"}]
[null,{"$f":"'1-Plan'!B17","v":"Pay the Lord First  (Contributions)"}]
[null,{"$f":"'1-Plan'!B18","v":"Tithing"},{"$f":"'1-Plan'!C18","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C18:N18)","v":0},{"$f":"IF(O18=0,\"\",O18/SUM($O$6:$O$12))","v":""}]
[null,{"$f":"'1-Plan'!B19","v":"Fast Offering"},{"$f":"'1-Plan'!C19","v":0},null,null,null,null,null,null,null,null,null,null,null,0,""]
[null,{"$f":"'1-Plan'!B20","v":"Humanitarian"},{"$f":"'1-Plan'!C20","v":0},null,null,null,null,null,null,null,null,null,null,null,0,""]
[null,{"$f":"'1-Plan'!B21","v":"Book of Mormon"},{"$f":"'1-Plan'!C21","v":0},null,null,null,null,null,null,null,null,null,null,null,0,""]
[null,{"$f":"'1-Plan'!B22","v":"Temples"},{"$f":"'1-Plan'!C22","v":0},null,null,null,null,null,null,null,null,null,null,null,0,""]
[null,{"$f":"'1-Plan'!B23","v":"other (Cancer)"},{"$f":"'1-Plan'!C23","v":0},null,null,null,null,null,null,null,null,null,null,null,0,""]
[null,{"$f":"'1-Plan'!B24","v":"SUBTOTAL"},{"$f":"'1-Plan'!C24","v":0},{"$f":"SUM(D18:D23)","v":0},{"$f":"SUM(E18:E23)","v":0},0,0,0,0,0,0,0,0,0,0,""]
[null,{"$f":"'1-Plan'!B25","v":"Pay Yourself Second (Savings) "}]
[null,{"$f":"'1-Plan'!B26","v":"$ Transfer to Savings"},{"$f":"'1-Plan'!C26","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C26:N26)","v":0},{"$f":"IF(O26=0,\"\",O26/SUM($O$6:$O$12))","v":""}]
[null,{"$f":"'1-Plan'!B27","v":"$ Other Savings"},{"$f":"'1-Plan'!C27","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C27:N27)","v":0},{"$f":"IF(O27=0,\"\",O27/SUM($O$6:$O$12))","v":""}]
[null,{"$f":"'1-Plan'!B28","v":"$ Other Savings"},{"$f":"'1-Plan'!C28","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C28:N28)","v":0}]
[null,{"$f":"'1-Plan'!B29","v":"SUBTOTAL"},{"$f":"'1-Plan'!C29","v":0},{"$f":"SUM(D26:D28)","v":0},0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(O29=0,\"\",O29/SUM($O$6:$O$12))","v":""}]
[null,{"$f":"'1-Plan'!B30","v":"EXPENSES"}]
[null,{"$f":"'1-Plan'!B31","v":"Home Expenses"}]
[null,{"$f":"'1-Plan'!B32","v":"**Mortgage Payment (1)"},{"$f":"'1-Plan'!C32","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C32:N32)","v":0},{"$f":"IF($O$13=0,\"\",O32/SUM($O$6:$O$12))","v":""}]
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[null,{"$f":"'1-Plan'!B34","v":" **Taxes Payment (3)"},{"$f":"'1-Plan'!C34","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C34:N34)","v":0},""]
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[]
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[null,{"$f":"'1-Plan'!B134","v":"**Student Loans (no interest)(14)"},{"$f":"'1-Plan'!C134","v":0},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(C134+D134+E134+F134+G134+H134+I134+J134+K134+L134+M134+N134)","v":0},""]
[null,{"$f":"'1-Plan'!B135","v":"**Other    (15)"},{"$f":"'1-Plan'!C135","v":0},null,null,null,null,null,null,null,null,null,null,null,0,""]
[null,{"$f":"'1-Plan'!B136","v":"**Other    (16)"},{"$f":"'1-Plan'!C136","v":0},null,null,null,null,null,null,null,null,null,null,null,0,""]
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[null,{"$f":"'1-Plan'!B138","v":"**Other    (18)"},{"$f":"'1-Plan'!C138","v":0},null,null,null,null,null,null,null,null,null,null,null,0,""]
[null,{"$f":"'1-Plan'!B139","v":"**Other    (19)"},{"$f":"'1-Plan'!C139","v":0},null,null,null,null,null,null,null,null,null,null,null,0,""]
[null,{"$f":"'1-Plan'!B140","v":"**Other    (20)"},{"$f":"'1-Plan'!C140","v":0},null,null,null,null,null,null,null,null,null,null,null,0,""]
[null,{"$f":"'1-Plan'!B141","v":"SUBTOTAL"},{"$f":"'1-Plan'!C141","v":0},{"$f":"SUM(D130:D140)","v":0},{"$f":"SUM(E130:E140)","v":0},0,0,0,0,0,0,0,0,0,0,""]
[]
[]
[]
[]
[null,{"$f":"Language!B146","v":"TOTAL INCOME (Plus B/Forward)"},{"$f":"C13","v":0},0,0,0,0,0,0,0,0,0,0,0,0,1]
[null,{"$f":"Language!B147","v":"TOTAL EXPENSE"},{"$f":"C141+C128+C115+C106+C98+C86+C72+C54+C42+C29+C24","v":0},0,0,0,0,0,0,0,0,0,0,0,6,{"$f":"IF(O147=0,\"\",O147/O146)","v":{"$error":"#DIV/0!"}}]
[null,{"$f":"Language!B148","v":"INCOME - EXPENSES"},{"$f":"C146-C147","v":0},0,0,0,0,0,0,0,0,0,0,0,-6,{"$f":"IF(O148=0,\"\",O148/O147)","v":-1}]
[]
[null,{"$f":"Language!B196","v":"Add Back Savings"},{"$f":"C29","v":0},0,0,0,0,0,0,0,0,0,0,0,0,""]
[null,{"$f":"Language!B197","v":"Actual Dollars Left"},{"$f":"C148+C150","v":0},0,0,0,0,0,0,0,0,0,0,0,-6,{"$f":"IF(O151=0,\"\",O151/O150)","v":{"$error":"#DIV/0!"}}]
[]
[]
[]
[]
[]
[]
[]
[null,"Month",{"$f":"'1-Plan'!K1","v":11},{"$f":"IF(C159+1>12,1,C159+1)","v":12},{"$f":"IF(D159+1>12,1,D159+1)","v":1},2,3,4,5,6,7,8,9,10,11]

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[]
[]
[null,null,null,{"$f":"Language!B199&YEAR&\" - \"&Y4","v":"4. RECORD (Your Spending) for 2017 - 2018"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"YEAR(NOW())","v":2017},{"$f":"YEAR+1","v":2018}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Calculation Statistics"]
[null,null,null,{"$f":"Language!B200","v":"Spending Plans:"}]
[]
[null,null,null,null,{"$f":"Language!$B$201&\" \"&Y10&\" \"&X10&\" = Tab M\"&Z10","v":"Spending Plan (Budget) for November 2017 = Tab M1"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'3-Spend'!$C$159","v":11},{"$f":"IF(W10=1,YEAR+1,YEAR)","v":2017},{"$f":"'3-Spend'!$C$4","v":"November"},1]
[null,null,null,null,{"$f":"Language!$B$201&\" \"&Y11&\" \"&X11&\" = Tab M\"&Z11","v":"Spending Plan (Budget) for December 2017 = Tab M2"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'3-Spend'!$D$159","v":12},{"$f":"IF(W11=1,YEAR+1,X10)","v":2017},{"$f":"'3-Spend'!$D$4","v":"December"},{"$f":"Z10+1","v":2}]
[null,null,null,null,{"$f":"Language!$B$201&\" \"&Y12&\" \"&X12&\" = Tab M\"&Z12","v":"Spending Plan (Budget) for January 2018 = Tab M3"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'3-Spend'!$E$159","v":1},2018,{"$f":"'3-Spend'!$E$4","v":"January"},{"$f":"Z11+1","v":3}]
[null,null,null,null,{"$f":"Language!$B$201&\" \"&Y13&\" \"&X13&\" = Tab M\"&Z13","v":"Spending Plan (Budget) for February 2018 = Tab M4"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'3-Spend'!$F$159","v":2},2018,{"$f":"'3-Spend'!$F$4","v":"February"},4]
[null,null,null,null,{"$f":"Language!$B$201&\" \"&Y14&\" \"&X14&\" = Tab M\"&Z14","v":"Spending Plan (Budget) for March 2018 = Tab M5"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'3-Spend'!$G$159","v":3},2018,{"$f":"'3-Spend'!$G$4","v":"March"},5]
[null,null,null,null,{"$f":"Language!$B$201&\" \"&Y15&\" \"&X15&\" = Tab M\"&Z15","v":"Spending Plan (Budget) for April 2018 = Tab M6"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'3-Spend'!$H$159","v":4},2018,{"$f":"'3-Spend'!$H$4","v":"April"},6]
[null,null,null,null,{"$f":"Language!$B$201&\" \"&Y16&\" \"&X16&\" = Tab M\"&Z16","v":"Spending Plan (Budget) for May 2018 = Tab M7"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'3-Spend'!$I$159","v":5},2018,{"$f":"'3-Spend'!$I$4","v":"May"},7]
[null,null,null,null,{"$f":"Language!$B$201&\" \"&Y17&\" \"&X17&\" = Tab M\"&Z17","v":"Spending Plan (Budget) for June 2018 = Tab M8"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'3-Spend'!$J$159","v":6},2018,{"$f":"'3-Spend'!$J$4","v":"June"},8]
[null,null,null,null,{"$f":"Language!$B$201&\" \"&Y18&\" \"&X18&\" = Tab M\"&Z18","v":"Spending Plan (Budget) for July 2018 = Tab M9"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'3-Spend'!$K$159","v":7},2018,{"$f":"'3-Spend'!$K$4","v":"July"},9]
[null,null,null,null,{"$f":"Language!$B$201&\" \"&Y19&\" \"&X19&\" = Tab M\"&Z19","v":"Spending Plan (Budget) for August 2018 = Tab M10"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'3-Spend'!$L$159","v":8},2018,{"$f":"'3-Spend'!$L$4","v":"August"},10]
[null,null,null,null,{"$f":"Language!$B$201&\" \"&Y20&\" \"&X20&\" = Tab M\"&Z20","v":"Spending Plan (Budget) for September 2018 = Tab M11"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'3-Spend'!$M$159","v":9},2018,{"$f":"'3-Spend'!$M$4","v":"September"},11]
[null,null,null,null,{"$f":"Language!$B$201&\" \"&Y21&\" \"&X21&\" = Tab M\"&Z21","v":"Spending Plan (Budget) for October 2018 = Tab M12"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'3-Spend'!$N$159","v":10},2018,{"$f":"'3-Spend'!$N$4","v":"October"},12]

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[null,"C1","C2","C3","C4","C5","C6","C7","C8","C9","C10","C11","C12","C13"]
[null,{"$f":"$AE$2","v":"November"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'3-Spend'!C4","v":"November"}]
[null,"Items",{"$f":"Language!B204","v":"From Projection Sheet"},{"$f":"Language!B205","v":"Planned Spending Income"},{"$f":"Language!B206","v":"1st Week"},{"$f":"Language!B207","v":"2nd Week"},{"$f":"Language!B208","v":"3rd Week"},{"$f":"Language!B209","v":"4th Week"},{"$f":"Language!B210","v":"5th Week"},{"$f":"Language!B211","v":"Total For The Month"},{"$f":"Language!B212","v":"Total Over Or Under "},{"$f":"Language!B213","v":"Total INTEREST PAID On DEBTS"},{"$f":"Language!B214","v":"%   For The Month"},{"$f":"Language!B215","v":"Revised For Next Month"}]
[]
[null,{"$f":"'1-Plan'!B5","v":"INCOME"}]
[null,{"$f":"'1-Plan'!B6","v":"Brought Forward/Bank Balance"},{"$f":"'1-Plan'!C6","v":0},{"$f":"'1-Plan'!C6","v":0},{"$f":"'1-Plan'!$C$6","v":0}]
[null,{"$f":"'1-Plan'!B7","v":"Spouse Take Home"},{"$f":"'3-Spend'!C7","v":0},{"$f":"'1-Plan'!C7","v":0},null,null,null,null,null,{"$f":"SUM(E7:I7)","v":0},{"$f":"(J7-D7)","v":0},null,{"$f":"IF(J7=0,\"\",(J7/$J$13))","v":""},{"$f":"IF(J7>0,SUM(((C7:D7)))/2+J7)/2","v":0}]
[null,{"$f":"'1-Plan'!B8","v":"Spouse Take Home"},{"$f":"'3-Spend'!C8","v":0},{"$f":"'1-Plan'!C8","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B9","v":"Other"},{"$f":"'3-Spend'!C9","v":0},{"$f":"'1-Plan'!C9","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B10","v":"Other"},{"$f":"'3-Spend'!C10","v":0},{"$f":"'1-Plan'!C10","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B11","v":"Rental Income"},{"$f":"'3-Spend'!C11","v":0},{"$f":"'1-Plan'!C11","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B12","v":"Tax Return"},{"$f":"'3-Spend'!C12","v":0},{"$f":"'1-Plan'!C12","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B13","v":"SUBTOTAL with Brought Forward"},{"$f":"'3-Spend'!C13","v":0},{"$f":"'1-Plan'!C13","v":0},{"$f":"SUM(E6:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},{"$f":"SUM(G7:G12)","v":0},0,0,{"$f":"SUM(J7:J12)+E6","v":0},0,0,"",{"$f":"SUM(N7:N12)","v":0}]
[null,{"$f":"'1-Plan'!B14","v":"SUBTOTAL without Brought Forward"},{"$f":"SUM(C7:C12)","v":0},{"$f":"SUM(D7:D12)","v":0},{"$f":"SUM(E7:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},0,0,0,0,0,0,{"$f":"IF(J14=0,\"\",(J14/$J$13))","v":""},{"$f":"SUM(N7:N12)","v":0}]
[null,{"$f":"'1-Plan'!B15","v":"EXPENSES"}]
[null,"Items",{"$f":"C3","v":"From Projection Sheet"},"Planned Spending Expenses",{"$f":"E3","v":"1st Week"},"2nd Week","3rd Week","4th Week","5th Week","Total For The Month","Total Over Or Under ","Total INTEREST PAID On DEBTS","%   For The Month","Revised For Next Month"]
[null,{"$f":"'1-Plan'!B17","v":"Pay the Lord First  (Contributions)"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'1-Plan'!AB17","v":0}]
[null,{"$f":"'1-Plan'!B18","v":"Tithing"},{"$f":"'1-Plan'!C18","v":0},{"$f":"C18","v":0},null,null,null,null,null,{"$f":"SUM(E18:I18)","v":0},{"$f":"(J18-D18)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J18/$J$13))","v":""},{"$f":"IF(J18>0,SUM(((C18:D18)))/2+J18)/2","v":0}]
[null,{"$f":"'1-Plan'!B19","v":"Fast Offering"},{"$f":"'1-Plan'!C19","v":0},0,null,null,null,null,null,{"$f":"SUM(E19:I19)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B20","v":"Humanitarian"},{"$f":"'1-Plan'!C20","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B21","v":"Book of Mormon"},{"$f":"'1-Plan'!C21","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B22","v":"Temples"},{"$f":"'1-Plan'!C22","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B23","v":"other (Cancer)"},{"$f":"'1-Plan'!C23","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B24","v":"SUBTOTAL"},{"$f":"'1-Plan'!C24","v":0},{"$f":"'1-Plan'!D24","v":0},{"$f":"SUM(E18:E23)","v":0},{"$f":"SUM(F18:F23)","v":0},0,0,0,0,0,0,"",{"$f":"SUM(N18:N23)","v":0}]
[null,{"$f":"'1-Plan'!B25","v":"Pay Yourself Second (Savings) "}]
[null,{"$f":"'1-Plan'!B26","v":"$ Transfer to Savings"},{"$f":"'3-Spend'!C26","v":0},{"$f":"C26","v":0},null,null,null,null,null,{"$f":"SUM(E26:I26)","v":0},{"$f":"(J26-D26)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J26/$J$13))","v":""},{"$f":"IF(J26>0,SUM(((C26:D26)))/2+J26)/2","v":0}]
[null,{"$f":"'1-Plan'!B27","v":"$ Other Savings"},{"$f":"'3-Spend'!C27","v":0},{"$f":"C27","v":0},null,null,null,null,null,{"$f":"SUM(E27:I27)","v":0},{"$f":"(J27-D27)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J27/$J$13))","v":""},{"$f":"IF(J27>0,SUM(((C27:D27)))/2+J27)/2","v":0}]
[null,{"$f":"'1-Plan'!B28","v":"$ Other Savings"},{"$f":"'3-Spend'!C28","v":0},{"$f":"C28","v":0},null,null,null,null,null,{"$f":"SUM(E28:I28)","v":0},{"$f":"(J28-D28)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J28/$J$13))","v":""},{"$f":"IF(J28>0,SUM(((C28:D28)))/2+J28)/2","v":0}]
[null,{"$f":"'1-Plan'!B29","v":"SUBTOTAL"},{"$f":"'3-Spend'!C29","v":0},{"$f":"'3-Spend'!D29","v":0},{"$f":"SUM(E26:E28)","v":0},{"$f":"SUM(F26:F28)","v":0},0,0,0,0,0,0,{"$f":"IF($J$13<=0,\"\",(J29/$J$13))","v":""},{"$f":"N26+N27+N28","v":0}]
[null,{"$f":"'1-Plan'!B30","v":"EXPENSES"}]
[null,{"$f":"'1-Plan'!B31","v":"Home Expenses"}]
[null,{"$f":"'1-Plan'!B32","v":"**Mortgage Payment (1)"},{"$f":"'1-Plan'!C32","v":0},{"$f":"'1-Plan'!C32","v":0},null,null,null,null,null,{"$f":"SUM(E32:I32)","v":0},{"$f":"J32-D32","v":0},{"$f":"'1-Plan'!D32*'1-Plan'!F32/12","v":0},{"$f":"IF($J$13<=0,\"\",(J32/$J$13))","v":""},{"$f":"IF(J32>0,SUM(((C32:D32)))/2+J32)/2","v":0}]
[null,{"$f":"'1-Plan'!B33","v":"**Second Mortgage Payment (2)"},{"$f":"'1-Plan'!C33","v":0},{"$f":"'1-Plan'!C33","v":0},null,null,null,null,null,{"$f":"SUM(E33:I33)","v":0},{"$f":"(J33-D33)","v":0},{"$f":"'1-Plan'!D33*'1-Plan'!F33/12","v":0},{"$f":"IF($J$13<=0,\"\",(J33/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B34","v":" **Taxes Payment (3)"},{"$f":"'1-Plan'!C34","v":0},{"$f":"'1-Plan'!C34","v":0},null,null,null,null,null,{"$f":"SUM(E34:I34)","v":0},0,{"$f":"'1-Plan'!D34*'1-Plan'!F34/12","v":0},{"$f":"IF($J$13<=0,\"\",(J34/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B35","v":"Insurance, PMI, reserve pmts"},{"$f":"'1-Plan'!C35","v":0},{"$f":"'1-Plan'!C35","v":0},null,null,null,null,null,{"$f":"SUM(E35:I35)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J35/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B36","v":"Repairs / Purchases"},{"$f":"'1-Plan'!C36","v":0},{"$f":"'1-Plan'!C36","v":0},null,null,null,null,null,{"$f":"SUM(E36:I36)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B37","v":"Rent"},{"$f":"'1-Plan'!C37","v":0},{"$f":"'1-Plan'!C37","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B38","v":"Telephone/Cell Phone/Internet"},{"$f":"'1-Plan'!C38","v":0},{"$f":"'1-Plan'!C38","v":0},null,null,null,null,null,{"$f":"SUM(E38:I38)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B39","v":"Easy Max"},{"$f":"'1-Plan'!C39","v":0},{"$f":"'1-Plan'!C39","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B40","v":"Electricity"},{"$f":"'1-Plan'!C40","v":0},{"$f":"'1-Plan'!C40","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B41","v":"Water & Sewer"},{"$f":"'1-Plan'!C41","v":0},{"$f":"'1-Plan'!C41","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B42","v":"SUBTOTAL"},{"$f":"'1-Plan'!C42","v":0},{"$f":"'1-Plan'!D42","v":0},{"$f":"SUM(E32+E33+E34+E35+E36+E37+E38+E39+E40+E41)","v":0},{"$f":"SUM(F32+F33+F34+F35+F36+F37+F38+F39+F40+F41)","v":0},0,0,0,0,0,0,{"$f":"SUM(M32:M41)","v":0},{"$f":"SUM(N32+N33+N34+N35+N36+N37+N38+N39+N40+N41)","v":0}]
[null,{"$f":"'1-Plan'!B43","v":"Food Expenses    "}]
[null,{"$f":"'1-Plan'!B44","v":"Groceries"},{"$f":"'1-Plan'!C44","v":0},{"$f":"C44","v":0},null,null,null,null,null,{"$f":"SUM(E44:I44)","v":0},{"$f":"(J44-D44)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J44/$J$13))","v":""},{"$f":"IF(J44>0,SUM(((C44:D44)))/2+J44)/2","v":0}]
[null,{"$f":"'1-Plan'!B45","v":"Groceries"},{"$f":"'1-Plan'!C45","v":0},0,null,null,null,null,null,{"$f":"SUM(E45:I45)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J45/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B46","v":"Groceries"},{"$f":"'1-Plan'!C46","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B47","v":"Spouse Lunchs"},{"$f":"'1-Plan'!C47","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B48","v":"Lunches"},{"$f":"'1-Plan'!C48","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B49","v":"Eating Out"},{"$f":"'1-Plan'!C49","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B50","v":"Other"},{"$f":"'1-Plan'!C50","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B51","v":"Other"},{"$f":"'1-Plan'!C51","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B52","v":"Special Occasions"},{"$f":"'1-Plan'!C52","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B53","v":"Junk Food "},{"$f":"'1-Plan'!C53","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B54","v":"SUBTOTAL"},{"$f":"'1-Plan'!C54","v":0},{"$f":"'1-Plan'!D54","v":0},{"$f":"SUM(E44:E53)","v":0},{"$f":"SUM(F44:F53)","v":0},0,0,0,{"$f":"SUM(E54:I54)","v":0},0,0,{"$f":"SUM(M44:M53)","v":0},{"$f":"SUM(N44:N53)","v":0}]
[null,{"$f":"'1-Plan'!B55","v":"Personal Expenses    "}]
[null,{"$f":"'1-Plan'!B56","v":"Clothes / Cleaning"},{"$f":"'1-Plan'!C56","v":0},{"$f":"C56","v":0},null,null,null,null,null,{"$f":"SUM(E56:I56)","v":0},{"$f":"(J56-D56)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J56/$J$13))","v":""},{"$f":"IF(J56>0,SUM(((C56:D56)))/2+J56)/2","v":0}]
[null,{"$f":"'1-Plan'!B57","v":"Hair"},{"$f":"'1-Plan'!C57","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B58","v":"Hygene (Drug Store Items)"},{"$f":"'1-Plan'!C58","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B59","v":"Gifts"},{"$f":"'1-Plan'!C59","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B60","v":"Entertainment"},{"$f":"'1-Plan'!C60","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B61","v":"Magazines & Newspapers"},{"$f":"'1-Plan'!C61","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B62","v":"Hobbies"},{"$f":"'1-Plan'!C62","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B63","v":"Cable TV & Internet"},{"$f":"'1-Plan'!C63","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B64","v":"Babysitter"},{"$f":"'1-Plan'!C64","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B65","v":"Postage "},{"$f":"'1-Plan'!C65","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B66","v":"Children's Allowance"},{"$f":"'1-Plan'!C66","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B67","v":"Children's Allowance"},{"$f":"'1-Plan'!C67","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B68","v":"Children's Allowance"},{"$f":"'1-Plan'!C68","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B69","v":"Children's Allowance"},{"$f":"'1-Plan'!C69","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B70","v":"ATM Machine For Cash"},{"$f":"'1-Plan'!C70","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B71","v":"Overdraft Protection"},{"$f":"'1-Plan'!C71","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B72","v":"SUBTOTAL"},{"$f":"'1-Plan'!C72","v":0},{"$f":"'1-Plan'!D72","v":0},{"$f":"SUM(E56:E71)","v":0},{"$f":"SUM(F56:F71)","v":0},0,0,0,0,0,0,{"$f":"SUM(M56:M71)","v":0},{"$f":"SUM(N56:N71)","v":0}]
[]
[null,"Items",{"$f":"C3","v":"From Projection Sheet"},"Planned Spending Expenses",{"$f":"E3","v":"1st Week"},"2nd Week","3rd Week","4th Week","5th Week","Total For The Month","Total Over Or Under ","Total INTEREST PAID On DEBTS","%   For The Month","Revised For Next Month"]
[null,{"$f":"'1-Plan'!B75","v":"Transportation Expenses    "}]
[null,{"$f":"'1-Plan'!B76","v":" **Car Payment (4)"},{"$f":"'1-Plan'!C76","v":0},{"$f":"'1-Plan'!C76","v":0},null,null,null,null,null,{"$f":"SUM(E76:I76)","v":0},{"$f":"(J76-D76)","v":0},{"$f":"'1-Plan'!D76*'1-Plan'!F76/12","v":0},{"$f":"IF($J$13<=0,\"\",(J76/$J$13))","v":""},{"$f":"IF(J76>0,SUM(((C76:D76)))/2+J76)/2","v":0}]
[null,{"$f":"'1-Plan'!B77","v":"**2nd Car Pmnt (5)"},{"$f":"'1-Plan'!C77","v":0},{"$f":"'1-Plan'!C77","v":0},null,null,null,null,null,{"$f":"SUM(E77:I77)","v":0},0,{"$f":"'1-Plan'!D77*'1-Plan'!F77/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B78","v":"Gas/Petrol"},{"$f":"'1-Plan'!C78","v":0},{"$f":"'1-Plan'!C78","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B79","v":"Insurance"},{"$f":"'1-Plan'!C79","v":0},{"$f":"'1-Plan'!C79","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B80","v":"Licenses"},{"$f":"'1-Plan'!C80","v":0},{"$f":"'1-Plan'!C80","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B81","v":"Repairs"},{"$f":"'1-Plan'!C81","v":0},{"$f":"'1-Plan'!C81","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B82","v":"Oil Change"},{"$f":"'1-Plan'!C82","v":0},{"$f":"'1-Plan'!C82","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B83","v":"Tires"},{"$f":"'1-Plan'!C83","v":0},{"$f":"'1-Plan'!C83","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B84","v":"Car/Extras"},{"$f":"'1-Plan'!C84","v":0},{"$f":"'1-Plan'!C84","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B85","v":"Parking/Bus"},{"$f":"'1-Plan'!C85","v":0},{"$f":"'1-Plan'!C85","v":0},null,null,null,null,null,0,0,null,null,0]
[null,{"$f":"'1-Plan'!B86","v":"SUBTOTAL"},{"$f":"'1-Plan'!C86","v":0},{"$f":"'1-Plan'!D86","v":0},{"$f":"E85+E84+E83+E82+E81+E80+E79+E78+E77+E76","v":0},{"$f":"F85+F84+F83+F82+F81+F80+F79+F78+F77+F76","v":0},0,0,0,0,0,0,{"$f":"SUM(M76:M85)","v":0},{"$f":"N85+N84+N83+N82+N81+N80+N79+N78+N77+N76","v":0}]
[null,{"$f":"'1-Plan'!B87","v":"RVs/Recreation Expenses    "}]
[null,{"$f":"'1-Plan'!B88","v":"**RV Payment (6)"},{"$f":"'1-Plan'!C88","v":0},{"$f":"'1-Plan'!C88","v":0},null,null,null,null,null,{"$f":"SUM(E88:I88)","v":0},{"$f":"(J88-D88)","v":0},{"$f":"'1-Plan'!D88*'1-Plan'!F88/12","v":0},{"$f":"IF($J$13<=0,\"\",(J88/$J$13))","v":""},{"$f":"IF(J88>0,SUM(((C88:D88)))/2+J88)/2","v":0}]
[null,{"$f":"'1-Plan'!B89","v":"Gas/Petrol"},{"$f":"'1-Plan'!C89","v":0},{"$f":"'1-Plan'!C89","v":0},null,null,null,null,null,{"$f":"SUM(E89:I89)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B90","v":"Insurance"},{"$f":"'1-Plan'!C90","v":0},{"$f":"'1-Plan'!C90","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B91","v":"Licenses"},{"$f":"'1-Plan'!C91","v":0},{"$f":"'1-Plan'!C91","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B92","v":"Repairs"},{"$f":"'1-Plan'!C92","v":0},{"$f":"'1-Plan'!C92","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B93","v":"Oil Change"},{"$f":"'1-Plan'!C93","v":0},{"$f":"'1-Plan'!C93","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B94","v":"Tires"},{"$f":"'1-Plan'!C94","v":0},{"$f":"'1-Plan'!C94","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B95","v":"Service"},{"$f":"'1-Plan'!C95","v":0},{"$f":"'1-Plan'!C95","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B96","v":"Propane"},{"$f":"'1-Plan'!C96","v":0},{"$f":"'1-Plan'!C96","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B97","v":"Fees"},{"$f":"'1-Plan'!C97","v":0},{"$f":"'1-Plan'!C97","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B98","v":"SUBTOTAL"},{"$f":"'M1'!J98","v":0},{"$f":"'M1'!K98","v":0},{"$f":"E88+E89+E90+E91+E92+E93+E94+E95+E96+E97","v":0},{"$f":"F88+F89+F90+F91+F92+F93+F94+F95+F96+F97","v":0},0,0,0,0,0,0,{"$f":"SUM(M88:M97)","v":0},{"$f":"N88+N89+N90+N91+N92+N93+N94+N95+N96+N97","v":0}]
[null,{"$f":"'1-Plan'!B99","v":"Vacation Expenses    "}]
[null,{"$f":"'1-Plan'!B100","v":"Food"},{"$f":"'1-Plan'!C100","v":0},{"$f":"'1-Plan'!C100","v":0},null,null,null,null,null,{"$f":"SUM(E100:I100)","v":0},{"$f":"(J100-D100)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J100/$J$13))","v":""},{"$f":"IF(J100>0,SUM(((C100:D100)))/2+J100)/2","v":0}]
[null,{"$f":"'1-Plan'!B101","v":"Lodging"},{"$f":"'1-Plan'!C101","v":0},{"$f":"'1-Plan'!C101","v":0},null,null,null,null,null,{"$f":"+SUM(E101+F101+G101+H101+I101)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J101/$J$13))","v":""},{"$f":"IF(J101>0,SUM(((C101:D101)))/2+J101)/2","v":0}]
[null,{"$f":"'1-Plan'!B102","v":"Travel"},{"$f":"'1-Plan'!C102","v":0},{"$f":"'1-Plan'!C102","v":0},null,null,null,null,null,{"$f":"SUM(E102+F102+G102+H102+I102)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J102/$J$13))","v":""},{"$f":"IF(J102>0,SUM(((C102:D102)))/2+J102)/2","v":0}]
[null,{"$f":"'1-Plan'!B103","v":"Propane"},{"$f":"'1-Plan'!C103","v":0},{"$f":"'1-Plan'!C103","v":0},null,null,null,null,null,{"$f":"SUM(E103+F103+G103+H103+I103)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J103/$J$13))","v":""},{"$f":"IF(J103>0,SUM(((C103:D103)))/2+J103)/2","v":0}]
[null,{"$f":"'1-Plan'!B104","v":"Other"},{"$f":"'1-Plan'!C104","v":0},{"$f":"'1-Plan'!C104","v":0},null,null,null,null,null,{"$f":"SUM(E104:I104)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J104/$J$13))","v":""},{"$f":"IF(J104>0,SUM(((C104:D104)))/2+J104)/2","v":0}]
[null,{"$f":"'1-Plan'!B105","v":"Other"},{"$f":"'1-Plan'!C105","v":0},{"$f":"'1-Plan'!C105","v":0},null,null,null,null,null,{"$f":"SUM(E105:I105)","v":0},0,null,{"$f":"SUM(M100:M104)","v":0},{"$f":"SUM(N100:N104)","v":0}]
[null,{"$f":"'1-Plan'!$B$106","v":"SUBTOTAL"},{"$f":"'1-Plan'!C106","v":0},{"$f":"'1-Plan'!D106","v":0},{"$f":"SUM(E100:E105)","v":0},{"$f":"SUM(F100:F105)","v":0},0,0,0,0,0,0,{"$f":"SUM(M100:M105)","v":0},{"$f":"SUM(N100:N105)","v":0}]
[null,{"$f":"'1-Plan'!B107","v":"Education Expenses    "}]
[null,{"$f":"'1-Plan'!B108","v":"Tuition"},{"$f":"'1-Plan'!C108","v":0},{"$f":"C108","v":0},null,null,null,null,null,{"$f":"SUM(E108:I108)","v":0},{"$f":"(J108-D108)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J108/$J$13))","v":""},{"$f":"IF(J108>0,SUM(((C108:D108)))/2+J108)/2","v":0}]
[null,{"$f":"'1-Plan'!B109","v":"Preschool"},{"$f":"'1-Plan'!C109","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B110","v":"Text Rental"},{"$f":"'1-Plan'!C110","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B111","v":"Extra Fees"},{"$f":"'1-Plan'!C111","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B112","v":"Supplies"},{"$f":"'1-Plan'!C112","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B113","v":"Books"},{"$f":"'1-Plan'!C113","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B114","v":"Music Lessons"},{"$f":"'1-Plan'!C114","v":0},0,null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B115","v":"SUBTOTAL"},{"$f":"'1-Plan'!C115","v":0},{"$f":"'1-Plan'!D115","v":0},{"$f":"SUM(E108:E114)","v":0},{"$f":"SUM(F108:F114)","v":0},0,0,0,0,0,0,{"$f":"SUM(M108:M114)","v":0},{"$f":"SUM(N108:N114)","v":0}]
[null,{"$f":"'1-Plan'!B116","v":"Medical Expenses    "}]
[null,{"$f":"'1-Plan'!B117","v":"Prescriptions"},{"$f":"'1-Plan'!C117","v":0},{"$f":"'1-Plan'!C117","v":0},null,null,null,null,null,{"$f":"SUM(E117:I117)","v":0},{"$f":"(J117-D117)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J117/$J$13))","v":""},{"$f":"IF(J117>0,SUM(((C117:D117)))/2+J117)/2","v":0}]
[null,{"$f":"'1-Plan'!B118","v":"Health Insurance"},{"$f":"'1-Plan'!C118","v":0},{"$f":"'1-Plan'!C118","v":0},null,null,null,null,null,{"$f":"SUM(E118:I118)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B119","v":"Life Insurance"},{"$f":"'1-Plan'!C119","v":0},{"$f":"'1-Plan'!C119","v":0},null,null,null,null,null,{"$f":"SUM(E119:I119)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B120","v":"**Hospital Paid On Account  (7)"},{"$f":"'1-Plan'!C120","v":0},{"$f":"'1-Plan'!C120","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D120*'1-Plan'!F120/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B121","v":"Hospital Paid CASH"},{"$f":"'1-Plan'!C121","v":0},{"$f":"'1-Plan'!C121","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B122","v":"**Doctor Paid On Account    (8)"},{"$f":"'1-Plan'!C122","v":0},{"$f":"'1-Plan'!C122","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D122*'1-Plan'!F122/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B123","v":"Doctor Paid CASH"},{"$f":"'1-Plan'!C123","v":0},{"$f":"'1-Plan'!C123","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B124","v":"**Dentist Paid On Account   (9)"},{"$f":"'1-Plan'!C124","v":0},{"$f":"'1-Plan'!C124","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D124*'1-Plan'!F124/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B125","v":"Dentist Paid CASH"},{"$f":"'1-Plan'!C125","v":0},{"$f":"'1-Plan'!C125","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B126","v":"**Vision Paid On Account   (10)"},{"$f":"'1-Plan'!C126","v":0},{"$f":"'1-Plan'!C126","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D126*'1-Plan'!F126/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B127","v":"Vision Paid CASH"},{"$f":"'1-Plan'!C127","v":0},{"$f":"'1-Plan'!C127","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B128","v":"SUBTOTAL"},{"$f":"'1-Plan'!C128","v":0},{"$f":"'1-Plan'!D128","v":0},{"$f":"SUM(E117:E127)","v":0},{"$f":"SUM(F117:F127)","v":0},0,0,0,0,0,0,{"$f":"SUM(M117:M127)","v":0},{"$f":"SUM(N117:N127)","v":0}]
[null,{"$f":"'1-Plan'!B129","v":"Charge Cards & Loan Expenses    "}]
[null,{"$f":"'1-Plan'!B130","v":"Cards Paid in Full at Month End"},{"$f":"'1-Plan'!C130","v":0},{"$f":"'1-Plan'!C130","v":0},null,null,null,null,null,{"$f":"SUM(E130:I130)","v":0},{"$f":"(J130-D130)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J130/$J$13))","v":""},{"$f":"IF(J130>0,SUM(((C130:D130)))/2+J130)/2","v":0}]
[null,{"$f":"'1-Plan'!B131","v":"**Visa (11)"},{"$f":"'1-Plan'!C131","v":0},{"$f":"'1-Plan'!C131","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D131*'1-Plan'!F131/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B132","v":"**MasterCard (12)"},{"$f":"'1-Plan'!C132","v":0},{"$f":"'1-Plan'!C132","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D132*'1-Plan'!F132/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B133","v":"**Parents (13)"},{"$f":"'1-Plan'!C133","v":0},{"$f":"'1-Plan'!C133","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D133*'1-Plan'!F133/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B134","v":"**Student Loans (no interest)(14)"},{"$f":"'1-Plan'!C134","v":0},{"$f":"'1-Plan'!C134","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D134*'1-Plan'!F134/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B135","v":"**Other    (15)"},{"$f":"'1-Plan'!C135","v":0},{"$f":"'1-Plan'!C135","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D135*'1-Plan'!F135/12","v":0},"",0]
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[]
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[null,{"$f":"'1-Plan'!B47","v":"Spouse Lunchs"},null,{"$f":"'M1'!N47","v":0},null,null,null,null,null,0,null,null,null,0]
[null,{"$f":"'1-Plan'!B48","v":"Lunches"},{"$f":"'3-Spend'!D48","v":0},{"$f":"'M1'!N48","v":0},null,null,null,null,null,0,{"$f":"(J48-D48)","v":0},null,"",0]
[null,{"$f":"'1-Plan'!B49","v":"Eating Out"},null,{"$f":"'M1'!N49","v":0},null,null,null,null,null,0,null,null,null,0]
[null,{"$f":"'1-Plan'!B50","v":"Other"},{"$f":"'3-Spend'!D50","v":0},{"$f":"'M1'!N50","v":0},null,null,null,null,null,0,{"$f":"(J50-D50)","v":0},null,"",0]
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[null,{"$f":"'1-Plan'!B52","v":"Special Occasions"},{"$f":"'3-Spend'!D52","v":0},{"$f":"'M1'!N52","v":0},null,null,null,null,null,0,{"$f":"(J52-D52)","v":0},null,"",0]
[null,{"$f":"'1-Plan'!B53","v":"Junk Food "},null,{"$f":"'M1'!N53","v":0},null,null,null,null,null,0,null,null,null,0]
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[null,{"$f":"'1-Plan'!B55","v":"Personal Expenses    "}]
[null,{"$f":"'1-Plan'!B56","v":"Clothes / Cleaning"},{"$f":"'3-Spend'!D56","v":0},{"$f":"'M1'!N56","v":0},null,null,null,null,null,{"$f":"SUM(E56:I56)","v":0},{"$f":"(J56-D56)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J56/$J$13))","v":""},{"$f":"IF(J56>0,SUM(((C56:D56)))/2+J56)/2","v":0}]
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[null,{"$f":"'1-Plan'!B58","v":"Hygene (Drug Store Items)"},{"$f":"'3-Spend'!D58","v":0},{"$f":"'M1'!N58","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B59","v":"Gifts"},{"$f":"'3-Spend'!D59","v":0},{"$f":"'M1'!N59","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B60","v":"Entertainment"},{"$f":"'3-Spend'!D60","v":0},{"$f":"'M1'!N60","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B61","v":"Magazines & Newspapers"},{"$f":"'3-Spend'!D61","v":0},{"$f":"'M1'!N61","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B62","v":"Hobbies"},{"$f":"'3-Spend'!D62","v":0},{"$f":"'M1'!N62","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B63","v":"Cable TV & Internet"},{"$f":"'3-Spend'!D63","v":0},{"$f":"'M1'!N63","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B64","v":"Babysitter"},{"$f":"'3-Spend'!D64","v":0},{"$f":"'M1'!N64","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B65","v":"Postage "},{"$f":"'3-Spend'!D65","v":0},{"$f":"'M1'!N65","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B66","v":"Children's Allowance"},{"$f":"'3-Spend'!D66","v":0},{"$f":"'M1'!N66","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B67","v":"Children's Allowance"},{"$f":"'3-Spend'!D67","v":0},{"$f":"'M1'!N67","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B68","v":"Children's Allowance"},{"$f":"'3-Spend'!D68","v":0},{"$f":"'M1'!N68","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B69","v":"Children's Allowance"},{"$f":"'3-Spend'!D69","v":0},{"$f":"'M1'!N69","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B70","v":"ATM Machine For Cash"},{"$f":"'3-Spend'!D70","v":0},{"$f":"'M1'!N70","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B71","v":"Overdraft Protection"},{"$f":"'3-Spend'!D71","v":0},{"$f":"'M1'!N71","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B72","v":"SUBTOTAL"},{"$f":"'3-Spend'!D72","v":0},{"$f":"'3-Spend'!E72","v":0},{"$f":"SUM(E56:E71)","v":0},{"$f":"SUM(F56:F71)","v":0},0,0,0,0,0,0,{"$f":"SUM(M56:M71)","v":0},{"$f":"SUM(N56:N71)","v":0}]
[]
[null,"Items",{"$f":"C3","v":"From Projection Sheet"},"Planned Spending Expenses",{"$f":"E3","v":"1st Week"},"2nd Week","3rd Week","4th Week","5th Week","Total For The Month","Total Over Or Under ","Total INTEREST PAID On DEBTS","%   For The Month","Revised For Next Month"]
[null,{"$f":"'1-Plan'!B75","v":"Transportation Expenses    "}]
[null,{"$f":"'1-Plan'!B76","v":" **Car Payment (4)"},{"$f":"'3-Spend'!D76","v":0},{"$f":"'M1'!N76","v":0},null,null,null,null,null,{"$f":"SUM(E76:I76)","v":0},{"$f":"SUM(E76:I76)-D76","v":0},null,{"$f":"IF($J$13<=0,\"\",(J76/$J$13))","v":""},{"$f":"IF(J76>0,SUM(((C76:D76)))/2+J76)/2","v":0}]
[null,{"$f":"'1-Plan'!B77","v":"**2nd Car Pmnt (5)"},{"$f":"'3-Spend'!D77","v":0},{"$f":"'M1'!N77","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B78","v":"Gas/Petrol"},{"$f":"'3-Spend'!D78","v":0},{"$f":"'M1'!N78","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B79","v":"Insurance"},{"$f":"'3-Spend'!D79","v":0},{"$f":"'M1'!N79","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B80","v":"Licenses"},{"$f":"'3-Spend'!D80","v":0},{"$f":"'M1'!N80","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B81","v":"Repairs"},{"$f":"'3-Spend'!D81","v":0},{"$f":"'M1'!N81","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B82","v":"Oil Change"},{"$f":"'3-Spend'!D82","v":0},{"$f":"'M1'!N82","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B83","v":"Tires"},{"$f":"'3-Spend'!D83","v":0},{"$f":"'M1'!N83","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B84","v":"Car/Extras"},{"$f":"'3-Spend'!D84","v":0},{"$f":"'M1'!N84","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B85","v":"Parking/Bus"},{"$f":"'3-Spend'!D85","v":0},{"$f":"'M1'!N85","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B86","v":"SUBTOTAL"},{"$f":"'3-Spend'!D86","v":0},{"$f":"'3-Spend'!E86","v":0},{"$f":"E85+E84+E83+E82+E81+E80+E79+E78+E77+E76","v":0},{"$f":"F85+F84+F83+F82+F81+F80+F79+F78+F77+F76","v":0},0,0,0,0,0,0,{"$f":"SUM(M76:M85)","v":0},{"$f":"N85+N84+N83+N82+N81+N80+N79+N78+N77+N76","v":0}]
[null,{"$f":"'1-Plan'!B87","v":"RVs/Recreation Expenses    "}]
[null,{"$f":"'1-Plan'!B88","v":"**RV Payment (6)"},{"$f":"'3-Spend'!D88","v":0},{"$f":"'M1'!N88","v":0},null,null,null,null,null,{"$f":"SUM(E88:I88)","v":0},{"$f":"SUM(E88:I88)-D88","v":0},{"$f":"'1-Plan'!D88*'1-Plan'!F88/12","v":0},{"$f":"IF($J$13<=0,\"\",(J88/$J$13))","v":""},{"$f":"IF(J88>0,SUM(((C88:D88)))/2+J88)/2","v":0}]
[null,{"$f":"'1-Plan'!B89","v":"Gas/Petrol"},{"$f":"'3-Spend'!D89","v":0},{"$f":"'M1'!N89","v":0},null,null,null,null,null,{"$f":"SUM(E89:I89)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B90","v":"Insurance"},{"$f":"'3-Spend'!D90","v":0},{"$f":"'M1'!N90","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B91","v":"Licenses"},{"$f":"'3-Spend'!D91","v":0},{"$f":"'M1'!N91","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B92","v":"Repairs"},{"$f":"'3-Spend'!D92","v":0},{"$f":"'M1'!N92","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B93","v":"Oil Change"},{"$f":"'3-Spend'!D93","v":0},{"$f":"'M1'!N93","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B94","v":"Tires"},{"$f":"'3-Spend'!D94","v":0},{"$f":"'M1'!N94","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B95","v":"Service"},{"$f":"'3-Spend'!D95","v":0},{"$f":"'M1'!N95","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B96","v":"Propane"},{"$f":"'3-Spend'!D96","v":0},{"$f":"'M1'!N96","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B97","v":"Fees"},{"$f":"'3-Spend'!D97","v":0},{"$f":"'M1'!N97","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B98","v":"SUBTOTAL"},{"$f":"'M1'!J98","v":0},{"$f":"'M1'!K98","v":0},{"$f":"E88+E89+E90+E91+E92+E93+E94+E95+E96+E97","v":0},{"$f":"F88+F89+F90+F91+F92+F93+F94+F95+F96+F97","v":0},0,0,0,0,0,0,{"$f":"SUM(M88:M97)","v":0},{"$f":"N88+N89+N90+N91+N92+N93+N94+N95+N96+N97","v":0}]
[null,{"$f":"'1-Plan'!B99","v":"Vacation Expenses    "}]
[null,{"$f":"'1-Plan'!B100","v":"Food"},{"$f":"'3-Spend'!D100","v":0},{"$f":"'M1'!N100","v":0},null,null,null,null,null,{"$f":"SUM(E100:I100)","v":0},{"$f":"SUM(E100:I100)-D100","v":0},null,{"$f":"IF($J$13<=0,\"\",(J100/$J$13))","v":""},{"$f":"IF(J100>0,SUM(((C100:D100)))/2+J100)/2","v":0}]
[null,{"$f":"'1-Plan'!B101","v":"Lodging"},{"$f":"'3-Spend'!D101","v":0},{"$f":"'M1'!N101","v":0},null,null,null,null,null,{"$f":"+SUM(E101+F101+G101+H101+I101)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J101/$J$13))","v":""},{"$f":"IF(J101>0,SUM(((C101:D101)))/2+J101)/2","v":0}]
[null,{"$f":"'1-Plan'!B102","v":"Travel"},{"$f":"'3-Spend'!D102","v":0},{"$f":"'M1'!N102","v":0},null,null,null,null,null,{"$f":"SUM(E102+F102+G102+H102+I102)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J102/$J$13))","v":""},{"$f":"IF(J102>0,SUM(((C102:D102)))/2+J102)/2","v":0}]
[null,{"$f":"'1-Plan'!B103","v":"Propane"},{"$f":"'3-Spend'!D103","v":0},{"$f":"'M1'!N103","v":0},null,null,null,null,null,{"$f":"SUM(E103+F103+G103+H103+I103)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J103/$J$13))","v":""},{"$f":"IF(J103>0,SUM(((C103:D103)))/2+J103)/2","v":0}]
[null,{"$f":"'1-Plan'!B104","v":"Other"},{"$f":"'3-Spend'!D104","v":0},{"$f":"'M1'!N104","v":0},null,null,null,null,null,{"$f":"SUM(E104+F104+G104+H104+I104)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J104/$J$13))","v":""},{"$f":"IF(J104>0,SUM(((C104:D104)))/2+J104)/2","v":0}]
[null,{"$f":"'1-Plan'!B105","v":"Other"},{"$f":"'3-Spend'!D105","v":0},{"$f":"'M1'!N105","v":0},null,null,null,null,null,{"$f":"SUM(E105+F105+G105+H105+I105)","v":0},0,null,{"$f":"SUM(M100:M104)","v":0},{"$f":"SUM(N100:N104)","v":0}]
[null,{"$f":"'1-Plan'!$B$106","v":"SUBTOTAL"},{"$f":"'3-Spend'!D106","v":0},{"$f":"'3-Spend'!E106","v":0},{"$f":"SUM(E100:E105)","v":0},{"$f":"SUM(F100:F105)","v":0},0,0,0,0,0,0,{"$f":"SUM(M100:M105)","v":0}]
[null,{"$f":"'1-Plan'!B107","v":"Education Expenses    "}]
[null,{"$f":"'1-Plan'!B108","v":"Tuition"},{"$f":"'3-Spend'!D108","v":0},{"$f":"'M1'!N108","v":0},null,null,null,null,null,{"$f":"SUM(E108:I108)","v":0},{"$f":"SUM(E108:I108)-D108","v":0},null,{"$f":"IF($J$13<=0,\"\",(J108/$J$13))","v":""},{"$f":"IF(J108>0,SUM(((C108:D108)))/2+J108)/2","v":0}]
[null,{"$f":"'1-Plan'!B109","v":"Preschool"},{"$f":"'3-Spend'!D109","v":0},{"$f":"'M1'!N109","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B110","v":"Text Rental"},{"$f":"'3-Spend'!D110","v":0},{"$f":"'M1'!N110","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B111","v":"Extra Fees"},{"$f":"'3-Spend'!D111","v":0},{"$f":"'M1'!N111","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B112","v":"Supplies"},{"$f":"'3-Spend'!D112","v":0},{"$f":"'M1'!N112","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B113","v":"Books"},{"$f":"'3-Spend'!D113","v":0},{"$f":"'M1'!N113","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B114","v":"Music Lessons"},{"$f":"'3-Spend'!D114","v":0},{"$f":"'M1'!N114","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B115","v":"SUBTOTAL"},{"$f":"'3-Spend'!D115","v":0},{"$f":"'3-Spend'!E115","v":0},{"$f":"SUM(E108:E114)","v":0},{"$f":"SUM(F108:F114)","v":0},0,0,0,0,0,0,{"$f":"SUM(M108:M114)","v":0},{"$f":"SUM(N108:N114)","v":0}]
[null,{"$f":"'1-Plan'!B116","v":"Medical Expenses    "}]
[null,{"$f":"'1-Plan'!B117","v":"Prescriptions"},{"$f":"'3-Spend'!D117","v":0},{"$f":"'M1'!N117","v":0},null,null,null,null,null,{"$f":"SUM(E117:I117)","v":0},{"$f":"SUM(E117:I117)-D117","v":0},null,{"$f":"IF($J$13<=0,\"\",(J117/$J$13))","v":""},{"$f":"IF(J117>0,SUM(((C117:D117)))/2+J117)/2","v":0}]
[null,{"$f":"'1-Plan'!B118","v":"Health Insurance"},{"$f":"'3-Spend'!D118","v":0},{"$f":"'M1'!N118","v":0},null,null,null,null,null,{"$f":"SUM(E118:I118)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J118/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B119","v":"Life Insurance"},{"$f":"'3-Spend'!D119","v":0},{"$f":"'M1'!N119","v":0},null,null,null,null,null,{"$f":"SUM(E119:I119)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J119/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B120","v":"**Hospital Paid On Account  (7)"},{"$f":"'3-Spend'!D120","v":0},{"$f":"'M1'!N120","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D120*'1-Plan'!F120/12","v":0},{"$f":"IF($J$13<=0,\"\",(J120/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B121","v":"Hospital Paid CASH"},{"$f":"'3-Spend'!D121","v":0},{"$f":"'M1'!N121","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B122","v":"**Doctor Paid On Account    (8)"},{"$f":"'3-Spend'!D122","v":0},{"$f":"'M1'!N122","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D122*'1-Plan'!F122/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B123","v":"Doctor Paid CASH"},{"$f":"'3-Spend'!D123","v":0},{"$f":"'M1'!N123","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B124","v":"**Dentist Paid On Account   (9)"},{"$f":"'3-Spend'!D124","v":0},{"$f":"'M1'!N124","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D124*'1-Plan'!F124/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B125","v":"Dentist Paid CASH"},{"$f":"'3-Spend'!D125","v":0},{"$f":"'M1'!N125","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B126","v":"**Vision Paid On Account   (10)"},{"$f":"'3-Spend'!D126","v":0},{"$f":"'M1'!N126","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D126*'1-Plan'!F126/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B127","v":"Vision Paid CASH"},{"$f":"'3-Spend'!D127","v":0},{"$f":"'M1'!N127","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B128","v":"SUBTOTAL"},{"$f":"'3-Spend'!D128","v":0},{"$f":"'3-Spend'!E128","v":0},{"$f":"SUM(E117:E127)","v":0},{"$f":"SUM(F117:F127)","v":0},0,0,0,0,0,0,{"$f":"SUM(M117:M127)","v":0},{"$f":"SUM(N117:N127)","v":0}]
[null,{"$f":"'1-Plan'!B129","v":"Charge Cards & Loan Expenses    "}]
[null,{"$f":"'1-Plan'!B130","v":"Cards Paid in Full at Month End"},{"$f":"'3-Spend'!D130","v":0},{"$f":"'M1'!N130","v":0},null,null,null,null,null,{"$f":"SUM(E130:I130)","v":0},{"$f":"SUM(E130:I130)-D130","v":0},null,{"$f":"IF($J$13<=0,\"\",(J130/$J$13))","v":""},{"$f":"IF(J130>0,SUM(((C130:D130)))/2+J130)/2","v":0}]
[null,{"$f":"'1-Plan'!B131","v":"**Visa (11)"},{"$f":"'3-Spend'!D131","v":0},{"$f":"'M1'!N131","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D131*'1-Plan'!F131/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B132","v":"**MasterCard (12)"},{"$f":"'3-Spend'!D132","v":0},{"$f":"'M1'!N132","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D132*'1-Plan'!F132/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B133","v":"**Parents (13)"},{"$f":"'3-Spend'!D133","v":0},{"$f":"'M1'!N133","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D133*'1-Plan'!F133/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B134","v":"**Student Loans (no interest)(14)"},{"$f":"'3-Spend'!D134","v":0},{"$f":"'M1'!N134","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D134*'1-Plan'!F134/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B135","v":"**Other    (15)"},{"$f":"'3-Spend'!D135","v":0},{"$f":"'M1'!N135","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D135*'1-Plan'!F135/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B136","v":"**Other    (16)"},{"$f":"'3-Spend'!D136","v":0},{"$f":"'M1'!N136","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D136*'1-Plan'!F136/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B137","v":"**Other    (17)"},{"$f":"'3-Spend'!D137","v":0},{"$f":"'M1'!N137","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D137*'1-Plan'!F137/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B138","v":"**Other    (18)"},{"$f":"'3-Spend'!D138","v":0},{"$f":"'M1'!N138","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D138*'1-Plan'!F138/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B139","v":"**Other    (19)"},{"$f":"'3-Spend'!D139","v":0},{"$f":"'M1'!N139","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D139*'1-Plan'!F139/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B140","v":"**Other    (20)"},{"$f":"'3-Spend'!D140","v":0},{"$f":"'M1'!N140","v":0},null,null,null,null,null,{"$f":"SUM(E140:I140)","v":0},0,{"$f":"'1-Plan'!D140*'1-Plan'!F140/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B141","v":"SUBTOTAL"},{"$f":"'3-Spend'!D141","v":0},{"$f":"'3-Spend'!E141","v":0},{"$f":"SUM(E130:E140)","v":0},{"$f":"SUM(F130:F140)","v":0},0,0,0,0,0,0,{"$f":"IF($J$13<=0,\"\",(SUM(M130,M131,M132,M133,M134,M136,M137,M138,M139,M140)))","v":""},{"$f":"N130+N131+N132+N133+N134+N136+N137+N138+N139+N140","v":0}]
[null,{"$f":"'1-Plan'!B142","v":"Personal Savings or Over Spending"}]
[]
[]
[null,null,null,null,null,null,null,null,null,{"$f":"Language!B216","v":"Bank Balance"},{"$f":"Language!B217","v":"Month's Projection"},{"$f":"Language!B218","v":"Total Interest Paid for the Month"},{"$f":"IF(J13=0,\"\",J147/J13)","v":""},{"$f":"Language!B220","v":"% Of Income Spent"}]
[null,{"$f":"Language!B146","v":"TOTAL INCOME (Plus B/Forward)"},{"$f":"'3-Spend'!D146","v":0},{"$f":"D13","v":0},0,0,0,0,0,{"$f":"E146+F146+G146+H146+I146","v":0},{"$f":"N13","v":0},{"$f":"L141+L128+L98+L86+L42","v":0}]
[null,{"$f":"Language!B147","v":"TOTAL EXPENSE"},{"$f":"'3-Spend'!D147","v":0},{"$f":"D141+D128+D115+D106+D98+D86+D24+D29+D42+D54+D72","v":0},0,0,0,0,0,{"$f":"E147+F147+G147+H147+I147","v":0},{"$f":"C147","v":0},null,{"$f":"IF(J13=0,\"\",100%-M145)","v":""},{"$f":"IF(M147>0,\"NOT SPENT\",\"OVERSPENT\")","v":"NOT SPENT"}]
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[]
[null,{"$f":"'1-Plan'!B5","v":"INCOME"}]
[null,{"$f":"'1-Plan'!B6","v":"Brought Forward/Bank Balance"},{"$f":"'3-Spend'!E6","v":0},{"$f":"'M2'!N6","v":0},{"$f":"'M2'!$J$148","v":0}]
[null,{"$f":"'1-Plan'!B7","v":"Spouse Take Home"},{"$f":"'3-Spend'!E7","v":0},{"$f":"'M2'!N7","v":0},null,null,null,null,null,{"$f":"SUM(E7:I7)","v":0},{"$f":"SUM(E7:I7)-D7","v":0},null,{"$f":"IF(J7=0,\"\",(J7/$J$13))","v":""},{"$f":"IF(J7>0,SUM(((C7:D7)))/2+J7)/2","v":0}]
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[null,{"$f":"'1-Plan'!B9","v":"Other"},{"$f":"'3-Spend'!E9","v":0},{"$f":"'M2'!N9","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B10","v":"Other"},{"$f":"'3-Spend'!E10","v":0},{"$f":"'M2'!N10","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B11","v":"Rental Income"},{"$f":"'3-Spend'!E11","v":0},{"$f":"'M2'!N11","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B12","v":"Tax Return"},{"$f":"'3-Spend'!E12","v":0},{"$f":"'M2'!N12","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B13","v":"SUBTOTAL with Brought Forward"},{"$f":"'3-Spend'!E13","v":0},{"$f":"'M2'!N13","v":0},{"$f":"SUM(E6:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},{"$f":"SUM(G7:G12)","v":0},0,0,{"$f":"SUM(J7:J12)+E6","v":0},0,0,"",{"$f":"SUM(N7:N12)","v":0}]
[null,{"$f":"'1-Plan'!B14","v":"SUBTOTAL without Brought Forward"},{"$f":"'3-Spend'!E14","v":0},{"$f":"SUM(D7:D12)","v":0},{"$f":"SUM(E7:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},0,0,0,0,0,0,{"$f":"IF(J14=0,\"\",(J14/$J$13))","v":""},{"$f":"SUM(N7:N12)","v":0}]
[null,{"$f":"'1-Plan'!B15","v":"EXPENSES"}]
[null,"Items",{"$f":"C3","v":"From Projection Sheet"},"Planned Spending Expenses",{"$f":"E3","v":"1st Week"},"2nd Week","3rd Week","4th Week","5th Week","Total For The Month","Total Over Or Under ","Total INTEREST PAID On DEBTS","%   For The Month","Revised For Next Month"]
[null,{"$f":"'1-Plan'!B17","v":"Pay the Lord First  (Contributions)"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'1-Plan'!AB17","v":0}]
[null,{"$f":"'1-Plan'!B18","v":"Tithing"},{"$f":"'3-Spend'!E18","v":0},{"$f":"'M2'!N18","v":0},null,null,null,null,null,{"$f":"SUM(E18:I18)","v":0},null,null,{"$f":"IF($J$13<=0,\"\",(J18/$J$13))","v":""}]
[null,{"$f":"'1-Plan'!B19","v":"Fast Offering"},{"$f":"'3-Spend'!E19","v":0},{"$f":"'M2'!N19","v":0},null,null,null,null,null,{"$f":"SUM(E19:I19)","v":0},null,null,""]
[null,{"$f":"'1-Plan'!B20","v":"Humanitarian"},{"$f":"'3-Spend'!E20","v":0},{"$f":"'M2'!N20","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B21","v":"Book of Mormon"},{"$f":"'3-Spend'!E21","v":0},{"$f":"'M2'!N21","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B22","v":"Temples"},{"$f":"'3-Spend'!E22","v":0},{"$f":"'M2'!N22","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B23","v":"other (Cancer)"},{"$f":"'3-Spend'!E23","v":0},{"$f":"'M2'!N23","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B24","v":"SUBTOTAL"},{"$f":"'3-Spend'!E24","v":0},{"$f":"'3-Spend'!F24","v":0},{"$f":"SUM(E18:E23)","v":0},{"$f":"SUM(F18:F23)","v":0},0,0,0,0,0,0,""]
[null,{"$f":"'1-Plan'!B25","v":"Pay Yourself Second (Savings) "}]
[null,{"$f":"'1-Plan'!B26","v":"$ Transfer to Savings"},{"$f":"'3-Spend'!E26","v":0},{"$f":"'M2'!N26","v":0},null,null,null,null,null,{"$f":"SUM(E26:I26)","v":0},{"$f":"(J26-D26)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J26/$J$13))","v":""},{"$f":"J26+D26","v":0}]
[null,{"$f":"'1-Plan'!B27","v":"$ Other Savings"},{"$f":"'3-Spend'!E27","v":0},{"$f":"'M2'!N27","v":0},null,null,null,null,null,{"$f":"SUM(E27:I27)","v":0},{"$f":"(J27-D27)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J27/$J$13))","v":""},{"$f":"J27+D27","v":0}]
[null,{"$f":"'1-Plan'!B28","v":"$ Other Savings"},{"$f":"'3-Spend'!E28","v":0},{"$f":"'M2'!N28","v":0},null,null,null,null,null,{"$f":"SUM(E28:I28)","v":0},{"$f":"(J28-D28)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J28/$J$13))","v":""},{"$f":"J28+D28","v":0}]
[null,{"$f":"'1-Plan'!B29","v":"SUBTOTAL"},{"$f":"'3-Spend'!E29","v":0},{"$f":"'3-Spend'!F29","v":0},{"$f":"SUM(E26:E28)","v":0},{"$f":"SUM(F26:F28)","v":0},0,0,0,0,0,0,{"$f":"IF($J$13<=0,\"\",(J29/$J$13))","v":""},{"$f":"N26+N27+N28","v":0}]
[null,{"$f":"'1-Plan'!B30","v":"EXPENSES"}]
[null,{"$f":"'1-Plan'!B31","v":"Home Expenses"}]
[null,{"$f":"'1-Plan'!B32","v":"**Mortgage Payment (1)"},{"$f":"'3-Spend'!C32","v":0},{"$f":"'M2'!N32","v":0},null,null,null,null,null,{"$f":"SUM(E32:I32)","v":0},{"$f":"J32-D32","v":0},{"$f":"'1-Plan'!D32*'1-Plan'!F32/12","v":0},{"$f":"IF($J$13<=0,\"\",(J32/$J$13))","v":""}]
[null,{"$f":"'1-Plan'!B33","v":"**Second Mortgage Payment (2)"},{"$f":"'1-Plan'!$C$33","v":0},{"$f":"'M2'!N33","v":0},null,null,null,null,null,{"$f":"SUM(E33:I33)","v":0},{"$f":"(J33-D33)","v":0},{"$f":"'1-Plan'!D33*'1-Plan'!F33/12","v":0},{"$f":"IF($J$13<=0,\"\",(J33/$J$13))","v":""},{"$f":"IF(J33>0,SUM(((C33:D33)))/2+J33)/2","v":0}]
[null,{"$f":"'1-Plan'!B34","v":" **Taxes Payment (3)"},{"$f":"'1-Plan'!$C$34","v":0},{"$f":"'M2'!N34","v":0},null,null,null,null,null,{"$f":"SUM(E34:I34)","v":0},0,{"$f":"'1-Plan'!D34*'1-Plan'!F34/12","v":0},{"$f":"IF($J$13<=0,\"\",(J34/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B35","v":"Insurance, PMI, reserve pmts"},{"$f":"'3-Spend'!C35","v":0},{"$f":"'M2'!N35","v":0},null,null,null,null,null,{"$f":"SUM(E35:I35)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J35/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B36","v":"Repairs / Purchases"},{"$f":"'1-Plan'!C36","v":0},{"$f":"'M2'!N36","v":0},null,null,null,null,null,{"$f":"SUM(E36:I36)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B37","v":"Rent"},{"$f":"'1-Plan'!C37","v":0},{"$f":"'M2'!N37","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B38","v":"Telephone/Cell Phone/Internet"},{"$f":"'3-Spend'!C38","v":0},{"$f":"'M2'!N38","v":0},null,null,null,null,null,{"$f":"SUM(E38:I38)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B39","v":"Easy Max"},{"$f":"'3-Spend'!C39","v":0},{"$f":"'M2'!N39","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B40","v":"Electricity"},{"$f":"'1-Plan'!C40","v":0},{"$f":"'M2'!N40","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B41","v":"Water & Sewer"},{"$f":"'1-Plan'!C41","v":0},{"$f":"'M2'!N41","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B42","v":"SUBTOTAL"},{"$f":"'3-Spend'!C42","v":0},{"$f":"'3-Spend'!D42","v":0},{"$f":"SUM(E32+E33+E34+E35+E36+E37+E38+E39+E40+E41)","v":0},{"$f":"SUM(F32+F33+F34+F35+F36+F37+F38+F39+F40+F41)","v":0},0,0,0,0,0,0,{"$f":"SUM(M32:M41)","v":0},{"$f":"SUM(N32+N33+N34+N35+N36+N37+N38+N39+N40+N41)","v":0}]
[null,{"$f":"'1-Plan'!B43","v":"Food Expenses    "}]
[null,{"$f":"'1-Plan'!B44","v":"Groceries"},{"$f":"'3-Spend'!E44","v":0},{"$f":"'M2'!N44","v":0},null,null,null,null,null,{"$f":"SUM(E44:I44)","v":0},{"$f":"(J44-D44)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J44/$J$13))","v":""},{"$f":"IF(J44>0,SUM(((C44:D44)))/2+J44)/2","v":0}]
[null,{"$f":"'1-Plan'!B45","v":"Groceries"},{"$f":"'3-Spend'!E45","v":0},{"$f":"'M2'!N45","v":0},null,null,null,null,null,{"$f":"SUM(E45:I45)","v":0},{"$f":"(J45-D45)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J45/$J$13))","v":""},{"$f":"IF(J45>0,SUM(((C45:D45)))/2+J45)/2","v":0}]
[null,{"$f":"'1-Plan'!B46","v":"Groceries"},{"$f":"'3-Spend'!E46","v":0},{"$f":"'M2'!N46","v":0},null,null,null,null,null,0,{"$f":"(J46-D46)","v":0},null,"",{"$f":"IF(J46>0,SUM(((C46:D46)))/2+J46)/2","v":0}]
[null,{"$f":"'1-Plan'!B47","v":"Spouse Lunchs"},null,{"$f":"'M2'!N47","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B48","v":"Lunches"},{"$f":"'3-Spend'!E48","v":0},{"$f":"'M2'!N48","v":0},null,null,null,null,null,0,{"$f":"(J48-D48)","v":0},null,"",{"$f":"IF(J48>0,SUM(((C48:D48)))/2+J48)/2","v":0}]
[null,{"$f":"'1-Plan'!B49","v":"Eating Out"},null,{"$f":"'M2'!N49","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B50","v":"Other"},{"$f":"'3-Spend'!E50","v":0},{"$f":"'M2'!N50","v":0},null,null,null,null,null,0,{"$f":"(J50-D50)","v":0},null,"",{"$f":"IF(J50>0,SUM(((C50:D50)))/2+J50)/2","v":0}]
[null,{"$f":"'1-Plan'!B51","v":"Other"},{"$f":"'3-Spend'!E51","v":0},{"$f":"'M2'!N51","v":0},null,null,null,null,null,0,{"$f":"(J51-D51)","v":0},null,"",{"$f":"IF(J51>0,SUM(((C51:D51)))/2+J51)/2","v":0}]
[null,{"$f":"'1-Plan'!B52","v":"Special Occasions"},{"$f":"'3-Spend'!E52","v":0},{"$f":"'M2'!N52","v":0},null,null,null,null,null,0,{"$f":"(J52-D52)","v":0},null,"",{"$f":"IF(J52>0,SUM(((C52:D52)))/2+J52)/2","v":0}]
[null,{"$f":"'1-Plan'!B53","v":"Junk Food "},null,{"$f":"'M2'!N53","v":0},null,null,null,null,null,0]
[null,"SUBTOTAL",{"$f":"'3-Spend'!E54","v":0},{"$f":"'3-Spend'!F54","v":0},{"$f":"SUM(E44:E53)","v":0},{"$f":"SUM(F44:F53)","v":0},0,0,0,{"$f":"SUM(E54:I54)","v":0},0,0,{"$f":"SUM(M44:M53)","v":0},{"$f":"SUM(N44:N53)","v":0}]
[null,{"$f":"'1-Plan'!B55","v":"Personal Expenses    "}]
[null,{"$f":"'1-Plan'!B56","v":"Clothes / Cleaning"},{"$f":"'3-Spend'!E56","v":0},{"$f":"'M2'!N56","v":0},null,null,null,null,null,{"$f":"SUM(E56:I56)","v":0},{"$f":"(J56-D56)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J56/$J$13))","v":""},{"$f":"IF(J56>0,SUM(((C56:D56)))/2+J56)/2","v":0}]
[null,{"$f":"'1-Plan'!B57","v":"Hair"},{"$f":"'3-Spend'!E57","v":0},{"$f":"'M2'!N57","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B58","v":"Hygene (Drug Store Items)"},{"$f":"'3-Spend'!E58","v":0},{"$f":"'M2'!N58","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B59","v":"Gifts"},{"$f":"'3-Spend'!E59","v":0},{"$f":"'M2'!N59","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B60","v":"Entertainment"},{"$f":"'3-Spend'!E60","v":0},{"$f":"'M2'!N60","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B61","v":"Magazines & Newspapers"},{"$f":"'3-Spend'!E61","v":0},{"$f":"'M2'!N61","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B62","v":"Hobbies"},{"$f":"'3-Spend'!E62","v":0},{"$f":"'M2'!N62","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B63","v":"Cable TV & Internet"},{"$f":"'3-Spend'!E63","v":0},{"$f":"'M2'!N63","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B64","v":"Babysitter"},{"$f":"'3-Spend'!E64","v":0},{"$f":"'M2'!N64","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B65","v":"Postage "},{"$f":"'3-Spend'!E65","v":0},{"$f":"'M2'!N65","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B66","v":"Children's Allowance"},{"$f":"'3-Spend'!E66","v":0},{"$f":"'M2'!N66","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B67","v":"Children's Allowance"},{"$f":"'3-Spend'!E67","v":0},{"$f":"'M2'!N67","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B68","v":"Children's Allowance"},{"$f":"'3-Spend'!E68","v":0},{"$f":"'M2'!N68","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B69","v":"Children's Allowance"},{"$f":"'3-Spend'!E69","v":0},{"$f":"'M2'!N69","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B70","v":"ATM Machine For Cash"},{"$f":"'3-Spend'!E70","v":0},{"$f":"'M2'!N70","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B71","v":"Overdraft Protection"},{"$f":"'3-Spend'!E71","v":0},{"$f":"'M2'!N71","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B72","v":"SUBTOTAL"},{"$f":"'3-Spend'!E72","v":0},{"$f":"'3-Spend'!F72","v":0},{"$f":"SUM(E56:E71)","v":0},{"$f":"SUM(F56:F71)","v":0},0,0,0,0,0,0,{"$f":"SUM(M56:M71)","v":0},{"$f":"SUM(N56:N71)","v":0}]
[]
[null,"Items",{"$f":"C3","v":"From Projection Sheet"},"Planned Spending Expenses",{"$f":"E3","v":"1st Week"},"2nd Week","3rd Week","4th Week","5th Week","Total For The Month","Total Over Or Under ","Total INTEREST PAID On DEBTS","%   For The Month","Revised For Next Month"]
[null,{"$f":"'1-Plan'!B75","v":"Transportation Expenses    "}]
[null,{"$f":"'1-Plan'!B76","v":" **Car Payment (4)"},{"$f":"'3-Spend'!E76","v":0},{"$f":"'M2'!N76","v":0},null,null,null,null,null,{"$f":"SUM(E76:I76)","v":0},{"$f":"SUM(E76:I76)-D76","v":0},null,{"$f":"IF($J$13<=0,\"\",(J76/$J$13))","v":""},{"$f":"IF(J76>0,SUM(((C76:D76)))/2+J76)/2","v":0}]
[null,{"$f":"'1-Plan'!B77","v":"**2nd Car Pmnt (5)"},{"$f":"'3-Spend'!E77","v":0},{"$f":"'M2'!N77","v":0},null,null,null,null,null,{"$f":"SUM(E77:I77)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B78","v":"Gas/Petrol"},{"$f":"'3-Spend'!E78","v":0},{"$f":"'M2'!N78","v":0},null,null,null,null,null,0,0,null,"",0]
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[]
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[]
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[null,{"$f":"'1-Plan'!B6","v":"Brought Forward/Bank Balance"},{"$f":"'3-Spend'!F6","v":0},{"$f":"'M3'!N6","v":0},{"$f":"'M3'!$J$148","v":0}]
[null,{"$f":"'1-Plan'!B7","v":"Spouse Take Home"},{"$f":"'3-Spend'!F7","v":0},{"$f":"'M3'!N7","v":0},null,null,null,null,null,{"$f":"SUM(E7:I7)","v":0},{"$f":"SUM(E7:I7)-D7","v":0},null,{"$f":"IF(J7=0,\"\",(J7/$J$13))","v":""},{"$f":"IF(J7>0,SUM(((C7:D7)))/2+J7)/2","v":0}]
[null,{"$f":"'1-Plan'!B8","v":"Spouse Take Home"},{"$f":"'3-Spend'!F8","v":0},{"$f":"'M3'!N8","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B9","v":"Other"},{"$f":"'3-Spend'!F9","v":0},{"$f":"'M3'!N9","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B10","v":"Other"},{"$f":"'3-Spend'!F10","v":0},{"$f":"'M3'!N10","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B11","v":"Rental Income"},{"$f":"'3-Spend'!F11","v":0},{"$f":"'M3'!N11","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B12","v":"Tax Return"},{"$f":"'3-Spend'!F12","v":0},{"$f":"'M3'!N12","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B13","v":"SUBTOTAL with Brought Forward"},{"$f":"'3-Spend'!F13","v":0},{"$f":"'M3'!N13","v":0},{"$f":"SUM(E6:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},{"$f":"SUM(G7:G12)","v":0},0,0,{"$f":"SUM(J7:J12)+E6","v":0},0,0,"",{"$f":"SUM(N7:N12)","v":0}]
[null,{"$f":"'1-Plan'!B14","v":"SUBTOTAL without Brought Forward"},{"$f":"'3-Spend'!F14","v":0},{"$f":"SUM(D7:D12)","v":0},{"$f":"SUM(E7:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},0,0,0,0,0,0,{"$f":"IF(J14=0,\"\",(J14/$J$13))","v":""},{"$f":"SUM(N7:N12)","v":0}]
[null,{"$f":"'1-Plan'!B15","v":"EXPENSES"}]
[null,"Items",{"$f":"C3","v":"From Projection Sheet"},"Planned Spending Expenses",{"$f":"E3","v":"1st Week"},"2nd Week","3rd Week","4th Week","5th Week","Total For The Month","Total Over Or Under ","Total INTEREST PAID On DEBTS","%   For The Month","Revised For Next Month"]
[null,{"$f":"'1-Plan'!B17","v":"Pay the Lord First  (Contributions)"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'1-Plan'!AB17","v":0}]
[null,{"$f":"'1-Plan'!B18","v":"Tithing"},{"$f":"'3-Spend'!F18","v":0},{"$f":"'M3'!N18","v":0},null,null,null,null,null,{"$f":"SUM(E18:I18)","v":0},null,null,{"$f":"IF($J$13<=0,\"\",(J18/$J$13))","v":""}]
[null,{"$f":"'1-Plan'!B19","v":"Fast Offering"},{"$f":"'3-Spend'!F19","v":0},{"$f":"'M3'!N19","v":0},null,null,null,null,null,{"$f":"SUM(E19:I19)","v":0},null,null,""]
[null,{"$f":"'1-Plan'!B20","v":"Humanitarian"},{"$f":"'3-Spend'!F20","v":0},{"$f":"'M3'!N20","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B21","v":"Book of Mormon"},{"$f":"'3-Spend'!F21","v":0},{"$f":"'M3'!N21","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B22","v":"Temples"},{"$f":"'3-Spend'!F22","v":0},{"$f":"'M3'!N22","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B23","v":"other (Cancer)"},{"$f":"'3-Spend'!F23","v":0},{"$f":"'M3'!N23","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B24","v":"SUBTOTAL"},{"$f":"'3-Spend'!F24","v":0},{"$f":"'3-Spend'!G24","v":0},{"$f":"SUM(E18:E23)","v":0},{"$f":"SUM(F18:F23)","v":0},0,0,0,0,0,0,""]
[null,{"$f":"'1-Plan'!B25","v":"Pay Yourself Second (Savings) "}]
[null,{"$f":"'1-Plan'!B26","v":"$ Transfer to Savings"},{"$f":"'3-Spend'!F26","v":0},{"$f":"'M3'!N26","v":0},null,null,null,null,null,{"$f":"SUM(E26:I26)","v":0},{"$f":"(J26-D26)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J26/$J$13))","v":""},{"$f":"J26+D26","v":0}]
[null,{"$f":"'1-Plan'!B27","v":"$ Other Savings"},{"$f":"'3-Spend'!F27","v":0},{"$f":"'M3'!N27","v":0},null,null,null,null,null,{"$f":"SUM(E27:I27)","v":0},{"$f":"(J27-D27)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J27/$J$13))","v":""},{"$f":"J27+D27","v":0}]
[null,{"$f":"'1-Plan'!B28","v":"$ Other Savings"},{"$f":"'3-Spend'!F28","v":0},{"$f":"'M3'!N28","v":0},null,null,null,null,null,{"$f":"SUM(E28:I28)","v":0},{"$f":"(J28-D28)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J28/$J$13))","v":""},{"$f":"J28+D28","v":0}]
[null,{"$f":"'1-Plan'!B29","v":"SUBTOTAL"},{"$f":"'3-Spend'!F29","v":0},{"$f":"'3-Spend'!G29","v":0},{"$f":"SUM(E26:E28)","v":0},{"$f":"SUM(F26:F28)","v":0},0,0,0,0,0,0,{"$f":"IF($J$13<=0,\"\",(J29/$J$13))","v":""},{"$f":"N26+N27+N28","v":0}]
[null,{"$f":"'1-Plan'!B30","v":"EXPENSES"}]
[null,{"$f":"'1-Plan'!B31","v":"Home Expenses"}]
[null,{"$f":"'1-Plan'!B32","v":"**Mortgage Payment (1)"},{"$f":"'3-Spend'!C32","v":0},{"$f":"'M3'!N32","v":0},null,null,null,null,null,{"$f":"SUM(E32:I32)","v":0},{"$f":"J32-D32","v":0},{"$f":"'1-Plan'!D32*'1-Plan'!F32/12","v":0},{"$f":"IF($J$13<=0,\"\",(J32/$J$13))","v":""}]
[null,{"$f":"'1-Plan'!B33","v":"**Second Mortgage Payment (2)"},{"$f":"'1-Plan'!$C$33","v":0},{"$f":"'M3'!N33","v":0},null,null,null,null,null,{"$f":"SUM(E33:I33)","v":0},{"$f":"(J33-D33)","v":0},{"$f":"'1-Plan'!D33*'1-Plan'!F33/12","v":0},{"$f":"IF($J$13<=0,\"\",(J33/$J$13))","v":""},{"$f":"IF(J33>0,SUM(((C33:D33)))/2+J33)/2","v":0}]
[null,{"$f":"'1-Plan'!B34","v":" **Taxes Payment (3)"},{"$f":"'1-Plan'!$C$34","v":0},{"$f":"'M3'!N34","v":0},null,null,null,null,null,{"$f":"SUM(E34:I34)","v":0},0,{"$f":"'1-Plan'!D34*'1-Plan'!F34/12","v":0},{"$f":"IF($J$13<=0,\"\",(J34/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B35","v":"Insurance, PMI, reserve pmts"},{"$f":"'3-Spend'!C35","v":0},{"$f":"'M3'!N35","v":0},null,null,null,null,null,{"$f":"SUM(E35:I35)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J35/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B36","v":"Repairs / Purchases"},{"$f":"'1-Plan'!C36","v":0},{"$f":"'M3'!N36","v":0},null,null,null,null,null,{"$f":"SUM(E36:I36)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B37","v":"Rent"},{"$f":"'1-Plan'!C37","v":0},{"$f":"'M3'!N37","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B38","v":"Telephone/Cell Phone/Internet"},{"$f":"'3-Spend'!C38","v":0},{"$f":"'M3'!N38","v":0},null,null,null,null,null,{"$f":"SUM(E38:I38)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B39","v":"Easy Max"},{"$f":"'3-Spend'!C39","v":0},{"$f":"'M3'!N39","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B40","v":"Electricity"},{"$f":"'1-Plan'!C40","v":0},{"$f":"'M3'!N40","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B41","v":"Water & Sewer"},{"$f":"'1-Plan'!C41","v":0},{"$f":"'M3'!N41","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B42","v":"SUBTOTAL"},{"$f":"'3-Spend'!C42","v":0},{"$f":"'3-Spend'!D42","v":0},{"$f":"SUM(E32+E33+E34+E35+E36+E37+E38+E39+E40+E41)","v":0},{"$f":"SUM(F32+F33+F34+F35+F36+F37+F38+F39+F40+F41)","v":0},0,0,0,0,0,0,{"$f":"SUM(M32:M41)","v":0},{"$f":"SUM(N32+N33+N34+N35+N36+N37+N38+N39+N40+N41)","v":0}]
[null,{"$f":"'1-Plan'!B43","v":"Food Expenses    "}]
[null,{"$f":"'1-Plan'!B44","v":"Groceries"},{"$f":"'3-Spend'!F44","v":0},{"$f":"'M3'!N44","v":0},null,null,null,null,null,{"$f":"SUM(E44:I44)","v":0},{"$f":"(J44-D44)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J44/$J$13))","v":""},{"$f":"IF(J44>0,SUM(((C44:D44)))/2+J44)/2","v":0}]
[null,{"$f":"'1-Plan'!B45","v":"Groceries"},{"$f":"'3-Spend'!F45","v":0},{"$f":"'M3'!N45","v":0},null,null,null,null,null,{"$f":"SUM(E45:I45)","v":0},{"$f":"(J45-D45)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J45/$J$13))","v":""},{"$f":"IF(J45>0,SUM(((C45:D45)))/2+J45)/2","v":0}]
[null,{"$f":"'1-Plan'!B46","v":"Groceries"},{"$f":"'3-Spend'!F46","v":0},{"$f":"'M3'!N46","v":0},null,null,null,null,null,0,{"$f":"(J46-D46)","v":0},null,"",{"$f":"IF(J46>0,SUM(((C46:D46)))/2+J46)/2","v":0}]
[null,{"$f":"'1-Plan'!B47","v":"Spouse Lunchs"},null,{"$f":"'M3'!N47","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B48","v":"Lunches"},{"$f":"'3-Spend'!F48","v":0},{"$f":"'M3'!N48","v":0},null,null,null,null,null,0,{"$f":"(J48-D48)","v":0},null,"",{"$f":"IF(J48>0,SUM(((C48:D48)))/2+J48)/2","v":0}]
[null,{"$f":"'1-Plan'!B49","v":"Eating Out"},null,{"$f":"'M3'!N49","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B50","v":"Other"},{"$f":"'3-Spend'!F50","v":0},{"$f":"'M3'!N50","v":0},null,null,null,null,null,0,{"$f":"(J50-D50)","v":0},null,"",{"$f":"IF(J50>0,SUM(((C50:D50)))/2+J50)/2","v":0}]
[null,{"$f":"'1-Plan'!B51","v":"Other"},{"$f":"'3-Spend'!F51","v":0},{"$f":"'M3'!N51","v":0},null,null,null,null,null,0,{"$f":"(J51-D51)","v":0},null,"",{"$f":"IF(J51>0,SUM(((C51:D51)))/2+J51)/2","v":0}]
[null,{"$f":"'1-Plan'!B52","v":"Special Occasions"},{"$f":"'3-Spend'!F52","v":0},{"$f":"'M3'!N52","v":0},null,null,null,null,null,0,{"$f":"(J52-D52)","v":0},null,"",{"$f":"IF(J52>0,SUM(((C52:D52)))/2+J52)/2","v":0}]
[null,{"$f":"'1-Plan'!B53","v":"Junk Food "},null,{"$f":"'M3'!N53","v":0},null,null,null,null,null,0]
[null,"SUBTOTAL",{"$f":"'3-Spend'!F54","v":0},{"$f":"'3-Spend'!G54","v":0},{"$f":"SUM(E44:E53)","v":0},{"$f":"SUM(F44:F53)","v":0},0,0,0,{"$f":"SUM(E54:I54)","v":0},0,0,{"$f":"SUM(M44:M53)","v":0},{"$f":"SUM(N44:N53)","v":0}]
[null,{"$f":"'1-Plan'!B55","v":"Personal Expenses    "}]
[null,{"$f":"'1-Plan'!B56","v":"Clothes / Cleaning"},{"$f":"'3-Spend'!F56","v":0},{"$f":"'M3'!N56","v":0},null,null,null,null,null,{"$f":"SUM(E56:I56)","v":0},{"$f":"(J56-D56)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J56/$J$13))","v":""},{"$f":"IF(J56>0,SUM(((C56:D56)))/2+J56)/2","v":0}]
[null,{"$f":"'1-Plan'!B57","v":"Hair"},{"$f":"'3-Spend'!F57","v":0},{"$f":"'M3'!N57","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B58","v":"Hygene (Drug Store Items)"},{"$f":"'3-Spend'!F58","v":0},{"$f":"'M3'!N58","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B59","v":"Gifts"},{"$f":"'3-Spend'!F59","v":0},{"$f":"'M3'!N59","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B60","v":"Entertainment"},{"$f":"'3-Spend'!F60","v":0},{"$f":"'M3'!N60","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B61","v":"Magazines & Newspapers"},{"$f":"'3-Spend'!F61","v":0},{"$f":"'M3'!N61","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B62","v":"Hobbies"},{"$f":"'3-Spend'!F62","v":0},{"$f":"'M3'!N62","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B63","v":"Cable TV & Internet"},{"$f":"'3-Spend'!F63","v":0},{"$f":"'M3'!N63","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B64","v":"Babysitter"},{"$f":"'3-Spend'!F64","v":0},{"$f":"'M3'!N64","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B65","v":"Postage "},{"$f":"'3-Spend'!F65","v":0},{"$f":"'M3'!N65","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B66","v":"Children's Allowance"},{"$f":"'3-Spend'!F66","v":0},{"$f":"'M3'!N66","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B67","v":"Children's Allowance"},{"$f":"'3-Spend'!F67","v":0},{"$f":"'M3'!N67","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B68","v":"Children's Allowance"},{"$f":"'3-Spend'!F68","v":0},{"$f":"'M3'!N68","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B69","v":"Children's Allowance"},{"$f":"'3-Spend'!F69","v":0},{"$f":"'M3'!N69","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B70","v":"ATM Machine For Cash"},{"$f":"'3-Spend'!F70","v":0},{"$f":"'M3'!N70","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B71","v":"Overdraft Protection"},{"$f":"'3-Spend'!F71","v":0},{"$f":"'M3'!N71","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B72","v":"SUBTOTAL"},{"$f":"'3-Spend'!F72","v":0},{"$f":"'3-Spend'!G72","v":0},{"$f":"SUM(E56:E71)","v":0},{"$f":"SUM(F56:F71)","v":0},0,0,0,0,0,0,{"$f":"SUM(M56:M71)","v":0},{"$f":"SUM(N56:N71)","v":0}]
[]
[null,"Items",{"$f":"C3","v":"From Projection Sheet"},"Planned Spending Expenses",{"$f":"E3","v":"1st Week"},"2nd Week","3rd Week","4th Week","5th Week","Total For The Month","Total Over Or Under ","Total INTEREST PAID On DEBTS","%   For The Month","Revised For Next Month"]
[null,{"$f":"'1-Plan'!B75","v":"Transportation Expenses    "}]
[null,{"$f":"'1-Plan'!B76","v":" **Car Payment (4)"},{"$f":"'3-Spend'!F76","v":0},{"$f":"'M3'!N76","v":0},null,null,null,null,null,{"$f":"SUM(E76:I76)","v":0},{"$f":"SUM(E76:I76)-D76","v":0},null,{"$f":"IF($J$13<=0,\"\",(J76/$J$13))","v":""},{"$f":"IF(J76>0,SUM(((C76:D76)))/2+J76)/2","v":0}]
[null,{"$f":"'1-Plan'!B77","v":"**2nd Car Pmnt (5)"},{"$f":"'3-Spend'!F77","v":0},{"$f":"'M3'!N77","v":0},null,null,null,null,null,{"$f":"SUM(E77:I77)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B78","v":"Gas/Petrol"},{"$f":"'3-Spend'!F78","v":0},{"$f":"'M3'!N78","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B79","v":"Insurance"},{"$f":"'3-Spend'!F79","v":0},{"$f":"'M3'!N79","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B80","v":"Licenses"},{"$f":"'3-Spend'!F80","v":0},{"$f":"'M3'!N80","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B81","v":"Repairs"},{"$f":"'3-Spend'!F81","v":0},{"$f":"'M3'!N81","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B82","v":"Oil Change"},{"$f":"'3-Spend'!F82","v":0},{"$f":"'M3'!N82","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B83","v":"Tires"},{"$f":"'3-Spend'!F83","v":0},{"$f":"'M3'!N83","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B84","v":"Car/Extras"},{"$f":"'3-Spend'!F84","v":0},{"$f":"'M3'!N84","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B85","v":"Parking/Bus"},{"$f":"'3-Spend'!F85","v":0},{"$f":"'M3'!N85","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B86","v":"SUBTOTAL"},{"$f":"'3-Spend'!F86","v":0},{"$f":"'3-Spend'!G86","v":0},{"$f":"E85+E84+E83+E82+E81+E80+E79+E78+E77+E76","v":0},{"$f":"F85+F84+F83+F82+F81+F80+F79+F78+F77+F76","v":0},0,0,0,0,0,0,{"$f":"SUM(M76:M85)","v":0},{"$f":"N85+N84+N83+N82+N81+N80+N79+N78+N77+N76","v":0}]
[null,{"$f":"'1-Plan'!B87","v":"RVs/Recreation Expenses    "}]
[null,{"$f":"'1-Plan'!B88","v":"**RV Payment (6)"},{"$f":"'3-Spend'!F88","v":0},{"$f":"'M3'!N88","v":0},null,null,null,null,null,{"$f":"SUM(E88:I88)","v":0},{"$f":"SUM(E88:I88)-D88","v":0},{"$f":"'1-Plan'!D88*'1-Plan'!F88/12","v":0},{"$f":"IF($J$13<=0,\"\",(J88/$J$13))","v":""},{"$f":"IF(J88>0,SUM(((C88:D88)))/2+J88)/2","v":0}]
[null,{"$f":"'1-Plan'!B89","v":"Gas/Petrol"},{"$f":"'3-Spend'!F89","v":0},{"$f":"'M3'!N89","v":0},null,null,null,null,null,{"$f":"SUM(E89:I89)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B90","v":"Insurance"},{"$f":"'3-Spend'!F90","v":0},{"$f":"'M3'!N90","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B91","v":"Licenses"},{"$f":"'3-Spend'!F91","v":0},{"$f":"'M3'!N91","v":0},null,null,null,null,null,0,0,null,"",0]
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[null,{"$f":"'1-Plan'!B113","v":"Books"},{"$f":"'3-Spend'!F113","v":0},{"$f":"'M3'!N113","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B114","v":"Music Lessons"},{"$f":"'3-Spend'!F114","v":0},{"$f":"'M3'!N114","v":0},null,null,null,null,null,0,0,null,"",0]
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[null,{"$f":"'1-Plan'!B116","v":"Medical Expenses    "}]
[null,{"$f":"'1-Plan'!B117","v":"Prescriptions"},{"$f":"'3-Spend'!F117","v":0},{"$f":"'M3'!N117","v":0},null,null,null,null,null,{"$f":"SUM(E117:I117)","v":0},{"$f":"SUM(E117:I117)-D117","v":0},null,{"$f":"IF($J$13<=0,\"\",(J117/$J$13))","v":""},{"$f":"IF(J117>0,SUM(((C117:D117)))/2+J117)/2","v":0}]
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[null,{"$f":"'1-Plan'!B120","v":"**Hospital Paid On Account  (7)"},{"$f":"'3-Spend'!F120","v":0},{"$f":"'M3'!N120","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D120*'1-Plan'!F120/12","v":0},{"$f":"IF($J$13<=0,\"\",(J120/$J$13))","v":""},0]
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[null,{"$f":"'1-Plan'!B122","v":"**Doctor Paid On Account    (8)"},{"$f":"'3-Spend'!F122","v":0},{"$f":"'M3'!N122","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D122*'1-Plan'!F122/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B123","v":"Doctor Paid CASH"},{"$f":"'3-Spend'!F123","v":0},{"$f":"'M3'!N123","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B124","v":"**Dentist Paid On Account   (9)"},{"$f":"'3-Spend'!F124","v":0},{"$f":"'M3'!N124","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D124*'1-Plan'!F124/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B125","v":"Dentist Paid CASH"},{"$f":"'3-Spend'!F125","v":0},{"$f":"'M3'!N125","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B126","v":"**Vision Paid On Account   (10)"},{"$f":"'3-Spend'!F126","v":0},{"$f":"'M3'!N126","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D126*'1-Plan'!F126/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B127","v":"Vision Paid CASH"},{"$f":"'3-Spend'!F127","v":0},{"$f":"'M3'!N127","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B128","v":"SUBTOTAL"},{"$f":"'3-Spend'!F128","v":0},{"$f":"'3-Spend'!G128","v":0},{"$f":"SUM(E117:E127)","v":0},{"$f":"SUM(F117:F127)","v":0},0,0,0,0,0,0,{"$f":"SUM(M117:M127)","v":0},{"$f":"SUM(N117:N127)","v":0}]
[null,{"$f":"'1-Plan'!B129","v":"Charge Cards & Loan Expenses    "}]
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[null,{"$f":"'1-Plan'!B132","v":"**MasterCard (12)"},{"$f":"'3-Spend'!F132","v":0},{"$f":"'M3'!N132","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D132*'1-Plan'!F132/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B133","v":"**Parents (13)"},{"$f":"'3-Spend'!F133","v":0},{"$f":"'M3'!N133","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D133*'1-Plan'!F133/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B134","v":"**Student Loans (no interest)(14)"},{"$f":"'3-Spend'!F134","v":0},{"$f":"'M3'!N134","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D134*'1-Plan'!F134/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B135","v":"**Other    (15)"},{"$f":"'3-Spend'!F135","v":0},{"$f":"'M3'!N135","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D135*'1-Plan'!F135/12","v":0},"",0]
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[null,{"$f":"'1-Plan'!B138","v":"**Other    (18)"},{"$f":"'3-Spend'!F138","v":0},{"$f":"'M3'!N138","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D138*'1-Plan'!F138/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B139","v":"**Other    (19)"},{"$f":"'3-Spend'!F139","v":0},{"$f":"'M3'!N139","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D139*'1-Plan'!F139/12","v":0},"",0]
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[]
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[null,{"$f":"'1-Plan'!B11","v":"Rental Income"},{"$f":"'3-Spend'!G11","v":0},{"$f":"'M4'!N11","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B12","v":"Tax Return"},{"$f":"'3-Spend'!G12","v":0},{"$f":"'M4'!N12","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B13","v":"SUBTOTAL with Brought Forward"},{"$f":"'3-Spend'!G13","v":0},{"$f":"'M4'!N13","v":0},{"$f":"SUM(E6:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},{"$f":"SUM(G7:G12)","v":0},0,0,{"$f":"SUM(J7:J12)+E6","v":0},0,0,"",{"$f":"SUM(N7:N12)","v":0}]
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[null,{"$f":"'1-Plan'!B19","v":"Fast Offering"},{"$f":"'3-Spend'!G19","v":0},{"$f":"'M4'!N19","v":0},null,null,null,null,null,{"$f":"SUM(E19:I19)","v":0},null,null,""]
[null,{"$f":"'1-Plan'!B20","v":"Humanitarian"},{"$f":"'3-Spend'!G20","v":0},{"$f":"'M4'!N20","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B21","v":"Book of Mormon"},{"$f":"'3-Spend'!G21","v":0},{"$f":"'M4'!N21","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B22","v":"Temples"},{"$f":"'3-Spend'!G22","v":0},{"$f":"'M4'!N22","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B23","v":"other (Cancer)"},{"$f":"'3-Spend'!G23","v":0},{"$f":"'M4'!N23","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B24","v":"SUBTOTAL"},{"$f":"'3-Spend'!G24","v":0},{"$f":"'3-Spend'!H24","v":0},{"$f":"SUM(E18:E23)","v":0},{"$f":"SUM(F18:F23)","v":0},0,0,0,0,0,0,""]
[null,{"$f":"'1-Plan'!B25","v":"Pay Yourself Second (Savings) "}]
[null,{"$f":"'1-Plan'!B26","v":"$ Transfer to Savings"},{"$f":"'3-Spend'!G26","v":0},{"$f":"'M4'!N26","v":0},null,null,null,null,null,{"$f":"SUM(E26:I26)","v":0},{"$f":"(J26-D26)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J26/$J$13))","v":""},{"$f":"$N$23","v":0}]
[null,{"$f":"'1-Plan'!B27","v":"$ Other Savings"},{"$f":"'3-Spend'!G27","v":0},{"$f":"'M4'!N27","v":0},null,null,null,null,null,{"$f":"SUM(E27:I27)","v":0},{"$f":"(J27-D27)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J27/$J$13))","v":""},{"$f":"$N$23","v":0}]
[null,{"$f":"'1-Plan'!B28","v":"$ Other Savings"},{"$f":"'3-Spend'!G28","v":0},{"$f":"'M4'!N28","v":0},null,null,null,null,null,{"$f":"SUM(E28:I28)","v":0},{"$f":"(J28-D28)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J28/$J$13))","v":""},{"$f":"$N$23","v":0}]
[null,{"$f":"'1-Plan'!B29","v":"SUBTOTAL"},{"$f":"'3-Spend'!G29","v":0},{"$f":"'3-Spend'!H29","v":0},{"$f":"SUM(E26:E28)","v":0},{"$f":"SUM(F26:F28)","v":0},0,0,0,0,0,0,{"$f":"IF($J$13<=0,\"\",(J29/$J$13))","v":""},{"$f":"N26+N27+N28","v":0}]
[null,{"$f":"'1-Plan'!B30","v":"EXPENSES"}]
[null,{"$f":"'1-Plan'!B31","v":"Home Expenses"}]
[null,{"$f":"'1-Plan'!B32","v":"**Mortgage Payment (1)"},{"$f":"'3-Spend'!C32","v":0},{"$f":"'M4'!N32","v":0},null,null,null,null,null,{"$f":"SUM(E32:I32)","v":0},{"$f":"J32-D32","v":0},{"$f":"'1-Plan'!D32*'1-Plan'!F32/12","v":0},{"$f":"IF($J$13<=0,\"\",(J32/$J$13))","v":""}]
[null,{"$f":"'1-Plan'!B33","v":"**Second Mortgage Payment (2)"},{"$f":"'1-Plan'!$C$33","v":0},{"$f":"'M4'!N33","v":0},null,null,null,null,null,{"$f":"SUM(E33:I33)","v":0},{"$f":"(J33-D33)","v":0},{"$f":"'1-Plan'!D33*'1-Plan'!F33/12","v":0},{"$f":"IF($J$13<=0,\"\",(J33/$J$13))","v":""},{"$f":"IF(J33>0,SUM(((C33:D33)))/2+J33)/2","v":0}]
[null,{"$f":"'1-Plan'!B34","v":" **Taxes Payment (3)"},{"$f":"'1-Plan'!$C$34","v":0},{"$f":"'M4'!N34","v":0},null,null,null,null,null,{"$f":"SUM(E34:I34)","v":0},0,{"$f":"'1-Plan'!D34*'1-Plan'!F34/12","v":0},{"$f":"IF($J$13<=0,\"\",(J34/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B35","v":"Insurance, PMI, reserve pmts"},{"$f":"'3-Spend'!C35","v":0},{"$f":"'M4'!N35","v":0},null,null,null,null,null,{"$f":"SUM(E35:I35)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J35/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B36","v":"Repairs / Purchases"},{"$f":"'1-Plan'!C36","v":0},{"$f":"'M4'!N36","v":0},null,null,null,null,null,{"$f":"SUM(E36:I36)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B37","v":"Rent"},{"$f":"'1-Plan'!C37","v":0},{"$f":"'M4'!N37","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B38","v":"Telephone/Cell Phone/Internet"},{"$f":"'3-Spend'!C38","v":0},{"$f":"'M4'!N38","v":0},null,null,null,null,null,{"$f":"SUM(E38:I38)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B39","v":"Easy Max"},{"$f":"'3-Spend'!C39","v":0},{"$f":"'M4'!N39","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B40","v":"Electricity"},{"$f":"'1-Plan'!C40","v":0},{"$f":"'M4'!N40","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B41","v":"Water & Sewer"},{"$f":"'1-Plan'!C41","v":0},{"$f":"'M4'!N41","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B42","v":"SUBTOTAL"},{"$f":"'3-Spend'!C42","v":0},{"$f":"'3-Spend'!D42","v":0},{"$f":"SUM(E32+E33+E34+E35+E36+E37+E38+E39+E40+E41)","v":0},{"$f":"SUM(F32+F33+F34+F35+F36+F37+F38+F39+F40+F41)","v":0},0,0,0,0,0,0,{"$f":"SUM(M32:M41)","v":0},{"$f":"SUM(N32+N33+N34+N35+N36+N37+N38+N39+N40+N41)","v":0}]
[null,{"$f":"'1-Plan'!B43","v":"Food Expenses    "}]
[null,{"$f":"'1-Plan'!B44","v":"Groceries"},{"$f":"'3-Spend'!G44","v":0},{"$f":"'M4'!N44","v":0},null,null,null,null,null,{"$f":"SUM(E44:I44)","v":0},{"$f":"(J44-D44)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J44/$J$13))","v":""},{"$f":"IF(J44>0,SUM(((C44:D44)))/2+J44)/2","v":0}]
[null,{"$f":"'1-Plan'!B45","v":"Groceries"},{"$f":"'3-Spend'!G45","v":0},{"$f":"'M4'!N45","v":0},null,null,null,null,null,{"$f":"SUM(E45:I45)","v":0},{"$f":"(J45-D45)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J45/$J$13))","v":""},{"$f":"IF(J45>0,SUM(((C45:D45)))/2+J45)/2","v":0}]
[null,{"$f":"'1-Plan'!B46","v":"Groceries"},{"$f":"'3-Spend'!G46","v":0},{"$f":"'M4'!N46","v":0},null,null,null,null,null,0,{"$f":"(J46-D46)","v":0},null,"",{"$f":"IF(J46>0,SUM(((C46:D46)))/2+J46)/2","v":0}]
[null,{"$f":"'1-Plan'!B47","v":"Spouse Lunchs"},null,{"$f":"'M4'!N47","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B48","v":"Lunches"},{"$f":"'3-Spend'!G48","v":0},{"$f":"'M4'!N48","v":0},null,null,null,null,null,0,{"$f":"(J48-D48)","v":0},null,"",{"$f":"IF(J48>0,SUM(((C48:D48)))/2+J48)/2","v":0}]
[null,{"$f":"'1-Plan'!B49","v":"Eating Out"},null,{"$f":"'M4'!N49","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B50","v":"Other"},{"$f":"'3-Spend'!G50","v":0},{"$f":"'M4'!N50","v":0},null,null,null,null,null,0,{"$f":"(J50-D50)","v":0},null,"",{"$f":"IF(J50>0,SUM(((C50:D50)))/2+J50)/2","v":0}]
[null,{"$f":"'1-Plan'!B51","v":"Other"},{"$f":"'3-Spend'!G51","v":0},{"$f":"'M4'!N51","v":0},null,null,null,null,null,0,{"$f":"(J51-D51)","v":0},null,"",{"$f":"IF(J51>0,SUM(((C51:D51)))/2+J51)/2","v":0}]
[null,{"$f":"'1-Plan'!B52","v":"Special Occasions"},{"$f":"'3-Spend'!G52","v":0},{"$f":"'M4'!N52","v":0},null,null,null,null,null,0,{"$f":"(J52-D52)","v":0},null,"",{"$f":"IF(J52>0,SUM(((C52:D52)))/2+J52)/2","v":0}]
[null,{"$f":"'1-Plan'!B53","v":"Junk Food "},null,{"$f":"'M4'!N53","v":0},null,null,null,null,null,0]
[null,"SUBTOTAL",{"$f":"'3-Spend'!G54","v":0},{"$f":"'3-Spend'!H54","v":0},{"$f":"SUM(E44:E53)","v":0},{"$f":"SUM(F44:F53)","v":0},0,0,0,{"$f":"SUM(E54:I54)","v":0},0,0,{"$f":"SUM(M44:M53)","v":0},{"$f":"SUM(N44:N53)","v":0}]
[null,{"$f":"'1-Plan'!B55","v":"Personal Expenses    "}]
[null,{"$f":"'1-Plan'!B56","v":"Clothes / Cleaning"},{"$f":"'3-Spend'!G56","v":0},{"$f":"'M4'!N56","v":0},null,null,null,null,null,{"$f":"SUM(E56:I56)","v":0},{"$f":"(J56-D56)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J56/$J$13))","v":""},{"$f":"IF(J56>0,SUM(((C56:D56)))/2+J56)/2","v":0}]
[null,{"$f":"'1-Plan'!B57","v":"Hair"},{"$f":"'3-Spend'!G57","v":0},{"$f":"'M4'!N57","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B58","v":"Hygene (Drug Store Items)"},{"$f":"'3-Spend'!G58","v":0},{"$f":"'M4'!N58","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B59","v":"Gifts"},{"$f":"'3-Spend'!G59","v":0},{"$f":"'M4'!N59","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B60","v":"Entertainment"},{"$f":"'3-Spend'!G60","v":0},{"$f":"'M4'!N60","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B61","v":"Magazines & Newspapers"},{"$f":"'3-Spend'!G61","v":0},{"$f":"'M4'!N61","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B62","v":"Hobbies"},{"$f":"'3-Spend'!G62","v":0},{"$f":"'M4'!N62","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B63","v":"Cable TV & Internet"},{"$f":"'3-Spend'!G63","v":0},{"$f":"'M4'!N63","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B64","v":"Babysitter"},{"$f":"'3-Spend'!G64","v":0},{"$f":"'M4'!N64","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B65","v":"Postage "},{"$f":"'3-Spend'!G65","v":0},{"$f":"'M4'!N65","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B66","v":"Children's Allowance"},{"$f":"'3-Spend'!G66","v":0},{"$f":"'M4'!N66","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B67","v":"Children's Allowance"},{"$f":"'3-Spend'!G67","v":0},{"$f":"'M4'!N67","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B68","v":"Children's Allowance"},{"$f":"'3-Spend'!G68","v":0},{"$f":"'M4'!N68","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B69","v":"Children's Allowance"},{"$f":"'3-Spend'!G69","v":0},{"$f":"'M4'!N69","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B70","v":"ATM Machine For Cash"},{"$f":"'3-Spend'!G70","v":0},{"$f":"'M4'!N70","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B71","v":"Overdraft Protection"},{"$f":"'3-Spend'!G71","v":0},{"$f":"'M4'!N71","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B72","v":"SUBTOTAL"},{"$f":"'3-Spend'!G72","v":0},{"$f":"'3-Spend'!H72","v":0},{"$f":"SUM(E56:E71)","v":0},{"$f":"SUM(F56:F71)","v":0},0,0,0,0,0,0,{"$f":"SUM(M56:M71)","v":0},{"$f":"SUM(N56:N71)","v":0}]
[]
[null,"Items",{"$f":"C3","v":"From Projection Sheet"},"Planned Spending Expenses",{"$f":"E3","v":"1st Week"},"2nd Week","3rd Week","4th Week","5th Week","Total For The Month","Total Over Or Under ","Total INTEREST PAID On DEBTS","%   For The Month","Revised For Next Month"]
[null,{"$f":"'1-Plan'!B75","v":"Transportation Expenses    "}]
[null,{"$f":"'1-Plan'!B76","v":" **Car Payment (4)"},{"$f":"'3-Spend'!G76","v":0},{"$f":"'M4'!N76","v":0},null,null,null,null,null,{"$f":"SUM(E76:I76)","v":0},{"$f":"SUM(E76:I76)-D76","v":0},null,{"$f":"IF($J$13<=0,\"\",(J76/$J$13))","v":""},{"$f":"IF(J76>0,SUM(((C76:D76)))/2+J76)/2","v":0}]
[null,{"$f":"'1-Plan'!B77","v":"**2nd Car Pmnt (5)"},{"$f":"'3-Spend'!G77","v":0},{"$f":"'M4'!N77","v":0},null,null,null,null,null,{"$f":"SUM(E77:I77)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B78","v":"Gas/Petrol"},{"$f":"'3-Spend'!G78","v":0},{"$f":"'M4'!N78","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B79","v":"Insurance"},{"$f":"'3-Spend'!G79","v":0},{"$f":"'M4'!N79","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B80","v":"Licenses"},{"$f":"'3-Spend'!G80","v":0},{"$f":"'M4'!N80","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B81","v":"Repairs"},{"$f":"'3-Spend'!G81","v":0},{"$f":"'M4'!N81","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B82","v":"Oil Change"},{"$f":"'3-Spend'!G82","v":0},{"$f":"'M4'!N82","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B83","v":"Tires"},{"$f":"'3-Spend'!G83","v":0},{"$f":"'M4'!N83","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B84","v":"Car/Extras"},{"$f":"'3-Spend'!G84","v":0},{"$f":"'M4'!N84","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B85","v":"Parking/Bus"},{"$f":"'3-Spend'!G85","v":0},{"$f":"'M4'!N85","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B86","v":"SUBTOTAL"},{"$f":"'3-Spend'!G86","v":0},{"$f":"'3-Spend'!H86","v":0},{"$f":"E85+E84+E83+E82+E81+E80+E79+E78+E77+E76","v":0},{"$f":"F85+F84+F83+F82+F81+F80+F79+F78+F77+F76","v":0},0,0,0,0,0,0,{"$f":"SUM(M76:M85)","v":0},{"$f":"N85+N84+N83+N82+N81+N80+N79+N78+N77+N76","v":0}]
[null,{"$f":"'1-Plan'!B87","v":"RVs/Recreation Expenses    "}]
[null,{"$f":"'1-Plan'!B88","v":"**RV Payment (6)"},{"$f":"'3-Spend'!G88","v":0},{"$f":"'M4'!N88","v":0},null,null,null,null,null,{"$f":"SUM(E88:I88)","v":0},{"$f":"SUM(E88:I88)-D88","v":0},{"$f":"'1-Plan'!D88*'1-Plan'!F88/12","v":0},{"$f":"IF($J$13<=0,\"\",(J88/$J$13))","v":""},{"$f":"IF(J88>0,SUM(((C88:D88)))/2+J88)/2","v":0}]
[null,{"$f":"'1-Plan'!B89","v":"Gas/Petrol"},{"$f":"'3-Spend'!G89","v":0},{"$f":"'M4'!N89","v":0},null,null,null,null,null,{"$f":"SUM(E89:I89)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B90","v":"Insurance"},{"$f":"'3-Spend'!G90","v":0},{"$f":"'M4'!N90","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B91","v":"Licenses"},{"$f":"'3-Spend'!G91","v":0},{"$f":"'M4'!N91","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B92","v":"Repairs"},{"$f":"'3-Spend'!G92","v":0},{"$f":"'M4'!N92","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B93","v":"Oil Change"},{"$f":"'3-Spend'!G93","v":0},{"$f":"'M4'!N93","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B94","v":"Tires"},{"$f":"'3-Spend'!G94","v":0},{"$f":"'M4'!N94","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B95","v":"Service"},{"$f":"'3-Spend'!G95","v":0},{"$f":"'M4'!N95","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B96","v":"Propane"},{"$f":"'3-Spend'!G96","v":0},{"$f":"'M4'!N96","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B97","v":"Fees"},{"$f":"'3-Spend'!G97","v":0},{"$f":"'M4'!N97","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B98","v":"SUBTOTAL"},{"$f":"'M1'!J98","v":0},{"$f":"'M1'!K98","v":0},{"$f":"E88+E89+E90+E91+E92+E93+E94+E95+E96+E97","v":0},{"$f":"F88+F89+F90+F91+F92+F93+F94+F95+F96+F97","v":0},0,0,0,0,0,0,{"$f":"SUM(M88:M97)","v":0},{"$f":"N88+N89+N90+N91+N92+N93+N94+N95+N96+N97","v":0}]
[null,{"$f":"'1-Plan'!B99","v":"Vacation Expenses    "}]
[null,{"$f":"'1-Plan'!B100","v":"Food"},{"$f":"'3-Spend'!G100","v":0},{"$f":"'M4'!N100","v":0},null,null,null,null,null,{"$f":"SUM(E100:I100)","v":0},{"$f":"SUM(E100:I100)-D100","v":0},null,{"$f":"IF($J$13<=0,\"\",(J100/$J$13))","v":""},{"$f":"IF(J100>0,SUM(((C100:D100)))/2+J100)/2","v":0}]
[null,{"$f":"'1-Plan'!B101","v":"Lodging"},{"$f":"'3-Spend'!G101","v":0},{"$f":"'M4'!N101","v":0},null,null,null,null,null,{"$f":"+SUM(E101+F101+G101+H101+I101)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J101/$J$13))","v":""},{"$f":"IF(J101>0,SUM(((C101:D101)))/2+J101)/2","v":0}]
[null,{"$f":"'1-Plan'!B102","v":"Travel"},{"$f":"'3-Spend'!G102","v":0},{"$f":"'M4'!N102","v":0},null,null,null,null,null,{"$f":"SUM(E102+F102+G102+H102+I102)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J102/$J$13))","v":""},{"$f":"IF(J102>0,SUM(((C102:D102)))/2+J102)/2","v":0}]
[null,{"$f":"'1-Plan'!B103","v":"Propane"},{"$f":"'3-Spend'!G103","v":0},{"$f":"'M4'!N103","v":0},null,null,null,null,null,{"$f":"SUM(E103+F103+G103+H103+I103)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J103/$J$13))","v":""},{"$f":"IF(J103>0,SUM(((C103:D103)))/2+J103)/2","v":0}]
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[null,{"$f":"'1-Plan'!B107","v":"Education Expenses    "}]
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[null,{"$f":"'1-Plan'!B110","v":"Text Rental"},{"$f":"'3-Spend'!G110","v":0},{"$f":"'M4'!N110","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B111","v":"Extra Fees"},{"$f":"'3-Spend'!G111","v":0},{"$f":"'M4'!N111","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B112","v":"Supplies"},{"$f":"'3-Spend'!G112","v":0},{"$f":"'M4'!N112","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B113","v":"Books"},{"$f":"'3-Spend'!G113","v":0},{"$f":"'M4'!N113","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B114","v":"Music Lessons"},{"$f":"'3-Spend'!G114","v":0},{"$f":"'M4'!N114","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B115","v":"SUBTOTAL"},{"$f":"'3-Spend'!G115","v":0},{"$f":"'3-Spend'!H115","v":0},{"$f":"SUM(E108:E114)","v":0},{"$f":"SUM(F108:F114)","v":0},0,0,0,0,0,0,{"$f":"SUM(M108:M114)","v":0},{"$f":"SUM(N108:N114)","v":0}]
[null,{"$f":"'1-Plan'!B116","v":"Medical Expenses    "}]
[null,{"$f":"'1-Plan'!B117","v":"Prescriptions"},{"$f":"'3-Spend'!G117","v":0},{"$f":"'M4'!N117","v":0},null,null,null,null,null,{"$f":"SUM(E117:I117)","v":0},{"$f":"SUM(E117:I117)-D117","v":0},null,{"$f":"IF($J$13<=0,\"\",(J117/$J$13))","v":""},{"$f":"IF(J117>0,SUM(((C117:D117)))/2+J117)/2","v":0}]
[null,{"$f":"'1-Plan'!B118","v":"Health Insurance"},{"$f":"'3-Spend'!G118","v":0},{"$f":"'M4'!N118","v":0},null,null,null,null,null,{"$f":"SUM(E118:I118)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J118/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B119","v":"Life Insurance"},{"$f":"'3-Spend'!G119","v":0},{"$f":"'M4'!N119","v":0},null,null,null,null,null,{"$f":"SUM(E119:I119)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J119/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B120","v":"**Hospital Paid On Account  (7)"},{"$f":"'3-Spend'!G120","v":0},{"$f":"'M4'!N120","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D120*'1-Plan'!F120/12","v":0},{"$f":"IF($J$13<=0,\"\",(J120/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B121","v":"Hospital Paid CASH"},{"$f":"'3-Spend'!G121","v":0},{"$f":"'M4'!N121","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B122","v":"**Doctor Paid On Account    (8)"},{"$f":"'3-Spend'!G122","v":0},{"$f":"'M4'!N122","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D122*'1-Plan'!F122/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B123","v":"Doctor Paid CASH"},{"$f":"'3-Spend'!G123","v":0},{"$f":"'M4'!N123","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B124","v":"**Dentist Paid On Account   (9)"},{"$f":"'3-Spend'!G124","v":0},{"$f":"'M4'!N124","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D124*'1-Plan'!F124/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B125","v":"Dentist Paid CASH"},{"$f":"'3-Spend'!G125","v":0},{"$f":"'M4'!N125","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B126","v":"**Vision Paid On Account   (10)"},{"$f":"'3-Spend'!G126","v":0},{"$f":"'M4'!N126","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D126*'1-Plan'!F126/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B127","v":"Vision Paid CASH"},{"$f":"'3-Spend'!G127","v":0},{"$f":"'M4'!N127","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B128","v":"SUBTOTAL"},{"$f":"'3-Spend'!G128","v":0},{"$f":"'3-Spend'!H128","v":0},{"$f":"SUM(E117:E127)","v":0},{"$f":"SUM(F117:F127)","v":0},0,0,0,0,0,0,{"$f":"SUM(M117:M127)","v":0},{"$f":"SUM(N117:N127)","v":0}]
[null,{"$f":"'1-Plan'!B129","v":"Charge Cards & Loan Expenses    "}]
[null,{"$f":"'1-Plan'!B130","v":"Cards Paid in Full at Month End"},{"$f":"'3-Spend'!G130","v":0},{"$f":"'M4'!N130","v":0},null,null,null,null,null,{"$f":"SUM(E130:I130)","v":0},{"$f":"SUM(E130:I130)-D130","v":0},null,{"$f":"IF($J$13<=0,\"\",(J130/$J$13))","v":""},{"$f":"IF(J130>0,SUM(((C130:D130)))/2+J130)/2","v":0}]
[null,{"$f":"'1-Plan'!B131","v":"**Visa (11)"},{"$f":"'3-Spend'!G131","v":0},{"$f":"'M4'!N131","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D131*'1-Plan'!F131/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B132","v":"**MasterCard (12)"},{"$f":"'3-Spend'!G132","v":0},{"$f":"'M4'!N132","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D132*'1-Plan'!F132/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B133","v":"**Parents (13)"},{"$f":"'3-Spend'!G133","v":0},{"$f":"'M4'!N133","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D133*'1-Plan'!F133/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B134","v":"**Student Loans (no interest)(14)"},{"$f":"'3-Spend'!G134","v":0},{"$f":"'M4'!N134","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D134*'1-Plan'!F134/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B135","v":"**Other    (15)"},{"$f":"'3-Spend'!G135","v":0},{"$f":"'M4'!N135","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D135*'1-Plan'!F135/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B136","v":"**Other    (16)"},{"$f":"'3-Spend'!G136","v":0},{"$f":"'M4'!N136","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D136*'1-Plan'!F136/12","v":0},"",0]
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[null,{"$f":"'1-Plan'!B138","v":"**Other    (18)"},{"$f":"'3-Spend'!G138","v":0},{"$f":"'M4'!N138","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D138*'1-Plan'!F138/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B139","v":"**Other    (19)"},{"$f":"'3-Spend'!G139","v":0},{"$f":"'M4'!N139","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D139*'1-Plan'!F139/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B140","v":"**Other    (20)"},{"$f":"'3-Spend'!G140","v":0},{"$f":"'M4'!N140","v":0},null,null,null,null,null,{"$f":"SUM(E140:I140)","v":0},0,{"$f":"'1-Plan'!D140*'1-Plan'!F140/12","v":0},"",0]
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[]
[]
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[null,{"$f":"Language!B147","v":"TOTAL EXPENSE"},{"$f":"'3-Spend'!G147","v":0},{"$f":"D141+D128+D115+D106+D98+D86+D24+D29+D42+D54+D72","v":0},0,0,0,0,0,{"$f":"E147+F147+G147+H147+I147","v":0},{"$f":"C147","v":0},null,{"$f":"IF(J13=0,\"\",100%-M145)","v":""},{"$f":"IF(M147>0,\"NOT SPENT\",\"OVERSPENT\")","v":"NOT SPENT"}]
[null,{"$f":"Language!B148","v":"INCOME - EXPENSES"},{"$f":"'3-Spend'!G148","v":0},{"$f":"D146-D147","v":0},{"$f":"E146-E147","v":0},{"$f":"SUM(E146:F146)-SUM(E147+F147)","v":0},{"$f":"SUM(E146:G146)-SUM(E147:G147)","v":0},{"$f":"SUM(E146:H146)-SUM(E147:H147)","v":0},{"$f":"SUM(E146:I146)-SUM(E147:I147)","v":0},{"$f":"J146-J147","v":0},{"$f":"K146-K147","v":0},null,{"$f":"J146-J147","v":0},{"$f":"IF(M148<0,\"OVERSPENT \",\"NOT SPENT\")","v":"NOT SPENT"}]

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[]
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[null,{"$f":"'1-Plan'!B10","v":"Other"},{"$f":"'3-Spend'!H10","v":0},{"$f":"'M5'!N10","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B11","v":"Rental Income"},{"$f":"'3-Spend'!H11","v":0},{"$f":"'M5'!N11","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B12","v":"Tax Return"},{"$f":"'3-Spend'!H12","v":0},{"$f":"'M5'!N12","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B13","v":"SUBTOTAL with Brought Forward"},{"$f":"'3-Spend'!H13","v":0},{"$f":"'M5'!N13","v":0},{"$f":"SUM(E6:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},{"$f":"SUM(G7:G12)","v":0},0,0,{"$f":"SUM(J7:J12)+E6","v":0},0,0,"",{"$f":"SUM(N7:N12)","v":0}]
[null,{"$f":"'1-Plan'!B14","v":"SUBTOTAL without Brought Forward"},{"$f":"'3-Spend'!H14","v":0},{"$f":"SUM(D7:D12)","v":0},{"$f":"SUM(E7:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},0,0,0,0,0,0,{"$f":"IF(J14=0,\"\",(J14/$J$13))","v":""},{"$f":"SUM(N7:N12)","v":0}]
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[null,{"$f":"'1-Plan'!B19","v":"Fast Offering"},{"$f":"'3-Spend'!H19","v":0},{"$f":"'M5'!N19","v":0},null,null,null,null,null,{"$f":"SUM(E19:I19)","v":0},null,null,""]
[null,{"$f":"'1-Plan'!B20","v":"Humanitarian"},{"$f":"'3-Spend'!H20","v":0},{"$f":"'M5'!N20","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B21","v":"Book of Mormon"},{"$f":"'3-Spend'!H21","v":0},{"$f":"'M5'!N21","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B22","v":"Temples"},{"$f":"'3-Spend'!H22","v":0},{"$f":"'M5'!N22","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B23","v":"other (Cancer)"},{"$f":"'3-Spend'!H23","v":0},{"$f":"'M5'!N23","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B24","v":"SUBTOTAL"},{"$f":"'3-Spend'!H24","v":0},{"$f":"'3-Spend'!I24","v":0},{"$f":"SUM(E18:E23)","v":0},{"$f":"SUM(F18:F23)","v":0},0,0,0,0,0,0,""]
[null,{"$f":"'1-Plan'!B25","v":"Pay Yourself Second (Savings) "}]
[null,{"$f":"'1-Plan'!B26","v":"$ Transfer to Savings"},{"$f":"'3-Spend'!H26","v":0},{"$f":"'M5'!N26","v":0},null,null,null,null,null,{"$f":"SUM(E26:I26)","v":0},{"$f":"(J26-D26)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J26/$J$13))","v":""},{"$f":"J26+D26","v":0}]
[null,{"$f":"'1-Plan'!B27","v":"$ Other Savings"},{"$f":"'3-Spend'!H27","v":0},{"$f":"'M5'!N27","v":0},null,null,null,null,null,{"$f":"SUM(E27:I27)","v":0},{"$f":"(J27-D27)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J27/$J$13))","v":""},{"$f":"J27+D27","v":0}]
[null,{"$f":"'1-Plan'!B28","v":"$ Other Savings"},{"$f":"'3-Spend'!H28","v":0},{"$f":"'M5'!N28","v":0},null,null,null,null,null,{"$f":"SUM(E28:I28)","v":0},{"$f":"(J28-D28)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J28/$J$13))","v":""},{"$f":"J28+D28","v":0}]
[null,{"$f":"'1-Plan'!B29","v":"SUBTOTAL"},{"$f":"'3-Spend'!H29","v":0},{"$f":"'3-Spend'!I29","v":0},{"$f":"SUM(E26:E28)","v":0},{"$f":"SUM(F26:F28)","v":0},0,0,0,0,0,0,{"$f":"IF($J$13<=0,\"\",(J29/$J$13))","v":""},{"$f":"N26+N27+N28","v":0}]
[null,{"$f":"'1-Plan'!B30","v":"EXPENSES"}]
[null,{"$f":"'1-Plan'!B31","v":"Home Expenses"}]
[null,{"$f":"'1-Plan'!B32","v":"**Mortgage Payment (1)"},{"$f":"'3-Spend'!C32","v":0},{"$f":"'M5'!N32","v":0},null,null,null,null,null,{"$f":"SUM(E32:I32)","v":0},{"$f":"J32-D32","v":0},{"$f":"'1-Plan'!D32*'1-Plan'!F32/12","v":0},{"$f":"IF($J$13<=0,\"\",(J32/$J$13))","v":""}]
[null,{"$f":"'1-Plan'!B33","v":"**Second Mortgage Payment (2)"},{"$f":"'1-Plan'!$C$33","v":0},{"$f":"'M5'!N33","v":0},null,null,null,null,null,{"$f":"SUM(E33:I33)","v":0},{"$f":"(J33-D33)","v":0},{"$f":"'1-Plan'!D33*'1-Plan'!F33/12","v":0},{"$f":"IF($J$13<=0,\"\",(J33/$J$13))","v":""},{"$f":"IF(J33>0,SUM(((C33:D33)))/2+J33)/2","v":0}]
[null,{"$f":"'1-Plan'!B34","v":" **Taxes Payment (3)"},{"$f":"'1-Plan'!$C$34","v":0},{"$f":"'M5'!N34","v":0},null,null,null,null,null,{"$f":"SUM(E34:I34)","v":0},0,{"$f":"'1-Plan'!D34*'1-Plan'!F34/12","v":0},{"$f":"IF($J$13<=0,\"\",(J34/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B35","v":"Insurance, PMI, reserve pmts"},{"$f":"'3-Spend'!C35","v":0},{"$f":"'M5'!N35","v":0},null,null,null,null,null,{"$f":"SUM(E35:I35)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J35/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B36","v":"Repairs / Purchases"},{"$f":"'1-Plan'!C36","v":0},{"$f":"'M5'!N36","v":0},null,null,null,null,null,{"$f":"SUM(E36:I36)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B37","v":"Rent"},{"$f":"'1-Plan'!C37","v":0},{"$f":"'M5'!N37","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B38","v":"Telephone/Cell Phone/Internet"},{"$f":"'3-Spend'!C38","v":0},{"$f":"'M5'!N38","v":0},null,null,null,null,null,{"$f":"SUM(E38:I38)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B39","v":"Easy Max"},{"$f":"'3-Spend'!C39","v":0},{"$f":"'M5'!N39","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B40","v":"Electricity"},{"$f":"'1-Plan'!C40","v":0},{"$f":"'M5'!N40","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B41","v":"Water & Sewer"},{"$f":"'1-Plan'!C41","v":0},{"$f":"'M5'!N41","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B42","v":"SUBTOTAL"},{"$f":"'3-Spend'!C42","v":0},{"$f":"'3-Spend'!D42","v":0},{"$f":"SUM(E32+E33+E34+E35+E36+E37+E38+E39+E40+E41)","v":0},{"$f":"SUM(F32+F33+F34+F35+F36+F37+F38+F39+F40+F41)","v":0},0,0,0,0,0,0,{"$f":"SUM(M32:M41)","v":0},{"$f":"SUM(N32+N33+N34+N35+N36+N37+N38+N39+N40+N41)","v":0}]
[null,{"$f":"'1-Plan'!B43","v":"Food Expenses    "}]
[null,{"$f":"'1-Plan'!B44","v":"Groceries"},{"$f":"'3-Spend'!H44","v":0},{"$f":"'M5'!N44","v":0},null,null,null,null,null,{"$f":"SUM(E44:I44)","v":0},{"$f":"(J44-D44)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J44/$J$13))","v":""},{"$f":"IF(J44>0,SUM(((C44:D44)))/2+J44)/2","v":0}]
[null,{"$f":"'1-Plan'!B45","v":"Groceries"},{"$f":"'3-Spend'!H45","v":0},{"$f":"'M5'!N45","v":0},null,null,null,null,null,{"$f":"SUM(E45:I45)","v":0},{"$f":"(J45-D45)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J45/$J$13))","v":""},{"$f":"IF(J45>0,SUM(((C45:D45)))/2+J45)/2","v":0}]
[null,{"$f":"'1-Plan'!B46","v":"Groceries"},{"$f":"'3-Spend'!H46","v":0},{"$f":"'M5'!N46","v":0},null,null,null,null,null,0,{"$f":"(J46-D46)","v":0},null,"",{"$f":"IF(J46>0,SUM(((C46:D46)))/2+J46)/2","v":0}]
[null,{"$f":"'1-Plan'!B47","v":"Spouse Lunchs"},null,{"$f":"'M5'!N47","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B48","v":"Lunches"},{"$f":"'3-Spend'!H48","v":0},{"$f":"'M5'!N48","v":0},null,null,null,null,null,0,{"$f":"(J48-D48)","v":0},null,"",{"$f":"IF(J48>0,SUM(((C48:D48)))/2+J48)/2","v":0}]
[null,{"$f":"'1-Plan'!B49","v":"Eating Out"},null,{"$f":"'M5'!N49","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B50","v":"Other"},{"$f":"'3-Spend'!H50","v":0},{"$f":"'M5'!N50","v":0},null,null,null,null,null,0,{"$f":"(J50-D50)","v":0},null,"",{"$f":"IF(J50>0,SUM(((C50:D50)))/2+J50)/2","v":0}]
[null,{"$f":"'1-Plan'!B51","v":"Other"},{"$f":"'3-Spend'!H51","v":0},{"$f":"'M5'!N51","v":0},null,null,null,null,null,0,{"$f":"(J51-D51)","v":0},null,"",{"$f":"IF(J51>0,SUM(((C51:D51)))/2+J51)/2","v":0}]
[null,{"$f":"'1-Plan'!B52","v":"Special Occasions"},{"$f":"'3-Spend'!H52","v":0},{"$f":"'M5'!N52","v":0},null,null,null,null,null,0,{"$f":"(J52-D52)","v":0},null,"",{"$f":"IF(J52>0,SUM(((C52:D52)))/2+J52)/2","v":0}]
[null,{"$f":"'1-Plan'!B53","v":"Junk Food "},null,{"$f":"'M5'!N53","v":0},null,null,null,null,null,0]
[null,"SUBTOTAL",{"$f":"'3-Spend'!H54","v":0},{"$f":"'3-Spend'!I54","v":0},{"$f":"SUM(E44:E53)","v":0},{"$f":"SUM(F44:F53)","v":0},0,0,0,{"$f":"SUM(E54:I54)","v":0},0,0,{"$f":"SUM(M44:M53)","v":0},{"$f":"SUM(N44:N53)","v":0}]
[null,{"$f":"'1-Plan'!B55","v":"Personal Expenses    "}]
[null,{"$f":"'1-Plan'!B56","v":"Clothes / Cleaning"},{"$f":"'3-Spend'!H56","v":0},{"$f":"'M5'!N56","v":0},null,null,null,null,null,{"$f":"SUM(E56:I56)","v":0},{"$f":"(J56-D56)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J56/$J$13))","v":""},{"$f":"IF(J56>0,SUM(((C56:D56)))/2+J56)/2","v":0}]
[null,{"$f":"'1-Plan'!B57","v":"Hair"},{"$f":"'3-Spend'!H57","v":0},{"$f":"'M5'!N57","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B58","v":"Hygene (Drug Store Items)"},{"$f":"'3-Spend'!H58","v":0},{"$f":"'M5'!N58","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B59","v":"Gifts"},{"$f":"'3-Spend'!H59","v":0},{"$f":"'M5'!N59","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B60","v":"Entertainment"},{"$f":"'3-Spend'!H60","v":0},{"$f":"'M5'!N60","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B61","v":"Magazines & Newspapers"},{"$f":"'3-Spend'!H61","v":0},{"$f":"'M5'!N61","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B62","v":"Hobbies"},{"$f":"'3-Spend'!H62","v":0},{"$f":"'M5'!N62","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B63","v":"Cable TV & Internet"},{"$f":"'3-Spend'!H63","v":0},{"$f":"'M5'!N63","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B64","v":"Babysitter"},{"$f":"'3-Spend'!H64","v":0},{"$f":"'M5'!N64","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B65","v":"Postage "},{"$f":"'3-Spend'!H65","v":0},{"$f":"'M5'!N65","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B66","v":"Children's Allowance"},{"$f":"'3-Spend'!H66","v":0},{"$f":"'M5'!N66","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B67","v":"Children's Allowance"},{"$f":"'3-Spend'!H67","v":0},{"$f":"'M5'!N67","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B68","v":"Children's Allowance"},{"$f":"'3-Spend'!H68","v":0},{"$f":"'M5'!N68","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B69","v":"Children's Allowance"},{"$f":"'3-Spend'!H69","v":0},{"$f":"'M5'!N69","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B70","v":"ATM Machine For Cash"},{"$f":"'3-Spend'!H70","v":0},{"$f":"'M5'!N70","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B71","v":"Overdraft Protection"},{"$f":"'3-Spend'!H71","v":0},{"$f":"'M5'!N71","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B72","v":"SUBTOTAL"},{"$f":"'3-Spend'!H72","v":0},{"$f":"'3-Spend'!I72","v":0},{"$f":"SUM(E56:E71)","v":0},{"$f":"SUM(F56:F71)","v":0},0,0,0,0,0,0,{"$f":"SUM(M56:M71)","v":0},{"$f":"SUM(N56:N71)","v":0}]
[]
[null,"Items",{"$f":"C3","v":"From Projection Sheet"},"Planned Spending Expenses",{"$f":"E3","v":"1st Week"},"2nd Week","3rd Week","4th Week","5th Week","Total For The Month","Total Over Or Under ","Total INTEREST PAID On DEBTS","%   For The Month","Revised For Next Month"]
[null,{"$f":"'1-Plan'!B75","v":"Transportation Expenses    "}]
[null,{"$f":"'1-Plan'!B76","v":" **Car Payment (4)"},{"$f":"'3-Spend'!H76","v":0},{"$f":"'M5'!N76","v":0},null,null,null,null,null,{"$f":"SUM(E76:I76)","v":0},{"$f":"SUM(E76:I76)-D76","v":0},null,{"$f":"IF($J$13<=0,\"\",(J76/$J$13))","v":""},{"$f":"IF(J76>0,SUM(((C76:D76)))/2+J76)/2","v":0}]
[null,{"$f":"'1-Plan'!B77","v":"**2nd Car Pmnt (5)"},{"$f":"'3-Spend'!H77","v":0},{"$f":"'M5'!N77","v":0},null,null,null,null,null,{"$f":"SUM(E77:I77)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B78","v":"Gas/Petrol"},{"$f":"'3-Spend'!H78","v":0},{"$f":"'M5'!N78","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B79","v":"Insurance"},{"$f":"'3-Spend'!H79","v":0},{"$f":"'M5'!N79","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B80","v":"Licenses"},{"$f":"'3-Spend'!H80","v":0},{"$f":"'M5'!N80","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B81","v":"Repairs"},{"$f":"'3-Spend'!H81","v":0},{"$f":"'M5'!N81","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B82","v":"Oil Change"},{"$f":"'3-Spend'!H82","v":0},{"$f":"'M5'!N82","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B83","v":"Tires"},{"$f":"'3-Spend'!H83","v":0},{"$f":"'M5'!N83","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B84","v":"Car/Extras"},{"$f":"'3-Spend'!H84","v":0},{"$f":"'M5'!N84","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B85","v":"Parking/Bus"},{"$f":"'3-Spend'!H85","v":0},{"$f":"'M5'!N85","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B86","v":"SUBTOTAL"},{"$f":"'3-Spend'!H86","v":0},{"$f":"'3-Spend'!I86","v":0},{"$f":"E85+E84+E83+E82+E81+E80+E79+E78+E77+E76","v":0},{"$f":"F85+F84+F83+F82+F81+F80+F79+F78+F77+F76","v":0},0,0,0,0,0,0,{"$f":"SUM(M76:M85)","v":0},{"$f":"N85+N84+N83+N82+N81+N80+N79+N78+N77+N76","v":0}]
[null,{"$f":"'1-Plan'!B87","v":"RVs/Recreation Expenses    "}]
[null,{"$f":"'1-Plan'!B88","v":"**RV Payment (6)"},{"$f":"'3-Spend'!H88","v":0},{"$f":"'M5'!N88","v":0},null,null,null,null,null,{"$f":"SUM(E88:I88)","v":0},{"$f":"SUM(E88:I88)-D88","v":0},{"$f":"'1-Plan'!D88*'1-Plan'!F88/12","v":0},{"$f":"IF($J$13<=0,\"\",(J88/$J$13))","v":""},{"$f":"IF(J88>0,SUM(((C88:D88)))/2+J88)/2","v":0}]
[null,{"$f":"'1-Plan'!B89","v":"Gas/Petrol"},{"$f":"'3-Spend'!H89","v":0},{"$f":"'M5'!N89","v":0},null,null,null,null,null,{"$f":"SUM(E89:I89)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B90","v":"Insurance"},{"$f":"'3-Spend'!H90","v":0},{"$f":"'M5'!N90","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B91","v":"Licenses"},{"$f":"'3-Spend'!H91","v":0},{"$f":"'M5'!N91","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B92","v":"Repairs"},{"$f":"'3-Spend'!H92","v":0},{"$f":"'M5'!N92","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B93","v":"Oil Change"},{"$f":"'3-Spend'!H93","v":0},{"$f":"'M5'!N93","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B94","v":"Tires"},{"$f":"'3-Spend'!H94","v":0},{"$f":"'M5'!N94","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B95","v":"Service"},{"$f":"'3-Spend'!H95","v":0},{"$f":"'M5'!N95","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B96","v":"Propane"},{"$f":"'3-Spend'!H96","v":0},{"$f":"'M5'!N96","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B97","v":"Fees"},{"$f":"'3-Spend'!H97","v":0},{"$f":"'M5'!N97","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B98","v":"SUBTOTAL"},{"$f":"'M1'!J98","v":0},{"$f":"'M1'!K98","v":0},{"$f":"E88+E89+E90+E91+E92+E93+E94+E95+E96+E97","v":0},{"$f":"F88+F89+F90+F91+F92+F93+F94+F95+F96+F97","v":0},0,0,0,0,0,0,{"$f":"SUM(M88:M97)","v":0},{"$f":"N88+N89+N90+N91+N92+N93+N94+N95+N96+N97","v":0}]
[null,{"$f":"'1-Plan'!B99","v":"Vacation Expenses    "}]
[null,{"$f":"'1-Plan'!B100","v":"Food"},{"$f":"'3-Spend'!H100","v":0},{"$f":"'M5'!N100","v":0},null,null,null,null,null,{"$f":"SUM(E100:I100)","v":0},{"$f":"SUM(E100:I100)-D100","v":0},null,{"$f":"IF($J$13<=0,\"\",(J100/$J$13))","v":""},{"$f":"IF(J100>0,SUM(((C100:D100)))/2+J100)/2","v":0}]
[null,{"$f":"'1-Plan'!B101","v":"Lodging"},{"$f":"'3-Spend'!H101","v":0},{"$f":"'M5'!N101","v":0},null,null,null,null,null,{"$f":"+SUM(E101+F101+G101+H101+I101)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J101/$J$13))","v":""},{"$f":"IF(J101>0,SUM(((C101:D101)))/2+J101)/2","v":0}]
[null,{"$f":"'1-Plan'!B102","v":"Travel"},{"$f":"'3-Spend'!H102","v":0},{"$f":"'M5'!N102","v":0},null,null,null,null,null,{"$f":"SUM(E102+F102+G102+H102+I102)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J102/$J$13))","v":""},{"$f":"IF(J102>0,SUM(((C102:D102)))/2+J102)/2","v":0}]
[null,{"$f":"'1-Plan'!B103","v":"Propane"},{"$f":"'3-Spend'!H103","v":0},{"$f":"'M5'!N103","v":0},null,null,null,null,null,{"$f":"SUM(E103+F103+G103+H103+I103)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J103/$J$13))","v":""},{"$f":"IF(J103>0,SUM(((C103:D103)))/2+J103)/2","v":0}]
[null,{"$f":"'1-Plan'!B104","v":"Other"},{"$f":"'3-Spend'!H104","v":0},{"$f":"'M5'!N104","v":0},null,null,null,null,null,{"$f":"SUM(E104+F104+G104+H104+I104)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J104/$J$13))","v":""},{"$f":"IF(J104>0,SUM(((C104:D104)))/2+J104)/2","v":0}]
[null,{"$f":"'1-Plan'!B105","v":"Other"},{"$f":"'3-Spend'!H105","v":0},{"$f":"'M5'!N105","v":0},null,null,null,null,null,{"$f":"SUM(E105+F105+G105+H105+I105)","v":0},0,null,{"$f":"SUM(M100:M104)","v":0},{"$f":"SUM(N100:N104)","v":0}]
[null,{"$f":"'1-Plan'!$B$106","v":"SUBTOTAL"},{"$f":"SUM(C100:C105)","v":0},{"$f":"SUM(D100:D105)","v":0},{"$f":"SUM(E100:E105)","v":0},{"$f":"SUM(F100:F105)","v":0},0,0,0,0,0,0,{"$f":"SUM(M100:M105)","v":0}]
[null,{"$f":"'1-Plan'!B107","v":"Education Expenses    "}]
[null,{"$f":"'1-Plan'!B108","v":"Tuition"},{"$f":"'3-Spend'!H108","v":0},{"$f":"'M5'!N108","v":0},null,null,null,null,null,{"$f":"SUM(E108:I108)","v":0},{"$f":"SUM(E108:I108)-D108","v":0},null,{"$f":"IF($J$13<=0,\"\",(J108/$J$13))","v":""},{"$f":"IF(J108>0,SUM(((C108:D108)))/2+J108)/2","v":0}]
[null,{"$f":"'1-Plan'!B109","v":"Preschool"},{"$f":"'3-Spend'!H109","v":0},{"$f":"'M5'!N109","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B110","v":"Text Rental"},{"$f":"'3-Spend'!H110","v":0},{"$f":"'M5'!N110","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B111","v":"Extra Fees"},{"$f":"'3-Spend'!H111","v":0},{"$f":"'M5'!N111","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B112","v":"Supplies"},{"$f":"'3-Spend'!H112","v":0},{"$f":"'M5'!N112","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B113","v":"Books"},{"$f":"'3-Spend'!H113","v":0},{"$f":"'M5'!N113","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B114","v":"Music Lessons"},{"$f":"'3-Spend'!H114","v":0},{"$f":"'M5'!N114","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B115","v":"SUBTOTAL"},{"$f":"'3-Spend'!H115","v":0},{"$f":"'3-Spend'!I115","v":0},{"$f":"SUM(E108:E114)","v":0},{"$f":"SUM(F108:F114)","v":0},0,0,0,0,0,0,{"$f":"SUM(M108:M114)","v":0},{"$f":"SUM(N108:N114)","v":0}]
[null,{"$f":"'1-Plan'!B116","v":"Medical Expenses    "}]
[null,{"$f":"'1-Plan'!B117","v":"Prescriptions"},{"$f":"'3-Spend'!H117","v":0},{"$f":"'M5'!N117","v":0},null,null,null,null,null,{"$f":"SUM(E117:I117)","v":0},{"$f":"SUM(E117:I117)-D117","v":0},null,{"$f":"IF($J$13<=0,\"\",(J117/$J$13))","v":""},{"$f":"IF(J117>0,SUM(((C117:D117)))/2+J117)/2","v":0}]
[null,{"$f":"'1-Plan'!B118","v":"Health Insurance"},{"$f":"'3-Spend'!H118","v":0},{"$f":"'M5'!N118","v":0},null,null,null,null,null,{"$f":"SUM(E118:I118)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J118/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B119","v":"Life Insurance"},{"$f":"'3-Spend'!H119","v":0},{"$f":"'M5'!N119","v":0},null,null,null,null,null,{"$f":"SUM(E119:I119)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J119/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B120","v":"**Hospital Paid On Account  (7)"},{"$f":"'3-Spend'!H120","v":0},{"$f":"'M5'!N120","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D120*'1-Plan'!F120/12","v":0},{"$f":"IF($J$13<=0,\"\",(J120/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B121","v":"Hospital Paid CASH"},{"$f":"'3-Spend'!H121","v":0},{"$f":"'M5'!N121","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B122","v":"**Doctor Paid On Account    (8)"},{"$f":"'3-Spend'!H122","v":0},{"$f":"'M5'!N122","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D122*'1-Plan'!F122/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B123","v":"Doctor Paid CASH"},{"$f":"'3-Spend'!H123","v":0},{"$f":"'M5'!N123","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B124","v":"**Dentist Paid On Account   (9)"},{"$f":"'3-Spend'!H124","v":0},{"$f":"'M5'!N124","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D124*'1-Plan'!F124/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B125","v":"Dentist Paid CASH"},{"$f":"'3-Spend'!H125","v":0},{"$f":"'M5'!N125","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B126","v":"**Vision Paid On Account   (10)"},{"$f":"'3-Spend'!H126","v":0},{"$f":"'M5'!N126","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D126*'1-Plan'!F126/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B127","v":"Vision Paid CASH"},{"$f":"'3-Spend'!H127","v":0},{"$f":"'M5'!N127","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B128","v":"SUBTOTAL"},{"$f":"'3-Spend'!H128","v":0},{"$f":"'3-Spend'!I128","v":0},{"$f":"SUM(E117:E127)","v":0},{"$f":"SUM(F117:F127)","v":0},0,0,0,0,0,0,{"$f":"SUM(M117:M127)","v":0},{"$f":"SUM(N117:N127)","v":0}]
[null,{"$f":"'1-Plan'!B129","v":"Charge Cards & Loan Expenses    "}]
[null,{"$f":"'1-Plan'!B130","v":"Cards Paid in Full at Month End"},{"$f":"'3-Spend'!H130","v":0},{"$f":"'M5'!N130","v":0},null,null,null,null,null,{"$f":"SUM(E130:I130)","v":0},{"$f":"SUM(E130:I130)-D130","v":0},null,{"$f":"IF($J$13<=0,\"\",(J130/$J$13))","v":""},{"$f":"IF(J130>0,SUM(((C130:D130)))/2+J130)/2","v":0}]
[null,{"$f":"'1-Plan'!B131","v":"**Visa (11)"},{"$f":"'3-Spend'!H131","v":0},{"$f":"'M5'!N131","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D131*'1-Plan'!F131/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B132","v":"**MasterCard (12)"},{"$f":"'3-Spend'!H132","v":0},{"$f":"'M5'!N132","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D132*'1-Plan'!F132/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B133","v":"**Parents (13)"},{"$f":"'3-Spend'!H133","v":0},{"$f":"'M5'!N133","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D133*'1-Plan'!F133/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B134","v":"**Student Loans (no interest)(14)"},{"$f":"'3-Spend'!H134","v":0},{"$f":"'M5'!N134","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D134*'1-Plan'!F134/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B135","v":"**Other    (15)"},{"$f":"'3-Spend'!H135","v":0},{"$f":"'M5'!N135","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D135*'1-Plan'!F135/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B136","v":"**Other    (16)"},{"$f":"'3-Spend'!H136","v":0},{"$f":"'M5'!N136","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D136*'1-Plan'!F136/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B137","v":"**Other    (17)"},{"$f":"'3-Spend'!H137","v":0},{"$f":"'M5'!N137","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D137*'1-Plan'!F137/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B138","v":"**Other    (18)"},{"$f":"'3-Spend'!H138","v":0},{"$f":"'M5'!N138","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D138*'1-Plan'!F138/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B139","v":"**Other    (19)"},{"$f":"'3-Spend'!H139","v":0},{"$f":"'M5'!N139","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D139*'1-Plan'!F139/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B140","v":"**Other    (20)"},{"$f":"'3-Spend'!H140","v":0},{"$f":"'M5'!N140","v":0},null,null,null,null,null,{"$f":"SUM(E140:I140)","v":0},0,{"$f":"'1-Plan'!D140*'1-Plan'!F140/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B141","v":"SUBTOTAL"},{"$f":"'3-Spend'!H141","v":0},{"$f":"'3-Spend'!I141","v":0},{"$f":"SUM(E130:E140)","v":0},{"$f":"SUM(F130:F140)","v":0},0,0,0,0,0,0,{"$f":"IF($J$13<=0,\"\",(SUM(M130,M131,M132,M133,M134,M136,M137,M138,M139,M140)))","v":""},{"$f":"N130+N131+N132+N133+N134+N136+N137+N138+N139+N140","v":0}]
[null,{"$f":"'1-Plan'!B142","v":"Personal Savings or Over Spending"}]
[]
[]
[null,null,null,null,null,null,null,null,null,{"$f":"Language!B216","v":"Bank Balance"},{"$f":"Language!B217","v":"Month's Projection"},{"$f":"Language!B218","v":"Total Interest Paid for the Month"},{"$f":"IF(J13=0,\"\",J147/J13)","v":""},{"$f":"Language!B220","v":"% Of Income Spent"}]
[null,{"$f":"Language!B146","v":"TOTAL INCOME (Plus B/Forward)"},{"$f":"'3-Spend'!H146","v":0},{"$f":"D13","v":0},0,0,0,0,0,{"$f":"E146+F146+G146+H146+I146","v":0},{"$f":"N13","v":0},{"$f":"L141+L128+L98+L86+L42","v":0}]
[null,{"$f":"Language!B147","v":"TOTAL EXPENSE"},{"$f":"'3-Spend'!H147","v":0},{"$f":"D141+D128+D115+D106+D98+D86+D24+D29+D42+D54+D72","v":0},0,0,0,0,0,{"$f":"E147+F147+G147+H147+I147","v":0},{"$f":"C147","v":0},null,{"$f":"IF(J13=0,\"\",100%-M145)","v":""},{"$f":"IF(M147>0,\"NOT SPENT\",\"OVERSPENT\")","v":"NOT SPENT"}]
[null,{"$f":"Language!B148","v":"INCOME - EXPENSES"},{"$f":"'3-Spend'!H148","v":0},{"$f":"D146-D147","v":0},{"$f":"E146-E147","v":0},{"$f":"SUM(E146:F146)-SUM(E147+F147)","v":0},{"$f":"SUM(E146:G146)-SUM(E147:G147)","v":0},{"$f":"SUM(E146:H146)-SUM(E147:H147)","v":0},{"$f":"SUM(E146:I146)-SUM(E147:I147)","v":0},{"$f":"J146-J147","v":0},{"$f":"K146-K147","v":0},null,{"$f":"J146-J147","v":0},{"$f":"IF(M148<0,\"OVERSPENT \",\"NOT SPENT\")","v":"NOT SPENT"}]

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[null,"C1","C2","C3","C4","C5","C6","C7","C8","C9","C10",null,"C11","C12"]
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[]
[null,{"$f":"'1-Plan'!B5","v":"INCOME"}]
[null,{"$f":"'1-Plan'!B6","v":"Brought Forward/Bank Balance"},{"$f":"'3-Spend'!I6","v":0},{"$f":"'M6'!N6","v":0},{"$f":"'M6'!$J$148","v":0}]
[null,{"$f":"'1-Plan'!B7","v":"Spouse Take Home"},{"$f":"'3-Spend'!I7","v":0},{"$f":"'M6'!N7","v":0},null,null,null,null,null,{"$f":"SUM(E7:I7)","v":0},{"$f":"SUM(E7:I7)-D7","v":0},null,{"$f":"IF(J7=0,\"\",(J7/$J$13))","v":""},{"$f":"IF(J7>0,SUM(((C7:D7)))/2+J7)/2","v":0}]
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[null,{"$f":"'1-Plan'!B10","v":"Other"},{"$f":"'3-Spend'!I10","v":0},{"$f":"'M6'!N10","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B11","v":"Rental Income"},{"$f":"'3-Spend'!I11","v":0},{"$f":"'M6'!N11","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B12","v":"Tax Return"},{"$f":"'3-Spend'!I12","v":0},{"$f":"'M6'!N12","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B13","v":"SUBTOTAL with Brought Forward"},{"$f":"'3-Spend'!I13","v":0},{"$f":"'M6'!N13","v":0},{"$f":"SUM(E6:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},{"$f":"SUM(G7:G12)","v":0},0,0,{"$f":"SUM(J7:J12)+E6","v":0},0,0,"",{"$f":"SUM(N7:N12)","v":0}]
[null,{"$f":"'1-Plan'!B14","v":"SUBTOTAL without Brought Forward"},{"$f":"'3-Spend'!I14","v":0},{"$f":"SUM(D7:D12)","v":0},{"$f":"SUM(E7:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},0,0,0,0,0,0,{"$f":"IF(J14=0,\"\",(J14/$J$13))","v":""},{"$f":"SUM(N7:N12)","v":0}]
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[null,{"$f":"'1-Plan'!B19","v":"Fast Offering"},{"$f":"'3-Spend'!I19","v":0},{"$f":"'M6'!N19","v":0},null,null,null,null,null,{"$f":"SUM(E19:I19)","v":0},null,null,""]
[null,{"$f":"'1-Plan'!B20","v":"Humanitarian"},{"$f":"'3-Spend'!I20","v":0},{"$f":"'M6'!N20","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B21","v":"Book of Mormon"},{"$f":"'3-Spend'!I21","v":0},{"$f":"'M6'!N21","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B22","v":"Temples"},{"$f":"'3-Spend'!I22","v":0},{"$f":"'M6'!N22","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B23","v":"other (Cancer)"},{"$f":"'3-Spend'!I23","v":0},{"$f":"'M6'!N23","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B24","v":"SUBTOTAL"},{"$f":"'3-Spend'!I24","v":0},{"$f":"'3-Spend'!J24","v":0},{"$f":"SUM(E18:E23)","v":0},{"$f":"SUM(F18:F23)","v":0},0,0,0,0,0,0,""]
[null,{"$f":"'1-Plan'!B25","v":"Pay Yourself Second (Savings) "}]
[null,{"$f":"'1-Plan'!B26","v":"$ Transfer to Savings"},{"$f":"'3-Spend'!I26","v":0},{"$f":"'M6'!N26","v":0},null,null,null,null,null,{"$f":"SUM(E26:I26)","v":0},{"$f":"(J26-D26)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J26/$J$13))","v":""},{"$f":"J26+D26","v":0}]
[null,{"$f":"'1-Plan'!B27","v":"$ Other Savings"},{"$f":"'3-Spend'!I27","v":0},{"$f":"'M6'!N27","v":0},null,null,null,null,null,{"$f":"SUM(E27:I27)","v":0},{"$f":"(J27-D27)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J27/$J$13))","v":""},{"$f":"J27+D27","v":0}]
[null,{"$f":"'1-Plan'!B28","v":"$ Other Savings"},{"$f":"'3-Spend'!I28","v":0},{"$f":"'M6'!N28","v":0},null,null,null,null,null,{"$f":"SUM(E28:I28)","v":0},{"$f":"(J28-D28)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J28/$J$13))","v":""},{"$f":"J28+D28","v":0}]
[null,{"$f":"'1-Plan'!B29","v":"SUBTOTAL"},{"$f":"'3-Spend'!I29","v":0},{"$f":"'3-Spend'!J29","v":0},{"$f":"SUM(E26:E28)","v":0},{"$f":"SUM(F26:F28)","v":0},0,0,0,0,0,0,{"$f":"IF($J$13<=0,\"\",(J29/$J$13))","v":""},{"$f":"N26+N27+N28","v":0}]
[null,{"$f":"'1-Plan'!B30","v":"EXPENSES"}]
[null,{"$f":"'1-Plan'!B31","v":"Home Expenses"}]
[null,{"$f":"'1-Plan'!B32","v":"**Mortgage Payment (1)"},{"$f":"'3-Spend'!C32","v":0},{"$f":"'M6'!N32","v":0},null,null,null,null,null,{"$f":"SUM(E32:I32)","v":0},{"$f":"J32-D32","v":0},{"$f":"'1-Plan'!D32*'1-Plan'!F32/12","v":0},{"$f":"IF($J$13<=0,\"\",(J32/$J$13))","v":""}]
[null,{"$f":"'1-Plan'!B33","v":"**Second Mortgage Payment (2)"},{"$f":"'1-Plan'!$C$33","v":0},{"$f":"'M6'!N33","v":0},null,null,null,null,null,{"$f":"SUM(E33:I33)","v":0},{"$f":"(J33-D33)","v":0},{"$f":"'1-Plan'!D33*'1-Plan'!F33/12","v":0},{"$f":"IF($J$13<=0,\"\",(J33/$J$13))","v":""},{"$f":"IF(J33>0,SUM(((C33:D33)))/2+J33)/2","v":0}]
[null,{"$f":"'1-Plan'!B34","v":" **Taxes Payment (3)"},{"$f":"'1-Plan'!$C$34","v":0},{"$f":"'M6'!N34","v":0},null,null,null,null,null,{"$f":"SUM(E34:I34)","v":0},0,{"$f":"'1-Plan'!D34*'1-Plan'!F34/12","v":0},{"$f":"IF($J$13<=0,\"\",(J34/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B35","v":"Insurance, PMI, reserve pmts"},{"$f":"'3-Spend'!C35","v":0},{"$f":"'M6'!N35","v":0},null,null,null,null,null,{"$f":"SUM(E35:I35)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J35/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B36","v":"Repairs / Purchases"},{"$f":"'1-Plan'!C36","v":0},{"$f":"'M6'!N36","v":0},null,null,null,null,null,{"$f":"SUM(E36:I36)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B37","v":"Rent"},{"$f":"'1-Plan'!C37","v":0},{"$f":"'M6'!N37","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B38","v":"Telephone/Cell Phone/Internet"},{"$f":"'3-Spend'!C38","v":0},{"$f":"'M6'!N38","v":0},null,null,null,null,null,{"$f":"SUM(E38:I38)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B39","v":"Easy Max"},{"$f":"'3-Spend'!C39","v":0},{"$f":"'M6'!N39","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B40","v":"Electricity"},{"$f":"'1-Plan'!C40","v":0},{"$f":"'M6'!N40","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B41","v":"Water & Sewer"},{"$f":"'1-Plan'!C41","v":0},{"$f":"'M6'!N41","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B42","v":"SUBTOTAL"},{"$f":"'3-Spend'!C42","v":0},{"$f":"'3-Spend'!D42","v":0},{"$f":"SUM(E32+E33+E34+E35+E36+E37+E38+E39+E40+E41)","v":0},{"$f":"SUM(F32+F33+F34+F35+F36+F37+F38+F39+F40+F41)","v":0},0,0,0,0,0,0,{"$f":"SUM(M32:M41)","v":0},{"$f":"SUM(N32+N33+N34+N35+N36+N37+N38+N39+N40+N41)","v":0}]
[null,{"$f":"'1-Plan'!B43","v":"Food Expenses    "}]
[null,{"$f":"'1-Plan'!B44","v":"Groceries"},{"$f":"'3-Spend'!I44","v":0},{"$f":"'M6'!N44","v":0},null,null,null,null,null,{"$f":"SUM(E44:I44)","v":0},{"$f":"(J44-D44)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J44/$J$13))","v":""},{"$f":"IF(J44>0,SUM(((C44:D44)))/2+J44)/2","v":0}]
[null,{"$f":"'1-Plan'!B45","v":"Groceries"},{"$f":"'3-Spend'!I45","v":0},{"$f":"'M6'!N45","v":0},null,null,null,null,null,{"$f":"SUM(E45:I45)","v":0},{"$f":"(J45-D45)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J45/$J$13))","v":""},{"$f":"IF(J45>0,SUM(((C45:D45)))/2+J45)/2","v":0}]
[null,{"$f":"'1-Plan'!B46","v":"Groceries"},{"$f":"'3-Spend'!I46","v":0},{"$f":"'M6'!N46","v":0},null,null,null,null,null,0,{"$f":"(J46-D46)","v":0},null,"",{"$f":"IF(J46>0,SUM(((C46:D46)))/2+J46)/2","v":0}]
[null,{"$f":"'1-Plan'!B47","v":"Spouse Lunchs"},null,{"$f":"'M6'!N47","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B48","v":"Lunches"},{"$f":"'3-Spend'!I48","v":0},{"$f":"'M6'!N48","v":0},null,null,null,null,null,0,{"$f":"(J48-D48)","v":0},null,"",{"$f":"IF(J48>0,SUM(((C48:D48)))/2+J48)/2","v":0}]
[null,{"$f":"'1-Plan'!B49","v":"Eating Out"},null,{"$f":"'M6'!N49","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B50","v":"Other"},{"$f":"'3-Spend'!I50","v":0},{"$f":"'M6'!N50","v":0},null,null,null,null,null,0,{"$f":"(J50-D50)","v":0},null,"",{"$f":"IF(J50>0,SUM(((C50:D50)))/2+J50)/2","v":0}]
[null,{"$f":"'1-Plan'!B51","v":"Other"},{"$f":"'3-Spend'!I51","v":0},{"$f":"'M6'!N51","v":0},null,null,null,null,null,0,{"$f":"(J51-D51)","v":0},null,"",{"$f":"IF(J51>0,SUM(((C51:D51)))/2+J51)/2","v":0}]
[null,{"$f":"'1-Plan'!B52","v":"Special Occasions"},{"$f":"'3-Spend'!I52","v":0},{"$f":"'M6'!N52","v":0},null,null,null,null,null,0,{"$f":"(J52-D52)","v":0},null,"",{"$f":"IF(J52>0,SUM(((C52:D52)))/2+J52)/2","v":0}]
[null,{"$f":"'1-Plan'!B53","v":"Junk Food "},null,{"$f":"'M6'!N53","v":0},null,null,null,null,null,0]
[null,"SUBTOTAL",{"$f":"'3-Spend'!I54","v":0},{"$f":"'3-Spend'!J54","v":0},{"$f":"SUM(E44:E53)","v":0},{"$f":"SUM(F44:F53)","v":0},0,0,0,{"$f":"SUM(E54:I54)","v":0},0,0,{"$f":"SUM(M44:M53)","v":0},{"$f":"SUM(N44:N53)","v":0}]
[null,{"$f":"'1-Plan'!B55","v":"Personal Expenses    "}]
[null,{"$f":"'1-Plan'!B56","v":"Clothes / Cleaning"},{"$f":"'3-Spend'!I56","v":0},{"$f":"'M6'!N56","v":0},null,null,null,null,null,{"$f":"SUM(E56:I56)","v":0},{"$f":"(J56-D56)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J56/$J$13))","v":""},{"$f":"IF(J56>0,SUM(((C56:D56)))/2+J56)/2","v":0}]
[null,{"$f":"'1-Plan'!B57","v":"Hair"},{"$f":"'3-Spend'!I57","v":0},{"$f":"'M6'!N57","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B58","v":"Hygene (Drug Store Items)"},{"$f":"'3-Spend'!I58","v":0},{"$f":"'M6'!N58","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B59","v":"Gifts"},{"$f":"'3-Spend'!I59","v":0},{"$f":"'M6'!N59","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B60","v":"Entertainment"},{"$f":"'3-Spend'!I60","v":0},{"$f":"'M6'!N60","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B61","v":"Magazines & Newspapers"},{"$f":"'3-Spend'!I61","v":0},{"$f":"'M6'!N61","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B62","v":"Hobbies"},{"$f":"'3-Spend'!I62","v":0},{"$f":"'M6'!N62","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B63","v":"Cable TV & Internet"},{"$f":"'3-Spend'!I63","v":0},{"$f":"'M6'!N63","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B64","v":"Babysitter"},{"$f":"'3-Spend'!I64","v":0},{"$f":"'M6'!N64","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B65","v":"Postage "},{"$f":"'3-Spend'!I65","v":0},{"$f":"'M6'!N65","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B66","v":"Children's Allowance"},{"$f":"'3-Spend'!I66","v":0},{"$f":"'M6'!N66","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B67","v":"Children's Allowance"},{"$f":"'3-Spend'!I67","v":0},{"$f":"'M6'!N67","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B68","v":"Children's Allowance"},{"$f":"'3-Spend'!I68","v":0},{"$f":"'M6'!N68","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B69","v":"Children's Allowance"},{"$f":"'3-Spend'!I69","v":0},{"$f":"'M6'!N69","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B70","v":"ATM Machine For Cash"},{"$f":"'3-Spend'!I70","v":0},{"$f":"'M6'!N70","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B71","v":"Overdraft Protection"},{"$f":"'3-Spend'!I71","v":0},{"$f":"'M6'!N71","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B72","v":"SUBTOTAL"},{"$f":"'3-Spend'!I72","v":0},{"$f":"'3-Spend'!J72","v":0},{"$f":"SUM(E56:E71)","v":0},{"$f":"SUM(F56:F71)","v":0},0,0,0,0,0,0,{"$f":"SUM(M56:M71)","v":0},{"$f":"SUM(N56:N71)","v":0}]
[]
[null,"Items",{"$f":"C3","v":"From Projection Sheet"},"Planned Spending Expenses",{"$f":"E3","v":"1st Week"},"2nd Week","3rd Week","4th Week","5th Week","Total For The Month","Total Over Or Under ","Total INTEREST PAID On DEBTS","%   For The Month","Revised For Next Month"]
[null,{"$f":"'1-Plan'!B75","v":"Transportation Expenses    "}]
[null,{"$f":"'1-Plan'!B76","v":" **Car Payment (4)"},{"$f":"'3-Spend'!I76","v":0},{"$f":"'M6'!N76","v":0},null,null,null,null,null,{"$f":"SUM(E76:I76)","v":0},{"$f":"SUM(E76:I76)-D76","v":0},null,{"$f":"IF($J$13<=0,\"\",(J76/$J$13))","v":""},{"$f":"IF(J76>0,SUM(((C76:D76)))/2+J76)/2","v":0}]
[null,{"$f":"'1-Plan'!B77","v":"**2nd Car Pmnt (5)"},{"$f":"'3-Spend'!I77","v":0},{"$f":"'M6'!N77","v":0},null,null,null,null,null,{"$f":"SUM(E77:I77)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B78","v":"Gas/Petrol"},{"$f":"'3-Spend'!I78","v":0},{"$f":"'M6'!N78","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B79","v":"Insurance"},{"$f":"'3-Spend'!I79","v":0},{"$f":"'M6'!N79","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B80","v":"Licenses"},{"$f":"'3-Spend'!I80","v":0},{"$f":"'M6'!N80","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B81","v":"Repairs"},{"$f":"'3-Spend'!I81","v":0},{"$f":"'M6'!N81","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B82","v":"Oil Change"},{"$f":"'3-Spend'!I82","v":0},{"$f":"'M6'!N82","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B83","v":"Tires"},{"$f":"'3-Spend'!I83","v":0},{"$f":"'M6'!N83","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B84","v":"Car/Extras"},{"$f":"'3-Spend'!I84","v":0},{"$f":"'M6'!N84","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B85","v":"Parking/Bus"},{"$f":"'3-Spend'!I85","v":0},{"$f":"'M6'!N85","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B86","v":"SUBTOTAL"},{"$f":"'3-Spend'!I86","v":0},{"$f":"'3-Spend'!J86","v":0},{"$f":"E85+E84+E83+E82+E81+E80+E79+E78+E77+E76","v":0},{"$f":"F85+F84+F83+F82+F81+F80+F79+F78+F77+F76","v":0},0,0,0,0,0,0,{"$f":"SUM(M76:M85)","v":0},{"$f":"N85+N84+N83+N82+N81+N80+N79+N78+N77+N76","v":0}]
[null,{"$f":"'1-Plan'!B87","v":"RVs/Recreation Expenses    "}]
[null,{"$f":"'1-Plan'!B88","v":"**RV Payment (6)"},{"$f":"'3-Spend'!I88","v":0},{"$f":"'M6'!N88","v":0},null,null,null,null,null,{"$f":"SUM(E88:I88)","v":0},{"$f":"SUM(E88:I88)-D88","v":0},{"$f":"'1-Plan'!D88*'1-Plan'!F88/12","v":0},{"$f":"IF($J$13<=0,\"\",(J88/$J$13))","v":""},{"$f":"IF(J88>0,SUM(((C88:D88)))/2+J88)/2","v":0}]
[null,{"$f":"'1-Plan'!B89","v":"Gas/Petrol"},{"$f":"'3-Spend'!I89","v":0},{"$f":"'M6'!N89","v":0},null,null,null,null,null,{"$f":"SUM(E89:I89)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B90","v":"Insurance"},{"$f":"'3-Spend'!I90","v":0},{"$f":"'M6'!N90","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B91","v":"Licenses"},{"$f":"'3-Spend'!I91","v":0},{"$f":"'M6'!N91","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B92","v":"Repairs"},{"$f":"'3-Spend'!I92","v":0},{"$f":"'M6'!N92","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B93","v":"Oil Change"},{"$f":"'3-Spend'!I93","v":0},{"$f":"'M6'!N93","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B94","v":"Tires"},{"$f":"'3-Spend'!I94","v":0},{"$f":"'M6'!N94","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B95","v":"Service"},{"$f":"'3-Spend'!I95","v":0},{"$f":"'M6'!N95","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B96","v":"Propane"},{"$f":"'3-Spend'!I96","v":0},{"$f":"'M6'!N96","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B97","v":"Fees"},{"$f":"'3-Spend'!I97","v":0},{"$f":"'M6'!N97","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B98","v":"SUBTOTAL"},{"$f":"'M1'!J98","v":0},{"$f":"'M1'!K98","v":0},{"$f":"E88+E89+E90+E91+E92+E93+E94+E95+E96+E97","v":0},{"$f":"F88+F89+F90+F91+F92+F93+F94+F95+F96+F97","v":0},0,0,0,0,0,0,{"$f":"SUM(M88:M97)","v":0},{"$f":"N88+N89+N90+N91+N92+N93+N94+N95+N96+N97","v":0}]
[null,{"$f":"'1-Plan'!B99","v":"Vacation Expenses    "}]
[null,{"$f":"'1-Plan'!B100","v":"Food"},{"$f":"'3-Spend'!I100","v":0},{"$f":"'M6'!N100","v":0},null,null,null,null,null,{"$f":"SUM(E100:I100)","v":0},{"$f":"SUM(E100:I100)-D100","v":0},null,{"$f":"IF($J$13<=0,\"\",(J100/$J$13))","v":""},{"$f":"IF(J100>0,SUM(((C100:D100)))/2+J100)/2","v":0}]
[null,{"$f":"'1-Plan'!B101","v":"Lodging"},{"$f":"'3-Spend'!I101","v":0},{"$f":"'M6'!N101","v":0},null,null,null,null,null,{"$f":"+SUM(E101+F101+G101+H101+I101)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J101/$J$13))","v":""},{"$f":"IF(J101>0,SUM(((C101:D101)))/2+J101)/2","v":0}]
[null,{"$f":"'1-Plan'!B102","v":"Travel"},{"$f":"'3-Spend'!I102","v":0},{"$f":"'M6'!N102","v":0},null,null,null,null,null,{"$f":"SUM(E102+F102+G102+H102+I102)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J102/$J$13))","v":""},{"$f":"IF(J102>0,SUM(((C102:D102)))/2+J102)/2","v":0}]
[null,{"$f":"'1-Plan'!B103","v":"Propane"},{"$f":"'3-Spend'!I103","v":0},{"$f":"'M6'!N103","v":0},null,null,null,null,null,{"$f":"SUM(E103+F103+G103+H103+I103)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J103/$J$13))","v":""},{"$f":"IF(J103>0,SUM(((C103:D103)))/2+J103)/2","v":0}]
[null,{"$f":"'1-Plan'!B104","v":"Other"},{"$f":"'3-Spend'!I104","v":0},{"$f":"'M6'!N104","v":0},null,null,null,null,null,{"$f":"SUM(E104+F104+G104+H104+I104)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J104/$J$13))","v":""},{"$f":"IF(J104>0,SUM(((C104:D104)))/2+J104)/2","v":0}]
[null,{"$f":"'1-Plan'!B105","v":"Other"},{"$f":"'3-Spend'!I105","v":0},{"$f":"'M6'!N105","v":0},null,null,null,null,null,{"$f":"SUM(E105+F105+G105+H105+I105)","v":0},0,null,{"$f":"SUM(M100:M104)","v":0},{"$f":"SUM(N100:N104)","v":0}]
[null,{"$f":"'1-Plan'!$B$106","v":"SUBTOTAL"},{"$f":"SUM(C100:C105)","v":0},{"$f":"SUM(D100:D105)","v":0},{"$f":"SUM(E100:E105)","v":0},{"$f":"SUM(F100:F105)","v":0},0,0,0,0,0,0,{"$f":"SUM(M100:M105)","v":0}]
[null,{"$f":"'1-Plan'!B107","v":"Education Expenses    "}]
[null,{"$f":"'1-Plan'!B108","v":"Tuition"},{"$f":"'3-Spend'!I108","v":0},{"$f":"'M6'!N108","v":0},null,null,null,null,null,{"$f":"SUM(E108:I108)","v":0},{"$f":"SUM(E108:I108)-D108","v":0},null,{"$f":"IF($J$13<=0,\"\",(J108/$J$13))","v":""},{"$f":"IF(J108>0,SUM(((C108:D108)))/2+J108)/2","v":0}]
[null,{"$f":"'1-Plan'!B109","v":"Preschool"},{"$f":"'3-Spend'!I109","v":0},{"$f":"'M6'!N109","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B110","v":"Text Rental"},{"$f":"'3-Spend'!I110","v":0},{"$f":"'M6'!N110","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B111","v":"Extra Fees"},{"$f":"'3-Spend'!I111","v":0},{"$f":"'M6'!N111","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B112","v":"Supplies"},{"$f":"'3-Spend'!I112","v":0},{"$f":"'M6'!N112","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B113","v":"Books"},{"$f":"'3-Spend'!I113","v":0},{"$f":"'M6'!N113","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B114","v":"Music Lessons"},{"$f":"'3-Spend'!I114","v":0},{"$f":"'M6'!N114","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B115","v":"SUBTOTAL"},{"$f":"'3-Spend'!I115","v":0},{"$f":"'3-Spend'!J115","v":0},{"$f":"SUM(E108:E114)","v":0},{"$f":"SUM(F108:F114)","v":0},0,0,0,0,0,0,{"$f":"SUM(M108:M114)","v":0},{"$f":"SUM(N108:N114)","v":0}]
[null,{"$f":"'1-Plan'!B116","v":"Medical Expenses    "}]
[null,{"$f":"'1-Plan'!B117","v":"Prescriptions"},{"$f":"'3-Spend'!I117","v":0},{"$f":"'M6'!N117","v":0},null,null,null,null,null,{"$f":"SUM(E117:I117)","v":0},{"$f":"SUM(E117:I117)-D117","v":0},null,{"$f":"IF($J$13<=0,\"\",(J117/$J$13))","v":""},{"$f":"IF(J117>0,SUM(((C117:D117)))/2+J117)/2","v":0}]
[null,{"$f":"'1-Plan'!B118","v":"Health Insurance"},{"$f":"'3-Spend'!I118","v":0},{"$f":"'M6'!N118","v":0},null,null,null,null,null,{"$f":"SUM(E118:I118)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J118/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B119","v":"Life Insurance"},{"$f":"'3-Spend'!I119","v":0},{"$f":"'M6'!N119","v":0},null,null,null,null,null,{"$f":"SUM(E119:I119)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J119/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B120","v":"**Hospital Paid On Account  (7)"},{"$f":"'3-Spend'!I120","v":0},{"$f":"'M6'!N120","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D120*'1-Plan'!F120/12","v":0},{"$f":"IF($J$13<=0,\"\",(J120/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B121","v":"Hospital Paid CASH"},{"$f":"'3-Spend'!I121","v":0},{"$f":"'M6'!N121","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B122","v":"**Doctor Paid On Account    (8)"},{"$f":"'3-Spend'!I122","v":0},{"$f":"'M6'!N122","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D122*'1-Plan'!F122/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B123","v":"Doctor Paid CASH"},{"$f":"'3-Spend'!I123","v":0},{"$f":"'M6'!N123","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B124","v":"**Dentist Paid On Account   (9)"},{"$f":"'3-Spend'!I124","v":0},{"$f":"'M6'!N124","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D124*'1-Plan'!F124/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B125","v":"Dentist Paid CASH"},{"$f":"'3-Spend'!I125","v":0},{"$f":"'M6'!N125","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B126","v":"**Vision Paid On Account   (10)"},{"$f":"'3-Spend'!I126","v":0},{"$f":"'M6'!N126","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D126*'1-Plan'!F126/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B127","v":"Vision Paid CASH"},{"$f":"'3-Spend'!I127","v":0},{"$f":"'M6'!N127","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B128","v":"SUBTOTAL"},{"$f":"'3-Spend'!I128","v":0},{"$f":"'3-Spend'!J128","v":0},{"$f":"SUM(E117:E127)","v":0},{"$f":"SUM(F117:F127)","v":0},0,0,0,0,0,0,{"$f":"SUM(M117:M127)","v":0},{"$f":"SUM(N117:N127)","v":0}]
[null,{"$f":"'1-Plan'!B129","v":"Charge Cards & Loan Expenses    "}]
[null,{"$f":"'1-Plan'!B130","v":"Cards Paid in Full at Month End"},{"$f":"'3-Spend'!I130","v":0},{"$f":"'M6'!N130","v":0},null,null,null,null,null,{"$f":"SUM(E130:I130)","v":0},{"$f":"SUM(E130:I130)-D130","v":0},null,{"$f":"IF($J$13<=0,\"\",(J130/$J$13))","v":""},{"$f":"IF(J130>0,SUM(((C130:D130)))/2+J130)/2","v":0}]
[null,{"$f":"'1-Plan'!B131","v":"**Visa (11)"},{"$f":"'3-Spend'!I131","v":0},{"$f":"'M6'!N131","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D131*'1-Plan'!F131/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B132","v":"**MasterCard (12)"},{"$f":"'3-Spend'!I132","v":0},{"$f":"'M6'!N132","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D132*'1-Plan'!F132/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B133","v":"**Parents (13)"},{"$f":"'3-Spend'!I133","v":0},{"$f":"'M6'!N133","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D133*'1-Plan'!F133/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B134","v":"**Student Loans (no interest)(14)"},{"$f":"'3-Spend'!I134","v":0},{"$f":"'M6'!N134","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D134*'1-Plan'!F134/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B135","v":"**Other    (15)"},{"$f":"'3-Spend'!I135","v":0},{"$f":"'M6'!N135","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D135*'1-Plan'!F135/12","v":0},"",0]
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[null,{"$f":"'1-Plan'!B138","v":"**Other    (18)"},{"$f":"'3-Spend'!I138","v":0},{"$f":"'M6'!N138","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D138*'1-Plan'!F138/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B139","v":"**Other    (19)"},{"$f":"'3-Spend'!I139","v":0},{"$f":"'M6'!N139","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D139*'1-Plan'!F139/12","v":0},"",0]
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[]
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[null,{"$f":"Language!B147","v":"TOTAL EXPENSE"},{"$f":"'3-Spend'!I147","v":0},{"$f":"D141+D128+D115+D106+D98+D86+D24+D29+D42+D54+D72","v":0},0,0,0,0,0,{"$f":"E147+F147+G147+H147+I147","v":0},{"$f":"C147","v":0},null,{"$f":"IF(J13=0,\"\",100%-M145)","v":""},{"$f":"IF(M147>0,\"NOT SPENT\",\"OVERSPENT\")","v":"NOT SPENT"}]
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[]
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[null,{"$f":"'1-Plan'!B11","v":"Rental Income"},{"$f":"'3-Spend'!J11","v":0},{"$f":"'M7'!N11","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B12","v":"Tax Return"},{"$f":"'3-Spend'!J12","v":0},{"$f":"'M7'!N12","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B13","v":"SUBTOTAL with Brought Forward"},{"$f":"'3-Spend'!J13","v":0},{"$f":"'M7'!N13","v":0},{"$f":"SUM(E6:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},{"$f":"SUM(G7:G12)","v":0},0,0,{"$f":"SUM(J7:J12)+E6","v":0},0,0,"",{"$f":"SUM(N7:N12)","v":0}]
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[null,{"$f":"'1-Plan'!B20","v":"Humanitarian"},{"$f":"'3-Spend'!J20","v":0},{"$f":"'M7'!N20","v":0},null,null,null,null,null,0,null,null,""]
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[null,{"$f":"'1-Plan'!B25","v":"Pay Yourself Second (Savings) "}]
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[null,{"$f":"'1-Plan'!B38","v":"Telephone/Cell Phone/Internet"},{"$f":"'3-Spend'!C38","v":0},{"$f":"'M7'!N38","v":0},null,null,null,null,null,{"$f":"SUM(E38:I38)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B39","v":"Easy Max"},{"$f":"'3-Spend'!C39","v":0},{"$f":"'M7'!N39","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B40","v":"Electricity"},{"$f":"'1-Plan'!C40","v":0},{"$f":"'M7'!N40","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B41","v":"Water & Sewer"},{"$f":"'1-Plan'!C41","v":0},{"$f":"'M7'!N41","v":0},null,null,null,null,null,0,0,null,"",0]
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[null,{"$f":"'1-Plan'!B43","v":"Food Expenses    "}]
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[null,{"$f":"'1-Plan'!B45","v":"Groceries"},{"$f":"'3-Spend'!J45","v":0},{"$f":"'M7'!N45","v":0},null,null,null,null,null,{"$f":"SUM(E45:I45)","v":0},{"$f":"(J45-D45)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J45/$J$13))","v":""},{"$f":"IF(J45>0,SUM(((C45:D45)))/2+J45)/2","v":0}]
[null,{"$f":"'1-Plan'!B46","v":"Groceries"},{"$f":"'3-Spend'!J46","v":0},{"$f":"'M7'!N46","v":0},null,null,null,null,null,0,{"$f":"(J46-D46)","v":0},null,"",{"$f":"IF(J46>0,SUM(((C46:D46)))/2+J46)/2","v":0}]
[null,{"$f":"'1-Plan'!B47","v":"Spouse Lunchs"},null,{"$f":"'M7'!N47","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B48","v":"Lunches"},{"$f":"'3-Spend'!J48","v":0},{"$f":"'M7'!N48","v":0},null,null,null,null,null,0,{"$f":"(J48-D48)","v":0},null,"",{"$f":"IF(J48>0,SUM(((C48:D48)))/2+J48)/2","v":0}]
[null,{"$f":"'1-Plan'!B49","v":"Eating Out"},null,{"$f":"'M7'!N49","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B50","v":"Other"},{"$f":"'3-Spend'!J50","v":0},{"$f":"'M7'!N50","v":0},null,null,null,null,null,0,{"$f":"(J50-D50)","v":0},null,"",{"$f":"IF(J50>0,SUM(((C50:D50)))/2+J50)/2","v":0}]
[null,{"$f":"'1-Plan'!B51","v":"Other"},{"$f":"'3-Spend'!J51","v":0},{"$f":"'M7'!N51","v":0},null,null,null,null,null,0,{"$f":"(J51-D51)","v":0},null,"",{"$f":"IF(J51>0,SUM(((C51:D51)))/2+J51)/2","v":0}]
[null,{"$f":"'1-Plan'!B52","v":"Special Occasions"},{"$f":"'3-Spend'!J52","v":0},{"$f":"'M7'!N52","v":0},null,null,null,null,null,0,{"$f":"(J52-D52)","v":0},null,"",{"$f":"IF(J52>0,SUM(((C52:D52)))/2+J52)/2","v":0}]
[null,{"$f":"'1-Plan'!B53","v":"Junk Food "},null,{"$f":"'M7'!N53","v":0},null,null,null,null,null,0]
[null,"SUBTOTAL",{"$f":"'3-Spend'!J54","v":0},{"$f":"'3-Spend'!K54","v":0},{"$f":"SUM(E44:E53)","v":0},{"$f":"SUM(F44:F53)","v":0},0,0,0,{"$f":"SUM(E54:I54)","v":0},0,0,{"$f":"SUM(M44:M53)","v":0},{"$f":"SUM(N44:N53)","v":0}]
[null,{"$f":"'1-Plan'!B55","v":"Personal Expenses    "}]
[null,{"$f":"'1-Plan'!B56","v":"Clothes / Cleaning"},{"$f":"'3-Spend'!J56","v":0},{"$f":"'M7'!N56","v":0},null,null,null,null,null,{"$f":"SUM(E56:I56)","v":0},{"$f":"(J56-D56)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J56/$J$13))","v":""},{"$f":"IF(J56>0,SUM(((C56:D56)))/2+J56)/2","v":0}]
[null,{"$f":"'1-Plan'!B57","v":"Hair"},{"$f":"'3-Spend'!J57","v":0},{"$f":"'M7'!N57","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B58","v":"Hygene (Drug Store Items)"},{"$f":"'3-Spend'!J58","v":0},{"$f":"'M7'!N58","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B59","v":"Gifts"},{"$f":"'3-Spend'!J59","v":0},{"$f":"'M7'!N59","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B60","v":"Entertainment"},{"$f":"'3-Spend'!J60","v":0},{"$f":"'M7'!N60","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B61","v":"Magazines & Newspapers"},{"$f":"'3-Spend'!J61","v":0},{"$f":"'M7'!N61","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B62","v":"Hobbies"},{"$f":"'3-Spend'!J62","v":0},{"$f":"'M7'!N62","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B63","v":"Cable TV & Internet"},{"$f":"'3-Spend'!J63","v":0},{"$f":"'M7'!N63","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B64","v":"Babysitter"},{"$f":"'3-Spend'!J64","v":0},{"$f":"'M7'!N64","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B65","v":"Postage "},{"$f":"'3-Spend'!J65","v":0},{"$f":"'M7'!N65","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B66","v":"Children's Allowance"},{"$f":"'3-Spend'!J66","v":0},{"$f":"'M7'!N66","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B67","v":"Children's Allowance"},{"$f":"'3-Spend'!J67","v":0},{"$f":"'M7'!N67","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B68","v":"Children's Allowance"},{"$f":"'3-Spend'!J68","v":0},{"$f":"'M7'!N68","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B69","v":"Children's Allowance"},{"$f":"'3-Spend'!J69","v":0},{"$f":"'M7'!N69","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B70","v":"ATM Machine For Cash"},{"$f":"'3-Spend'!J70","v":0},{"$f":"'M7'!N70","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B71","v":"Overdraft Protection"},{"$f":"'3-Spend'!J71","v":0},{"$f":"'M7'!N71","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B72","v":"SUBTOTAL"},{"$f":"'3-Spend'!J72","v":0},{"$f":"'3-Spend'!K72","v":0},{"$f":"SUM(E56:E71)","v":0},{"$f":"SUM(F56:F71)","v":0},0,0,0,0,0,0,{"$f":"SUM(M56:M71)","v":0},{"$f":"SUM(N56:N71)","v":0}]
[]
[null,"Items",{"$f":"C3","v":"From Projection Sheet"},"Planned Spending Expenses",{"$f":"E3","v":"1st Week"},"2nd Week","3rd Week","4th Week","5th Week","Total For The Month","Total Over Or Under ","Total INTEREST PAID On DEBTS","%   For The Month","Revised For Next Month"]
[null,{"$f":"'1-Plan'!B75","v":"Transportation Expenses    "}]
[null,{"$f":"'1-Plan'!B76","v":" **Car Payment (4)"},{"$f":"'3-Spend'!J76","v":0},{"$f":"'M7'!N76","v":0},null,null,null,null,null,{"$f":"SUM(E76:I76)","v":0},{"$f":"SUM(E76:I76)-D76","v":0},null,{"$f":"IF($J$13<=0,\"\",(J76/$J$13))","v":""},{"$f":"IF(J76>0,SUM(((C76:D76)))/2+J76)/2","v":0}]
[null,{"$f":"'1-Plan'!B77","v":"**2nd Car Pmnt (5)"},{"$f":"'3-Spend'!J77","v":0},{"$f":"'M7'!N77","v":0},null,null,null,null,null,{"$f":"SUM(E77:I77)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B78","v":"Gas/Petrol"},{"$f":"'3-Spend'!J78","v":0},{"$f":"'M7'!N78","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B79","v":"Insurance"},{"$f":"'3-Spend'!J79","v":0},{"$f":"'M7'!N79","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B80","v":"Licenses"},{"$f":"'3-Spend'!J80","v":0},{"$f":"'M7'!N80","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B81","v":"Repairs"},{"$f":"'3-Spend'!J81","v":0},{"$f":"'M7'!N81","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B82","v":"Oil Change"},{"$f":"'3-Spend'!J82","v":0},{"$f":"'M7'!N82","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B83","v":"Tires"},{"$f":"'3-Spend'!J83","v":0},{"$f":"'M7'!N83","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B84","v":"Car/Extras"},{"$f":"'3-Spend'!J84","v":0},{"$f":"'M7'!N84","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B85","v":"Parking/Bus"},{"$f":"'3-Spend'!J85","v":0},{"$f":"'M7'!N85","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B86","v":"SUBTOTAL"},{"$f":"'3-Spend'!J86","v":0},{"$f":"'3-Spend'!K86","v":0},{"$f":"E85+E84+E83+E82+E81+E80+E79+E78+E77+E76","v":0},{"$f":"F85+F84+F83+F82+F81+F80+F79+F78+F77+F76","v":0},0,0,0,0,0,0,{"$f":"SUM(M76:M85)","v":0},{"$f":"N85+N84+N83+N82+N81+N80+N79+N78+N77+N76","v":0}]
[null,{"$f":"'1-Plan'!B87","v":"RVs/Recreation Expenses    "}]
[null,{"$f":"'1-Plan'!B88","v":"**RV Payment (6)"},{"$f":"'3-Spend'!J88","v":0},{"$f":"'M7'!N88","v":0},null,null,null,null,null,{"$f":"SUM(E88:I88)","v":0},{"$f":"SUM(E88:I88)-D88","v":0},{"$f":"'1-Plan'!D88*'1-Plan'!F88/12","v":0},{"$f":"IF($J$13<=0,\"\",(J88/$J$13))","v":""},{"$f":"IF(J88>0,SUM(((C88:D88)))/2+J88)/2","v":0}]
[null,{"$f":"'1-Plan'!B89","v":"Gas/Petrol"},{"$f":"'3-Spend'!J89","v":0},{"$f":"'M7'!N89","v":0},null,null,null,null,null,{"$f":"SUM(E89:I89)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B90","v":"Insurance"},{"$f":"'3-Spend'!J90","v":0},{"$f":"'M7'!N90","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B91","v":"Licenses"},{"$f":"'3-Spend'!J91","v":0},{"$f":"'M7'!N91","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B92","v":"Repairs"},{"$f":"'3-Spend'!J92","v":0},{"$f":"'M7'!N92","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B93","v":"Oil Change"},{"$f":"'3-Spend'!J93","v":0},{"$f":"'M7'!N93","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B94","v":"Tires"},{"$f":"'3-Spend'!J94","v":0},{"$f":"'M7'!N94","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B95","v":"Service"},{"$f":"'3-Spend'!J95","v":0},{"$f":"'M7'!N95","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B96","v":"Propane"},{"$f":"'3-Spend'!J96","v":0},{"$f":"'M7'!N96","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B97","v":"Fees"},{"$f":"'3-Spend'!J97","v":0},{"$f":"'M7'!N97","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B98","v":"SUBTOTAL"},{"$f":"'M1'!J98","v":0},{"$f":"'M1'!K98","v":0},{"$f":"E88+E89+E90+E91+E92+E93+E94+E95+E96+E97","v":0},{"$f":"F88+F89+F90+F91+F92+F93+F94+F95+F96+F97","v":0},0,0,0,0,0,0,{"$f":"SUM(M88:M97)","v":0},{"$f":"N88+N89+N90+N91+N92+N93+N94+N95+N96+N97","v":0}]
[null,{"$f":"'1-Plan'!B99","v":"Vacation Expenses    "}]
[null,{"$f":"'1-Plan'!B100","v":"Food"},{"$f":"'3-Spend'!J100","v":0},{"$f":"'M7'!N100","v":0},null,null,null,null,null,{"$f":"SUM(E100:I100)","v":0},{"$f":"SUM(E100:I100)-D100","v":0},null,{"$f":"IF($J$13<=0,\"\",(J100/$J$13))","v":""},{"$f":"IF(J100>0,SUM(((C100:D100)))/2+J100)/2","v":0}]
[null,{"$f":"'1-Plan'!B101","v":"Lodging"},{"$f":"'3-Spend'!J101","v":0},{"$f":"'M7'!N101","v":0},null,null,null,null,null,{"$f":"+SUM(E101+F101+G101+H101+I101)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J101/$J$13))","v":""},{"$f":"IF(J101>0,SUM(((C101:D101)))/2+J101)/2","v":0}]
[null,{"$f":"'1-Plan'!B102","v":"Travel"},{"$f":"'3-Spend'!J102","v":0},{"$f":"'M7'!N102","v":0},null,null,null,null,null,{"$f":"SUM(E102+F102+G102+H102+I102)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J102/$J$13))","v":""},{"$f":"IF(J102>0,SUM(((C102:D102)))/2+J102)/2","v":0}]
[null,{"$f":"'1-Plan'!B103","v":"Propane"},{"$f":"'3-Spend'!J103","v":0},{"$f":"'M7'!N103","v":0},null,null,null,null,null,{"$f":"SUM(E103+F103+G103+H103+I103)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J103/$J$13))","v":""},{"$f":"IF(J103>0,SUM(((C103:D103)))/2+J103)/2","v":0}]
[null,{"$f":"'1-Plan'!B104","v":"Other"},{"$f":"'3-Spend'!J104","v":0},{"$f":"'M7'!N104","v":0},null,null,null,null,null,{"$f":"SUM(E104+F104+G104+H104+I104)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J104/$J$13))","v":""},{"$f":"IF(J104>0,SUM(((C104:D104)))/2+J104)/2","v":0}]
[null,{"$f":"'1-Plan'!B105","v":"Other"},{"$f":"'3-Spend'!J105","v":0},{"$f":"'M7'!N105","v":0},null,null,null,null,null,{"$f":"SUM(E105+F105+G105+H105+I105)","v":0},0,null,{"$f":"SUM(M100:M104)","v":0},{"$f":"SUM(N100:N104)","v":0}]
[null,{"$f":"'1-Plan'!$B$106","v":"SUBTOTAL"},{"$f":"SUM(C100:C105)","v":0},{"$f":"SUM(D100:D105)","v":0},{"$f":"SUM(E100:E105)","v":0},{"$f":"SUM(F100:F105)","v":0},0,0,0,0,0,0,{"$f":"SUM(M100:M105)","v":0}]
[null,{"$f":"'1-Plan'!B107","v":"Education Expenses    "}]
[null,{"$f":"'1-Plan'!B108","v":"Tuition"},{"$f":"'3-Spend'!J108","v":0},{"$f":"'M7'!N108","v":0},null,null,null,null,null,{"$f":"SUM(E108:I108)","v":0},{"$f":"SUM(E108:I108)-D108","v":0},null,{"$f":"IF($J$13<=0,\"\",(J108/$J$13))","v":""},{"$f":"IF(J108>0,SUM(((C108:D108)))/2+J108)/2","v":0}]
[null,{"$f":"'1-Plan'!B109","v":"Preschool"},{"$f":"'3-Spend'!J109","v":0},{"$f":"'M7'!N109","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B110","v":"Text Rental"},{"$f":"'3-Spend'!J110","v":0},{"$f":"'M7'!N110","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B111","v":"Extra Fees"},{"$f":"'3-Spend'!J111","v":0},{"$f":"'M7'!N111","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B112","v":"Supplies"},{"$f":"'3-Spend'!J112","v":0},{"$f":"'M7'!N112","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B113","v":"Books"},{"$f":"'3-Spend'!J113","v":0},{"$f":"'M7'!N113","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B114","v":"Music Lessons"},{"$f":"'3-Spend'!J114","v":0},{"$f":"'M7'!N114","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B115","v":"SUBTOTAL"},{"$f":"'3-Spend'!J115","v":0},{"$f":"'3-Spend'!K115","v":0},{"$f":"SUM(E108:E114)","v":0},{"$f":"SUM(F108:F114)","v":0},0,0,0,0,0,0,{"$f":"SUM(M108:M114)","v":0},{"$f":"SUM(N108:N114)","v":0}]
[null,{"$f":"'1-Plan'!B116","v":"Medical Expenses    "}]
[null,{"$f":"'1-Plan'!B117","v":"Prescriptions"},{"$f":"'3-Spend'!J117","v":0},{"$f":"'M7'!N117","v":0},null,null,null,null,null,{"$f":"SUM(E117:I117)","v":0},{"$f":"SUM(E117:I117)-D117","v":0},null,{"$f":"IF($J$13<=0,\"\",(J117/$J$13))","v":""},{"$f":"IF(J117>0,SUM(((C117:D117)))/2+J117)/2","v":0}]
[null,{"$f":"'1-Plan'!B118","v":"Health Insurance"},{"$f":"'3-Spend'!J118","v":0},{"$f":"'M7'!N118","v":0},null,null,null,null,null,{"$f":"SUM(E118:I118)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B119","v":"Life Insurance"},{"$f":"'3-Spend'!J119","v":0},{"$f":"'M7'!N119","v":0},null,null,null,null,null,{"$f":"SUM(E119:I119)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B120","v":"**Hospital Paid On Account  (7)"},{"$f":"'3-Spend'!J120","v":0},{"$f":"'M7'!N120","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D120*'1-Plan'!F120/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B121","v":"Hospital Paid CASH"},{"$f":"'3-Spend'!J121","v":0},{"$f":"'M7'!N121","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B122","v":"**Doctor Paid On Account    (8)"},{"$f":"'3-Spend'!J122","v":0},{"$f":"'M7'!N122","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D122*'1-Plan'!F122/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B123","v":"Doctor Paid CASH"},{"$f":"'3-Spend'!J123","v":0},{"$f":"'M7'!N123","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B124","v":"**Dentist Paid On Account   (9)"},{"$f":"'3-Spend'!J124","v":0},{"$f":"'M7'!N124","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D124*'1-Plan'!F124/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B125","v":"Dentist Paid CASH"},{"$f":"'3-Spend'!J125","v":0},{"$f":"'M7'!N125","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B126","v":"**Vision Paid On Account   (10)"},{"$f":"'3-Spend'!J126","v":0},{"$f":"'M7'!N126","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D126*'1-Plan'!F126/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B127","v":"Vision Paid CASH"},{"$f":"'3-Spend'!J127","v":0},{"$f":"'M7'!N127","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B128","v":"SUBTOTAL"},{"$f":"'3-Spend'!J128","v":0},{"$f":"'3-Spend'!K128","v":0},{"$f":"SUM(E117:E127)","v":0},{"$f":"SUM(F117:F127)","v":0},0,0,0,0,0,0,{"$f":"SUM(M117:M127)","v":0},{"$f":"SUM(N117:N127)","v":0}]
[null,{"$f":"'1-Plan'!B129","v":"Charge Cards & Loan Expenses    "}]
[null,{"$f":"'1-Plan'!B130","v":"Cards Paid in Full at Month End"},{"$f":"'3-Spend'!J130","v":0},{"$f":"'M7'!N130","v":0},null,null,null,null,null,{"$f":"SUM(E130:I130)","v":0},{"$f":"SUM(E130:I130)-D130","v":0},null,{"$f":"IF($J$13<=0,\"\",(J130/$J$13))","v":""},{"$f":"IF(J130>0,SUM(((C130:D130)))/2+J130)/2","v":0}]
[null,{"$f":"'1-Plan'!B131","v":"**Visa (11)"},{"$f":"'3-Spend'!J131","v":0},{"$f":"'M7'!N131","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D131*'1-Plan'!F131/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B132","v":"**MasterCard (12)"},{"$f":"'3-Spend'!J132","v":0},{"$f":"'M7'!N132","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D132*'1-Plan'!F132/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B133","v":"**Parents (13)"},{"$f":"'3-Spend'!J133","v":0},{"$f":"'M7'!N133","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D133*'1-Plan'!F133/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B134","v":"**Student Loans (no interest)(14)"},{"$f":"'3-Spend'!J134","v":0},{"$f":"'M7'!N134","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D134*'1-Plan'!F134/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B135","v":"**Other    (15)"},{"$f":"'3-Spend'!J135","v":0},{"$f":"'M7'!N135","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D135*'1-Plan'!F135/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B136","v":"**Other    (16)"},{"$f":"'3-Spend'!J136","v":0},{"$f":"'M7'!N136","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D136*'1-Plan'!F136/12","v":0},"",0]
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[null,{"$f":"'1-Plan'!B48","v":"Lunches"},{"$f":"'3-Spend'!K48","v":0},{"$f":"'M8'!N48","v":0},null,null,null,null,null,0,{"$f":"(J48-D48)","v":0},null,"",{"$f":"IF(J48>0,SUM(((C48:D48)))/2+J48)/2","v":0}]
[null,{"$f":"'1-Plan'!B49","v":"Eating Out"},null,{"$f":"'M8'!N49","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B50","v":"Other"},{"$f":"'3-Spend'!K50","v":0},{"$f":"'M8'!N50","v":0},null,null,null,null,null,0,{"$f":"(J50-D50)","v":0},null,"",{"$f":"IF(J50>0,SUM(((C50:D50)))/2+J50)/2","v":0}]
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[null,{"$f":"'1-Plan'!B52","v":"Special Occasions"},{"$f":"'3-Spend'!K52","v":0},{"$f":"'M8'!N52","v":0},null,null,null,null,null,0,{"$f":"(J52-D52)","v":0},null,"",{"$f":"IF(J52>0,SUM(((C52:D52)))/2+J52)/2","v":0}]
[null,{"$f":"'1-Plan'!B53","v":"Junk Food "},null,{"$f":"'M8'!N53","v":0},null,null,null,null,null,0]
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[null,{"$f":"'1-Plan'!B55","v":"Personal Expenses    "}]
[null,{"$f":"'1-Plan'!B56","v":"Clothes / Cleaning"},{"$f":"'3-Spend'!K56","v":0},{"$f":"'M8'!N56","v":0},null,null,null,null,null,{"$f":"SUM(E56:I56)","v":0},{"$f":"(J56-D56)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J56/$J$13))","v":""},{"$f":"IF(J56>0,SUM(((C56:D56)))/2+J56)/2","v":0}]
[null,{"$f":"'1-Plan'!B57","v":"Hair"},{"$f":"'3-Spend'!K57","v":0},{"$f":"'M8'!N57","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B58","v":"Hygene (Drug Store Items)"},{"$f":"'3-Spend'!K58","v":0},{"$f":"'M8'!N58","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B59","v":"Gifts"},{"$f":"'3-Spend'!K59","v":0},{"$f":"'M8'!N59","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B60","v":"Entertainment"},{"$f":"'3-Spend'!K60","v":0},{"$f":"'M8'!N60","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B61","v":"Magazines & Newspapers"},{"$f":"'3-Spend'!K61","v":0},{"$f":"'M8'!N61","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B62","v":"Hobbies"},{"$f":"'3-Spend'!K62","v":0},{"$f":"'M8'!N62","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B63","v":"Cable TV & Internet"},{"$f":"'3-Spend'!K63","v":0},{"$f":"'M8'!N63","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B64","v":"Babysitter"},{"$f":"'3-Spend'!K64","v":0},{"$f":"'M8'!N64","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B65","v":"Postage "},{"$f":"'3-Spend'!K65","v":0},{"$f":"'M8'!N65","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B66","v":"Children's Allowance"},{"$f":"'3-Spend'!K66","v":0},{"$f":"'M8'!N66","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B67","v":"Children's Allowance"},{"$f":"'3-Spend'!K67","v":0},{"$f":"'M8'!N67","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B68","v":"Children's Allowance"},{"$f":"'3-Spend'!K68","v":0},{"$f":"'M8'!N68","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B69","v":"Children's Allowance"},{"$f":"'3-Spend'!K69","v":0},{"$f":"'M8'!N69","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B70","v":"ATM Machine For Cash"},{"$f":"'3-Spend'!K70","v":0},{"$f":"'M8'!N70","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B71","v":"Overdraft Protection"},{"$f":"'3-Spend'!K71","v":0},{"$f":"'M8'!N71","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B72","v":"SUBTOTAL"},{"$f":"'3-Spend'!K72","v":0},{"$f":"'3-Spend'!L72","v":0},{"$f":"SUM(E56:E71)","v":0},{"$f":"SUM(F56:F71)","v":0},0,0,0,0,0,0,{"$f":"SUM(M56:M71)","v":0},{"$f":"SUM(N56:N71)","v":0}]
[]
[null,"Items",{"$f":"C3","v":"From Projection Sheet"},"Planned Spending Expenses",{"$f":"E3","v":"1st Week"},"2nd Week","3rd Week","4th Week","5th Week","Total For The Month","Total Over Or Under ","Total INTEREST PAID On DEBTS","%   For The Month","Revised For Next Month"]
[null,{"$f":"'1-Plan'!B75","v":"Transportation Expenses    "}]
[null,{"$f":"'1-Plan'!B76","v":" **Car Payment (4)"},{"$f":"'3-Spend'!K76","v":0},{"$f":"'M8'!N76","v":0},null,null,null,null,null,{"$f":"SUM(E76:I76)","v":0},{"$f":"SUM(E76:I76)-D76","v":0},null,{"$f":"IF($J$13<=0,\"\",(J76/$J$13))","v":""},{"$f":"IF(J76>0,SUM(((C76:D76)))/2+J76)/2","v":0}]
[null,{"$f":"'1-Plan'!B77","v":"**2nd Car Pmnt (5)"},{"$f":"'3-Spend'!K77","v":0},{"$f":"'M8'!N77","v":0},null,null,null,null,null,{"$f":"SUM(E77:I77)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B78","v":"Gas/Petrol"},{"$f":"'3-Spend'!K78","v":0},{"$f":"'M8'!N78","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B79","v":"Insurance"},{"$f":"'3-Spend'!K79","v":0},{"$f":"'M8'!N79","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B80","v":"Licenses"},{"$f":"'3-Spend'!K80","v":0},{"$f":"'M8'!N80","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B81","v":"Repairs"},{"$f":"'3-Spend'!K81","v":0},{"$f":"'M8'!N81","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B82","v":"Oil Change"},{"$f":"'3-Spend'!K82","v":0},{"$f":"'M8'!N82","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B83","v":"Tires"},{"$f":"'3-Spend'!K83","v":0},{"$f":"'M8'!N83","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B84","v":"Car/Extras"},{"$f":"'3-Spend'!K84","v":0},{"$f":"'M8'!N84","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B85","v":"Parking/Bus"},{"$f":"'3-Spend'!K85","v":0},{"$f":"'M8'!N85","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B86","v":"SUBTOTAL"},{"$f":"'3-Spend'!K86","v":0},{"$f":"'3-Spend'!L86","v":0},{"$f":"E85+E84+E83+E82+E81+E80+E79+E78+E77+E76","v":0},{"$f":"F85+F84+F83+F82+F81+F80+F79+F78+F77+F76","v":0},0,0,0,0,0,0,{"$f":"SUM(M76:M85)","v":0},{"$f":"N85+N84+N83+N82+N81+N80+N79+N78+N77+N76","v":0}]
[null,{"$f":"'1-Plan'!B87","v":"RVs/Recreation Expenses    "}]
[null,{"$f":"'1-Plan'!B88","v":"**RV Payment (6)"},{"$f":"'3-Spend'!K88","v":0},{"$f":"'M8'!N88","v":0},null,null,null,null,null,{"$f":"SUM(E88:I88)","v":0},{"$f":"SUM(E88:I88)-D88","v":0},{"$f":"'1-Plan'!D88*'1-Plan'!F88/12","v":0},{"$f":"IF($J$13<=0,\"\",(J88/$J$13))","v":""},{"$f":"IF(J88>0,SUM(((C88:D88)))/2+J88)/2","v":0}]
[null,{"$f":"'1-Plan'!B89","v":"Gas/Petrol"},{"$f":"'3-Spend'!K89","v":0},{"$f":"'M8'!N89","v":0},null,null,null,null,null,{"$f":"SUM(E89:I89)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B90","v":"Insurance"},{"$f":"'3-Spend'!K90","v":0},{"$f":"'M8'!N90","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B91","v":"Licenses"},{"$f":"'3-Spend'!K91","v":0},{"$f":"'M8'!N91","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B92","v":"Repairs"},{"$f":"'3-Spend'!K92","v":0},{"$f":"'M8'!N92","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B93","v":"Oil Change"},{"$f":"'3-Spend'!K93","v":0},{"$f":"'M8'!N93","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B94","v":"Tires"},{"$f":"'3-Spend'!K94","v":0},{"$f":"'M8'!N94","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B95","v":"Service"},{"$f":"'3-Spend'!K95","v":0},{"$f":"'M8'!N95","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B96","v":"Propane"},{"$f":"'3-Spend'!K96","v":0},{"$f":"'M8'!N96","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B97","v":"Fees"},{"$f":"'3-Spend'!K97","v":0},{"$f":"'M8'!N97","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B98","v":"SUBTOTAL"},{"$f":"'M1'!J98","v":0},{"$f":"'M1'!K98","v":0},{"$f":"E88+E89+E90+E91+E92+E93+E94+E95+E96+E97","v":0},{"$f":"F88+F89+F90+F91+F92+F93+F94+F95+F96+F97","v":0},0,0,0,0,0,0,{"$f":"SUM(M88:M97)","v":0},{"$f":"N88+N89+N90+N91+N92+N93+N94+N95+N96+N97","v":0}]
[null,{"$f":"'1-Plan'!B99","v":"Vacation Expenses    "}]
[null,{"$f":"'1-Plan'!B100","v":"Food"},{"$f":"'3-Spend'!K100","v":0},{"$f":"'M8'!N100","v":0},null,null,null,null,null,{"$f":"SUM(E100:I100)","v":0},{"$f":"SUM(E100:I100)-D100","v":0},null,{"$f":"IF($J$13<=0,\"\",(J100/$J$13))","v":""},{"$f":"IF(J100>0,SUM(((C100:D100)))/2+J100)/2","v":0}]
[null,{"$f":"'1-Plan'!B101","v":"Lodging"},{"$f":"'3-Spend'!K101","v":0},{"$f":"'M8'!N101","v":0},null,null,null,null,null,{"$f":"+SUM(E101+F101+G101+H101+I101)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J101/$J$13))","v":""},{"$f":"IF(J101>0,SUM(((C101:D101)))/2+J101)/2","v":0}]
[null,{"$f":"'1-Plan'!B102","v":"Travel"},{"$f":"'3-Spend'!K102","v":0},{"$f":"'M8'!N102","v":0},null,null,null,null,null,{"$f":"SUM(E102+F102+G102+H102+I102)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J102/$J$13))","v":""},{"$f":"IF(J102>0,SUM(((C102:D102)))/2+J102)/2","v":0}]
[null,{"$f":"'1-Plan'!B103","v":"Propane"},{"$f":"'3-Spend'!K103","v":0},{"$f":"'M8'!N103","v":0},null,null,null,null,null,{"$f":"SUM(E103+F103+G103+H103+I103)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J103/$J$13))","v":""},{"$f":"IF(J103>0,SUM(((C103:D103)))/2+J103)/2","v":0}]
[null,{"$f":"'1-Plan'!B104","v":"Other"},{"$f":"'3-Spend'!K104","v":0},{"$f":"'M8'!N104","v":0},null,null,null,null,null,{"$f":"SUM(E104+F104+G104+H104+I104)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J104/$J$13))","v":""},{"$f":"IF(J104>0,SUM(((C104:D104)))/2+J104)/2","v":0}]
[null,{"$f":"'1-Plan'!B105","v":"Other"},{"$f":"'3-Spend'!K105","v":0},{"$f":"'M8'!N105","v":0},null,null,null,null,null,{"$f":"SUM(E105+F105+G105+H105+I105)","v":0},0,null,{"$f":"SUM(M100:M104)","v":0},{"$f":"SUM(N100:N104)","v":0}]
[null,{"$f":"'1-Plan'!$B$106","v":"SUBTOTAL"},{"$f":"SUM(C100:C105)","v":0},{"$f":"SUM(D100:D105)","v":0},{"$f":"SUM(E100:E105)","v":0},{"$f":"SUM(F100:F105)","v":0},0,0,0,0,0,0,{"$f":"SUM(M100:M105)","v":0}]
[null,{"$f":"'1-Plan'!B107","v":"Education Expenses    "}]
[null,{"$f":"'1-Plan'!B108","v":"Tuition"},{"$f":"'3-Spend'!K108","v":0},{"$f":"'M8'!N108","v":0},null,null,null,null,null,{"$f":"SUM(E108:I108)","v":0},{"$f":"SUM(E108:I108)-D108","v":0},null,{"$f":"IF($J$13<=0,\"\",(J108/$J$13))","v":""},{"$f":"IF(J108>0,SUM(((C108:D108)))/2+J108)/2","v":0}]
[null,{"$f":"'1-Plan'!B109","v":"Preschool"},{"$f":"'3-Spend'!K109","v":0},{"$f":"'M8'!N109","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B110","v":"Text Rental"},{"$f":"'3-Spend'!K110","v":0},{"$f":"'M8'!N110","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B111","v":"Extra Fees"},{"$f":"'3-Spend'!K111","v":0},{"$f":"'M8'!N111","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B112","v":"Supplies"},{"$f":"'3-Spend'!K112","v":0},{"$f":"'M8'!N112","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B113","v":"Books"},{"$f":"'3-Spend'!K113","v":0},{"$f":"'M8'!N113","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B114","v":"Music Lessons"},{"$f":"'3-Spend'!K114","v":0},{"$f":"'M8'!N114","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B115","v":"SUBTOTAL"},{"$f":"'3-Spend'!K115","v":0},{"$f":"'3-Spend'!L115","v":0},{"$f":"SUM(E108:E114)","v":0},{"$f":"SUM(F108:F114)","v":0},0,0,0,0,0,0,{"$f":"SUM(M108:M114)","v":0},{"$f":"SUM(N108:N114)","v":0}]
[null,{"$f":"'1-Plan'!B116","v":"Medical Expenses    "}]
[null,{"$f":"'1-Plan'!B117","v":"Prescriptions"},{"$f":"'3-Spend'!K117","v":0},{"$f":"'M8'!N117","v":0},null,null,null,null,null,{"$f":"SUM(E117:I117)","v":0},{"$f":"SUM(E117:I117)-D117","v":0},null,{"$f":"IF($J$13<=0,\"\",(J117/$J$13))","v":""},{"$f":"IF(J117>0,SUM(((C117:D117)))/2+J117)/2","v":0}]
[null,{"$f":"'1-Plan'!B118","v":"Health Insurance"},{"$f":"'3-Spend'!K118","v":0},{"$f":"'M8'!N118","v":0},null,null,null,null,null,{"$f":"SUM(E118:I118)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J118/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B119","v":"Life Insurance"},{"$f":"'3-Spend'!K119","v":0},{"$f":"'M8'!N119","v":0},null,null,null,null,null,{"$f":"SUM(E119:I119)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J119/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B120","v":"**Hospital Paid On Account  (7)"},{"$f":"'3-Spend'!K120","v":0},{"$f":"'M8'!N120","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D120*'1-Plan'!F120/12","v":0},{"$f":"IF($J$13<=0,\"\",(J120/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B121","v":"Hospital Paid CASH"},{"$f":"'3-Spend'!K121","v":0},{"$f":"'M8'!N121","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B122","v":"**Doctor Paid On Account    (8)"},{"$f":"'3-Spend'!K122","v":0},{"$f":"'M8'!N122","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D122*'1-Plan'!F122/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B123","v":"Doctor Paid CASH"},{"$f":"'3-Spend'!K123","v":0},{"$f":"'M8'!N123","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B124","v":"**Dentist Paid On Account   (9)"},{"$f":"'3-Spend'!K124","v":0},{"$f":"'M8'!N124","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D124*'1-Plan'!F124/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B125","v":"Dentist Paid CASH"},{"$f":"'3-Spend'!K125","v":0},{"$f":"'M8'!N125","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B126","v":"**Vision Paid On Account   (10)"},{"$f":"'3-Spend'!K126","v":0},{"$f":"'M8'!N126","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D126*'1-Plan'!F126/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B127","v":"Vision Paid CASH"},{"$f":"'3-Spend'!K127","v":0},{"$f":"'M8'!N127","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B128","v":"SUBTOTAL"},{"$f":"'3-Spend'!K128","v":0},{"$f":"'3-Spend'!L128","v":0},{"$f":"SUM(E117:E127)","v":0},{"$f":"SUM(F117:F127)","v":0},0,0,0,0,0,0,{"$f":"SUM(M117:M127)","v":0},{"$f":"SUM(N117:N127)","v":0}]
[null,{"$f":"'1-Plan'!B129","v":"Charge Cards & Loan Expenses    "}]
[null,{"$f":"'1-Plan'!B130","v":"Cards Paid in Full at Month End"},{"$f":"'3-Spend'!K130","v":0},{"$f":"'M8'!N130","v":0},null,null,null,null,null,{"$f":"SUM(E130:I130)","v":0},{"$f":"SUM(E130:I130)-D130","v":0},null,{"$f":"IF($J$13<=0,\"\",(J130/$J$13))","v":""},{"$f":"IF(J130>0,SUM(((C130:D130)))/2+J130)/2","v":0}]
[null,{"$f":"'1-Plan'!B131","v":"**Visa (11)"},{"$f":"'3-Spend'!K131","v":0},{"$f":"'M8'!N131","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D131*'1-Plan'!F131/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B132","v":"**MasterCard (12)"},{"$f":"'3-Spend'!K132","v":0},{"$f":"'M8'!N132","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D132*'1-Plan'!F132/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B133","v":"**Parents (13)"},{"$f":"'3-Spend'!K133","v":0},{"$f":"'M8'!N133","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D133*'1-Plan'!F133/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B134","v":"**Student Loans (no interest)(14)"},{"$f":"'3-Spend'!K134","v":0},{"$f":"'M8'!N134","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D134*'1-Plan'!F134/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B135","v":"**Other    (15)"},{"$f":"'3-Spend'!K135","v":0},{"$f":"'M8'!N135","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D135*'1-Plan'!F135/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B136","v":"**Other    (16)"},{"$f":"'3-Spend'!K136","v":0},{"$f":"'M8'!N136","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D136*'1-Plan'!F136/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B137","v":"**Other    (17)"},{"$f":"'3-Spend'!K137","v":0},{"$f":"'M8'!N137","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D137*'1-Plan'!F137/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B138","v":"**Other    (18)"},{"$f":"'3-Spend'!K138","v":0},{"$f":"'M8'!N138","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D138*'1-Plan'!F138/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B139","v":"**Other    (19)"},{"$f":"'3-Spend'!K139","v":0},{"$f":"'M8'!N139","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D139*'1-Plan'!F139/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B140","v":"**Other    (20)"},{"$f":"'3-Spend'!K140","v":0},{"$f":"'M8'!N140","v":0},null,null,null,null,null,{"$f":"SUM(E140:I140)","v":0},0,{"$f":"'1-Plan'!D140*'1-Plan'!F140/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B141","v":"SUBTOTAL"},{"$f":"'3-Spend'!K141","v":0},{"$f":"'3-Spend'!L141","v":0},{"$f":"SUM(E130:E140)","v":0},{"$f":"SUM(F130:F140)","v":0},0,0,0,0,0,0,{"$f":"IF($J$13<=0,\"\",(SUM(M130,M131,M132,M133,M134,M136,M137,M138,M139,M140)))","v":""},{"$f":"N130+N131+N132+N133+N134+N136+N137+N138+N139+N140","v":0}]
[null,{"$f":"'1-Plan'!B142","v":"Personal Savings or Over Spending"}]
[]
[]
[null,null,null,null,null,null,null,null,null,{"$f":"Language!B216","v":"Bank Balance"},{"$f":"Language!B217","v":"Month's Projection"},{"$f":"Language!B218","v":"Total Interest Paid for the Month"},{"$f":"IF(J13=0,\"\",J147/J13)","v":""},{"$f":"Language!B220","v":"% Of Income Spent"}]
[null,{"$f":"Language!B146","v":"TOTAL INCOME (Plus B/Forward)"},{"$f":"'3-Spend'!K146","v":0},{"$f":"D13","v":0},0,0,0,0,0,{"$f":"E146+F146+G146+H146+I146","v":0},{"$f":"N13","v":0},{"$f":"L141+L128+L98+L86+L42","v":0}]
[null,{"$f":"Language!B147","v":"TOTAL EXPENSE"},{"$f":"'3-Spend'!K147","v":0},{"$f":"D141+D128+D115+D106+D98+D86+D24+D29+D42+D54+D72","v":0},0,0,0,0,0,{"$f":"E147+F147+G147+H147+I147","v":0},{"$f":"C147","v":0},null,{"$f":"IF(J13=0,\"\",100%-M145)","v":""},{"$f":"IF(M147>0,\"NOT SPENT\",\"OVERSPENT\")","v":"NOT SPENT"}]
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[]
[null,{"$f":"'1-Plan'!B5","v":"INCOME"}]
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[null,{"$f":"'1-Plan'!B7","v":"Spouse Take Home"},{"$f":"'3-Spend'!L7","v":0},{"$f":"'M9'!N7","v":0},null,null,null,null,null,{"$f":"SUM(E7:I7)","v":0},{"$f":"SUM(E7:I7)-D7","v":0},null,{"$f":"IF(J7=0,\"\",(J7/$J$13))","v":""},{"$f":"IF(J7>0,SUM(((C7:D7)))/2+J7)/2","v":0}]
[null,{"$f":"'1-Plan'!B8","v":"Spouse Take Home"},{"$f":"'3-Spend'!L8","v":0},{"$f":"'M9'!N8","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B9","v":"Other"},{"$f":"'3-Spend'!L9","v":0},{"$f":"'M9'!N9","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B10","v":"Other"},{"$f":"'3-Spend'!L10","v":0},{"$f":"'M9'!N10","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B11","v":"Rental Income"},{"$f":"'3-Spend'!L11","v":0},{"$f":"'M9'!N11","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B12","v":"Tax Return"},{"$f":"'3-Spend'!L12","v":0},{"$f":"'M9'!N12","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B13","v":"SUBTOTAL with Brought Forward"},{"$f":"'3-Spend'!L13","v":0},{"$f":"'M9'!N13","v":0},{"$f":"SUM(E6:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},{"$f":"SUM(G7:G12)","v":0},0,0,{"$f":"SUM(J7:J12)+E6","v":0},0,0,"",{"$f":"SUM(N7:N12)","v":0}]
[null,{"$f":"'1-Plan'!B14","v":"SUBTOTAL without Brought Forward"},{"$f":"'3-Spend'!L14","v":0},{"$f":"SUM(D7:D12)","v":0},{"$f":"SUM(E7:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},0,0,0,0,0,0,{"$f":"IF(J14=0,\"\",(J14/$J$13))","v":""},{"$f":"SUM(N7:N12)","v":0}]
[null,{"$f":"'1-Plan'!B15","v":"EXPENSES"}]
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[null,{"$f":"'1-Plan'!B17","v":"Pay the Lord First  (Contributions)"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'1-Plan'!AB17","v":0}]
[null,{"$f":"'1-Plan'!B18","v":"Tithing"},{"$f":"'3-Spend'!L18","v":0},{"$f":"'M9'!N18","v":0},null,null,null,null,null,{"$f":"SUM(E18:I18)","v":0},null,null,{"$f":"IF($J$13<=0,\"\",(J18/$J$13))","v":""}]
[null,{"$f":"'1-Plan'!B19","v":"Fast Offering"},{"$f":"'3-Spend'!L19","v":0},{"$f":"'M9'!N19","v":0},null,null,null,null,null,{"$f":"SUM(E19:I19)","v":0},null,null,""]
[null,{"$f":"'1-Plan'!B20","v":"Humanitarian"},{"$f":"'3-Spend'!L20","v":0},{"$f":"'M9'!N20","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B21","v":"Book of Mormon"},{"$f":"'3-Spend'!L21","v":0},{"$f":"'M9'!N21","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B22","v":"Temples"},{"$f":"'3-Spend'!L22","v":0},{"$f":"'M9'!N22","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B23","v":"other (Cancer)"},{"$f":"'3-Spend'!L23","v":0},{"$f":"'M9'!N23","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B24","v":"SUBTOTAL"},{"$f":"'3-Spend'!L24","v":0},{"$f":"'3-Spend'!M24","v":0},{"$f":"SUM(E18:E23)","v":0},{"$f":"SUM(F18:F23)","v":0},0,0,0,0,0,0,""]
[null,{"$f":"'1-Plan'!B25","v":"Pay Yourself Second (Savings) "}]
[null,{"$f":"'1-Plan'!B26","v":"$ Transfer to Savings"},{"$f":"'3-Spend'!L26","v":0},{"$f":"'M9'!N26","v":0},null,null,null,null,null,{"$f":"SUM(E26:I26)","v":0},{"$f":"(J26-D26)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J26/$J$13))","v":""},{"$f":"J26+D26","v":0}]
[null,{"$f":"'1-Plan'!B27","v":"$ Other Savings"},{"$f":"'3-Spend'!L27","v":0},{"$f":"'M9'!N27","v":0},null,null,null,null,null,{"$f":"SUM(E27:I27)","v":0},{"$f":"(J27-D27)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J27/$J$13))","v":""},{"$f":"J27+D27","v":0}]
[null,{"$f":"'1-Plan'!B28","v":"$ Other Savings"},{"$f":"'3-Spend'!L28","v":0},{"$f":"'M9'!N28","v":0},null,null,null,null,null,{"$f":"SUM(E28:I28)","v":0},{"$f":"(J28-D28)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J28/$J$13))","v":""},{"$f":"J28+D28","v":0}]
[null,{"$f":"'1-Plan'!B29","v":"SUBTOTAL"},{"$f":"'3-Spend'!L29","v":0},{"$f":"'3-Spend'!M29","v":0},{"$f":"SUM(E26:E28)","v":0},{"$f":"SUM(F26:F28)","v":0},0,0,0,0,0,0,{"$f":"IF($J$13<=0,\"\",(J29/$J$13))","v":""},{"$f":"N26+N27+N28","v":0}]
[null,{"$f":"'1-Plan'!B30","v":"EXPENSES"}]
[null,{"$f":"'1-Plan'!B31","v":"Home Expenses"}]
[null,{"$f":"'1-Plan'!B32","v":"**Mortgage Payment (1)"},{"$f":"'3-Spend'!C32","v":0},{"$f":"'M9'!N32","v":0},null,null,null,null,null,{"$f":"SUM(E32:I32)","v":0},{"$f":"J32-D32","v":0},{"$f":"'1-Plan'!D32*'1-Plan'!F32/12","v":0},{"$f":"IF($J$13<=0,\"\",(J32/$J$13))","v":""}]
[null,{"$f":"'1-Plan'!B33","v":"**Second Mortgage Payment (2)"},{"$f":"'1-Plan'!$C$33","v":0},{"$f":"'1-Plan'!$C$33","v":0},null,null,null,null,null,{"$f":"SUM(E33:I33)","v":0},{"$f":"(J33-D33)","v":0},{"$f":"'1-Plan'!D33*'1-Plan'!F33/12","v":0},{"$f":"IF($J$13<=0,\"\",(J33/$J$13))","v":""},{"$f":"IF(J33>0,SUM(((C33:D33)))/2+J33)/2","v":0}]
[null,{"$f":"'1-Plan'!B34","v":" **Taxes Payment (3)"},{"$f":"'1-Plan'!$C$34","v":0},{"$f":"'1-Plan'!$C$34","v":0},null,null,null,null,null,{"$f":"SUM(E34:I34)","v":0},0,{"$f":"'1-Plan'!D34*'1-Plan'!F34/12","v":0},{"$f":"IF($J$13<=0,\"\",(J34/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B35","v":"Insurance, PMI, reserve pmts"},{"$f":"'3-Spend'!C35","v":0},{"$f":"C35","v":0},null,null,null,null,null,{"$f":"SUM(E35:I35)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J35/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B36","v":"Repairs / Purchases"},{"$f":"'1-Plan'!C36","v":0},{"$f":"'1-Plan'!C36","v":0},null,null,null,null,null,{"$f":"SUM(E36:I36)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B37","v":"Rent"},{"$f":"'1-Plan'!C37","v":0},{"$f":"'1-Plan'!C37","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B38","v":"Telephone/Cell Phone/Internet"},{"$f":"'3-Spend'!C38","v":0},{"$f":"C38","v":0},null,null,null,null,null,{"$f":"SUM(E38:I38)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B39","v":"Easy Max"},{"$f":"'3-Spend'!C39","v":0},{"$f":"C39","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B40","v":"Electricity"},{"$f":"'1-Plan'!C40","v":0},{"$f":"'1-Plan'!C40","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B41","v":"Water & Sewer"},{"$f":"'1-Plan'!C41","v":0},{"$f":"'1-Plan'!C41","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B42","v":"SUBTOTAL"},{"$f":"'3-Spend'!C42","v":0},{"$f":"'3-Spend'!D42","v":0},{"$f":"SUM(E32+E33+E34+E35+E36+E37+E38+E39+E40+E41)","v":0},{"$f":"SUM(F32+F33+F34+F35+F36+F37+F38+F39+F40+F41)","v":0},0,0,0,0,0,0,{"$f":"SUM(M32:M41)","v":0},{"$f":"SUM(N32+N33+N34+N35+N36+N37+N38+N39+N40+N41)","v":0}]
[null,{"$f":"'1-Plan'!B43","v":"Food Expenses    "}]
[null,{"$f":"'1-Plan'!B44","v":"Groceries"},{"$f":"'3-Spend'!L44","v":0},{"$f":"'M9'!N44","v":0},null,null,null,null,null,{"$f":"SUM(E44:I44)","v":0},{"$f":"(J44-D44)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J44/$J$13))","v":""},{"$f":"IF(J44>0,SUM(((C44:D44)))/2+J44)/2","v":0}]
[null,{"$f":"'1-Plan'!B45","v":"Groceries"},{"$f":"'3-Spend'!L45","v":0},{"$f":"'M9'!N45","v":0},null,null,null,null,null,{"$f":"SUM(E45:I45)","v":0},{"$f":"(J45-D45)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J45/$J$13))","v":""},{"$f":"IF(J45>0,SUM(((C45:D45)))/2+J45)/2","v":0}]
[null,{"$f":"'1-Plan'!B46","v":"Groceries"},{"$f":"'3-Spend'!L46","v":0},{"$f":"'M9'!N46","v":0},null,null,null,null,null,0,{"$f":"(J46-D46)","v":0},null,"",{"$f":"IF(J46>0,SUM(((C46:D46)))/2+J46)/2","v":0}]
[null,{"$f":"'1-Plan'!B47","v":"Spouse Lunchs"},null,{"$f":"'M9'!N47","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B48","v":"Lunches"},{"$f":"'3-Spend'!L48","v":0},{"$f":"'M9'!N48","v":0},null,null,null,null,null,0,{"$f":"(J48-D48)","v":0},null,"",{"$f":"IF(J48>0,SUM(((C48:D48)))/2+J48)/2","v":0}]
[null,{"$f":"'1-Plan'!B49","v":"Eating Out"},null,{"$f":"'M9'!N49","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B50","v":"Other"},{"$f":"'3-Spend'!L50","v":0},{"$f":"'M9'!N50","v":0},null,null,null,null,null,0,{"$f":"(J50-D50)","v":0},null,"",{"$f":"IF(J50>0,SUM(((C50:D50)))/2+J50)/2","v":0}]
[null,{"$f":"'1-Plan'!B51","v":"Other"},{"$f":"'3-Spend'!L51","v":0},{"$f":"'M9'!N51","v":0},null,null,null,null,null,0,{"$f":"(J51-D51)","v":0},null,"",{"$f":"IF(J51>0,SUM(((C51:D51)))/2+J51)/2","v":0}]
[null,{"$f":"'1-Plan'!B52","v":"Special Occasions"},{"$f":"'3-Spend'!L52","v":0},{"$f":"'M9'!N52","v":0},null,null,null,null,null,0,{"$f":"(J52-D52)","v":0},null,"",{"$f":"IF(J52>0,SUM(((C52:D52)))/2+J52)/2","v":0}]
[null,{"$f":"'1-Plan'!B53","v":"Junk Food "},null,{"$f":"'M9'!N53","v":0},null,null,null,null,null,0]
[null,"SUBTOTAL",{"$f":"'3-Spend'!L54","v":0},{"$f":"'3-Spend'!M54","v":0},{"$f":"SUM(E44:E53)","v":0},{"$f":"SUM(F44:F53)","v":0},0,0,0,{"$f":"SUM(E54:I54)","v":0},0,0,{"$f":"SUM(M44:M53)","v":0},{"$f":"SUM(N44:N53)","v":0}]
[null,{"$f":"'1-Plan'!B55","v":"Personal Expenses    "}]
[null,{"$f":"'1-Plan'!B56","v":"Clothes / Cleaning"},{"$f":"'3-Spend'!L56","v":0},{"$f":"'M9'!N56","v":0},null,null,null,null,null,{"$f":"SUM(E56:I56)","v":0},{"$f":"(J56-D56)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J56/$J$13))","v":""},{"$f":"IF(J56>0,SUM(((C56:D56)))/2+J56)/2","v":0}]
[null,{"$f":"'1-Plan'!B57","v":"Hair"},{"$f":"'3-Spend'!L57","v":0},{"$f":"'M9'!N57","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B58","v":"Hygene (Drug Store Items)"},{"$f":"'3-Spend'!L58","v":0},{"$f":"'M9'!N58","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B59","v":"Gifts"},{"$f":"'3-Spend'!L59","v":0},{"$f":"'M9'!N59","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B60","v":"Entertainment"},{"$f":"'3-Spend'!L60","v":0},{"$f":"'M9'!N60","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B61","v":"Magazines & Newspapers"},{"$f":"'3-Spend'!L61","v":0},{"$f":"'M9'!N61","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B62","v":"Hobbies"},{"$f":"'3-Spend'!L62","v":0},{"$f":"'M9'!N62","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B63","v":"Cable TV & Internet"},{"$f":"'3-Spend'!L63","v":0},{"$f":"'M9'!N63","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B64","v":"Babysitter"},{"$f":"'3-Spend'!L64","v":0},{"$f":"'M9'!N64","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B65","v":"Postage "},{"$f":"'3-Spend'!L65","v":0},{"$f":"'M9'!N65","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B66","v":"Children's Allowance"},{"$f":"'3-Spend'!L66","v":0},{"$f":"'M9'!N66","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B67","v":"Children's Allowance"},{"$f":"'3-Spend'!L67","v":0},{"$f":"'M9'!N67","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B68","v":"Children's Allowance"},{"$f":"'3-Spend'!L68","v":0},{"$f":"'M9'!N68","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B69","v":"Children's Allowance"},{"$f":"'3-Spend'!L69","v":0},{"$f":"'M9'!N69","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B70","v":"ATM Machine For Cash"},{"$f":"'3-Spend'!L70","v":0},{"$f":"'M9'!N70","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B71","v":"Overdraft Protection"},{"$f":"'3-Spend'!L71","v":0},{"$f":"'M9'!N71","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B72","v":"SUBTOTAL"},{"$f":"'3-Spend'!L72","v":0},{"$f":"'3-Spend'!M72","v":0},{"$f":"SUM(E56:E71)","v":0},{"$f":"SUM(F56:F71)","v":0},0,0,0,0,0,0,{"$f":"SUM(M56:M71)","v":0},{"$f":"SUM(N56:N71)","v":0}]
[]
[null,"Items",{"$f":"C3","v":"From Projection Sheet"},"Planned Spending Expenses",{"$f":"E3","v":"1st Week"},"2nd Week","3rd Week","4th Week","5th Week","Total For The Month","Total Over Or Under ","Total INTEREST PAID On DEBTS","%   For The Month","Revised For Next Month"]
[null,{"$f":"'1-Plan'!B75","v":"Transportation Expenses    "}]
[null,{"$f":"'1-Plan'!B76","v":" **Car Payment (4)"},{"$f":"'3-Spend'!L76","v":0},{"$f":"'M9'!N76","v":0},null,null,null,null,null,{"$f":"SUM(E76:I76)","v":0},{"$f":"SUM(E76:I76)-D76","v":0},null,{"$f":"IF($J$13<=0,\"\",(J76/$J$13))","v":""},{"$f":"IF(J76>0,SUM(((C76:D76)))/2+J76)/2","v":0}]
[null,{"$f":"'1-Plan'!B77","v":"**2nd Car Pmnt (5)"},{"$f":"'3-Spend'!L77","v":0},{"$f":"'M9'!N77","v":0},null,null,null,null,null,{"$f":"SUM(E77:I77)","v":0},0,null,"",0]
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[]
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[]
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[null,{"$f":"'1-Plan'!B7","v":"Spouse Take Home"},{"$f":"'3-Spend'!M7","v":0},{"$f":"'M10'!N7","v":0},null,null,null,null,null,{"$f":"SUM(E7:I7)","v":0},{"$f":"SUM(E7:I7)-D7","v":0},null,{"$f":"IF(J7=0,\"\",(J7/$J$13))","v":""},{"$f":"IF(J7>0,SUM(((C7:D7)))/2+J7)/2","v":0}]
[null,{"$f":"'1-Plan'!B8","v":"Spouse Take Home"},{"$f":"'3-Spend'!M8","v":0},{"$f":"'M10'!N8","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B9","v":"Other"},{"$f":"'3-Spend'!M9","v":0},{"$f":"'M10'!N9","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B10","v":"Other"},{"$f":"'3-Spend'!M10","v":0},{"$f":"'M10'!N10","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B11","v":"Rental Income"},{"$f":"'3-Spend'!M11","v":0},{"$f":"'M10'!N11","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B12","v":"Tax Return"},{"$f":"'3-Spend'!M12","v":0},{"$f":"'M10'!N12","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B13","v":"SUBTOTAL with Brought Forward"},{"$f":"'3-Spend'!M13","v":0},{"$f":"'M10'!N13","v":0},{"$f":"SUM(E6:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},{"$f":"SUM(G7:G12)","v":0},0,0,{"$f":"SUM(J7:J12)+E6","v":0},0,0,"",{"$f":"SUM(N7:N12)","v":0}]
[null,{"$f":"'1-Plan'!B14","v":"SUBTOTAL without Brought Forward"},{"$f":"'3-Spend'!M14","v":0},{"$f":"SUM(D7:D12)","v":0},{"$f":"SUM(E7:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},0,0,0,0,0,0,{"$f":"IF(J14=0,\"\",(J14/$J$13))","v":""},{"$f":"SUM(N7:N12)","v":0}]
[null,{"$f":"'1-Plan'!B15","v":"EXPENSES"}]
[null,"Items",{"$f":"C3","v":"From Projection Sheet"},"Planned Spending Expenses",{"$f":"E3","v":"1st Week"},"2nd Week","3rd Week","4th Week","5th Week","Total For The Month","Total Over Or Under ","Total INTEREST PAID On DEBTS","%   For The Month","Revised For Next Month"]
[null,{"$f":"'1-Plan'!B17","v":"Pay the Lord First  (Contributions)"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'1-Plan'!AB17","v":0}]
[null,{"$f":"'1-Plan'!B18","v":"Tithing"},{"$f":"'3-Spend'!M18","v":0},{"$f":"'M10'!N18","v":0},null,null,null,null,null,{"$f":"SUM(E18:I18)","v":0},null,null,{"$f":"IF($J$13<=0,\"\",(J18/$J$13))","v":""}]
[null,{"$f":"'1-Plan'!B19","v":"Fast Offering"},{"$f":"'3-Spend'!M19","v":0},{"$f":"'M10'!N19","v":0},null,null,null,null,null,{"$f":"SUM(E19:I19)","v":0},null,null,""]
[null,{"$f":"'1-Plan'!B20","v":"Humanitarian"},{"$f":"'3-Spend'!M20","v":0},{"$f":"'M10'!N20","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B21","v":"Book of Mormon"},{"$f":"'3-Spend'!M21","v":0},{"$f":"'M10'!N21","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B22","v":"Temples"},{"$f":"'3-Spend'!M22","v":0},{"$f":"'M10'!N22","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B23","v":"other (Cancer)"},{"$f":"'3-Spend'!M23","v":0},{"$f":"'M10'!N23","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B24","v":"SUBTOTAL"},{"$f":"'3-Spend'!M24","v":0},{"$f":"'3-Spend'!N24","v":0},{"$f":"SUM(E18:E23)","v":0},{"$f":"SUM(F18:F23)","v":0},0,0,0,0,0,0,""]
[null,{"$f":"'1-Plan'!B25","v":"Pay Yourself Second (Savings) "}]
[null,{"$f":"'1-Plan'!B26","v":"$ Transfer to Savings"},{"$f":"'3-Spend'!M26","v":0},{"$f":"'M10'!N26","v":0},null,null,null,null,null,{"$f":"SUM(E26:I26)","v":0},{"$f":"(J26-D26)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J26/$J$13))","v":""},{"$f":"J26+D26","v":0}]
[null,{"$f":"'1-Plan'!B27","v":"$ Other Savings"},{"$f":"'3-Spend'!M27","v":0},{"$f":"'M10'!N27","v":0},null,null,null,null,null,{"$f":"SUM(E27:I27)","v":0},{"$f":"(J27-D27)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J27/$J$13))","v":""},{"$f":"J27+D27","v":0}]
[null,{"$f":"'1-Plan'!B28","v":"$ Other Savings"},{"$f":"'3-Spend'!M28","v":0},{"$f":"'M10'!N28","v":0},null,null,null,null,null,{"$f":"SUM(E28:I28)","v":0},{"$f":"(J28-D28)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J28/$J$13))","v":""},{"$f":"J28+D28","v":0}]
[null,{"$f":"'1-Plan'!B29","v":"SUBTOTAL"},{"$f":"'3-Spend'!M29","v":0},{"$f":"'3-Spend'!N29","v":0},{"$f":"SUM(E26:E28)","v":0},{"$f":"SUM(F26:F28)","v":0},0,0,0,0,0,0,{"$f":"IF($J$13<=0,\"\",(J29/$J$13))","v":""},{"$f":"N26+N27+N28","v":0}]
[null,{"$f":"'1-Plan'!B30","v":"EXPENSES"}]
[null,{"$f":"'1-Plan'!B31","v":"Home Expenses"}]
[null,{"$f":"'1-Plan'!B32","v":"**Mortgage Payment (1)"},{"$f":"'3-Spend'!C32","v":0},{"$f":"'M10'!N32","v":0},null,null,null,null,null,{"$f":"SUM(E32:I32)","v":0},{"$f":"J32-D32","v":0},{"$f":"'1-Plan'!D32*'1-Plan'!F32/12","v":0},{"$f":"IF($J$13<=0,\"\",(J32/$J$13))","v":""}]
[null,{"$f":"'1-Plan'!B33","v":"**Second Mortgage Payment (2)"},{"$f":"'1-Plan'!$C$33","v":0},{"$f":"'M10'!N33","v":0},null,null,null,null,null,{"$f":"SUM(E33:I33)","v":0},{"$f":"(J33-D33)","v":0},{"$f":"'1-Plan'!D33*'1-Plan'!F33/12","v":0},{"$f":"IF($J$13<=0,\"\",(J33/$J$13))","v":""},{"$f":"IF(J33>0,SUM(((C33:D33)))/2+J33)/2","v":0}]
[null,{"$f":"'1-Plan'!B34","v":" **Taxes Payment (3)"},{"$f":"'1-Plan'!$C$34","v":0},{"$f":"'M10'!N34","v":0},null,null,null,null,null,{"$f":"SUM(E34:I34)","v":0},0,{"$f":"'1-Plan'!D34*'1-Plan'!F34/12","v":0},{"$f":"IF($J$13<=0,\"\",(J34/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B35","v":"Insurance, PMI, reserve pmts"},{"$f":"'3-Spend'!C35","v":0},{"$f":"'M10'!N35","v":0},null,null,null,null,null,{"$f":"SUM(E35:I35)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J35/$J$13))","v":""},0]
[null,{"$f":"'1-Plan'!B36","v":"Repairs / Purchases"},{"$f":"'1-Plan'!C36","v":0},{"$f":"'M10'!N36","v":0},null,null,null,null,null,{"$f":"SUM(E36:I36)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B37","v":"Rent"},{"$f":"'1-Plan'!C37","v":0},{"$f":"'M10'!N37","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B38","v":"Telephone/Cell Phone/Internet"},{"$f":"'3-Spend'!C38","v":0},{"$f":"'M10'!N38","v":0},null,null,null,null,null,{"$f":"SUM(E38:I38)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B39","v":"Easy Max"},{"$f":"'3-Spend'!C39","v":0},{"$f":"'M10'!N39","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B40","v":"Electricity"},{"$f":"'1-Plan'!C40","v":0},{"$f":"'M10'!N40","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B41","v":"Water & Sewer"},{"$f":"'1-Plan'!C41","v":0},{"$f":"'M10'!N41","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B42","v":"SUBTOTAL"},{"$f":"'3-Spend'!C42","v":0},{"$f":"'3-Spend'!D42","v":0},{"$f":"SUM(E32+E33+E34+E35+E36+E37+E38+E39+E40+E41)","v":0},{"$f":"SUM(F32+F33+F34+F35+F36+F37+F38+F39+F40+F41)","v":0},0,0,0,0,0,0,{"$f":"SUM(M32:M41)","v":0},{"$f":"SUM(N32+N33+N34+N35+N36+N37+N38+N39+N40+N41)","v":0}]
[null,{"$f":"'1-Plan'!B43","v":"Food Expenses    "}]
[null,{"$f":"'1-Plan'!B44","v":"Groceries"},{"$f":"'3-Spend'!M44","v":0},{"$f":"'M10'!N44","v":0},null,null,null,null,null,{"$f":"SUM(E44:I44)","v":0},{"$f":"(J44-D44)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J44/$J$13))","v":""},{"$f":"IF(J44>0,SUM(((C44:D44)))/2+J44)/2","v":0}]
[null,{"$f":"'1-Plan'!B45","v":"Groceries"},{"$f":"'3-Spend'!M45","v":0},{"$f":"'M10'!N45","v":0},null,null,null,null,null,{"$f":"SUM(E45:I45)","v":0},{"$f":"(J45-D45)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J45/$J$13))","v":""},{"$f":"IF(J45>0,SUM(((C45:D45)))/2+J45)/2","v":0}]
[null,{"$f":"'1-Plan'!B46","v":"Groceries"},{"$f":"'3-Spend'!M46","v":0},{"$f":"'M10'!N46","v":0},null,null,null,null,null,0,{"$f":"(J46-D46)","v":0},null,"",{"$f":"IF(J46>0,SUM(((C46:D46)))/2+J46)/2","v":0}]
[null,{"$f":"'1-Plan'!B47","v":"Spouse Lunchs"},null,{"$f":"'M10'!N47","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B48","v":"Lunches"},{"$f":"'3-Spend'!M48","v":0},{"$f":"'M10'!N48","v":0},null,null,null,null,null,0,{"$f":"(J48-D48)","v":0},null,"",{"$f":"IF(J48>0,SUM(((C48:D48)))/2+J48)/2","v":0}]
[null,{"$f":"'1-Plan'!B49","v":"Eating Out"},null,{"$f":"'M10'!N49","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B50","v":"Other"},{"$f":"'3-Spend'!M50","v":0},{"$f":"'M10'!N50","v":0},null,null,null,null,null,0,{"$f":"(J50-D50)","v":0},null,"",{"$f":"IF(J50>0,SUM(((C50:D50)))/2+J50)/2","v":0}]
[null,{"$f":"'1-Plan'!B51","v":"Other"},{"$f":"'3-Spend'!M51","v":0},{"$f":"'M10'!N51","v":0},null,null,null,null,null,0,{"$f":"(J51-D51)","v":0},null,"",{"$f":"IF(J51>0,SUM(((C51:D51)))/2+J51)/2","v":0}]
[null,{"$f":"'1-Plan'!B52","v":"Special Occasions"},{"$f":"'3-Spend'!M52","v":0},{"$f":"'M10'!N52","v":0},null,null,null,null,null,0,{"$f":"(J52-D52)","v":0},null,"",{"$f":"IF(J52>0,SUM(((C52:D52)))/2+J52)/2","v":0}]
[null,{"$f":"'1-Plan'!B53","v":"Junk Food "},null,{"$f":"'M10'!N53","v":0},null,null,null,null,null,0]
[null,"SUBTOTAL",{"$f":"'3-Spend'!M54","v":0},{"$f":"'3-Spend'!N54","v":0},{"$f":"SUM(E44:E53)","v":0},{"$f":"SUM(F44:F53)","v":0},0,0,0,{"$f":"SUM(E54:I54)","v":0},0,0,{"$f":"SUM(M44:M53)","v":0},{"$f":"SUM(N44:N53)","v":0}]
[null,{"$f":"'1-Plan'!B55","v":"Personal Expenses    "}]
[null,{"$f":"'1-Plan'!B56","v":"Clothes / Cleaning"},{"$f":"'3-Spend'!M56","v":0},{"$f":"'M10'!N56","v":0},null,null,null,null,null,{"$f":"SUM(E56:I56)","v":0},{"$f":"(J56-D56)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J56/$J$13))","v":""},{"$f":"IF(J56>0,SUM(((C56:D56)))/2+J56)/2","v":0}]
[null,{"$f":"'1-Plan'!B57","v":"Hair"},{"$f":"'3-Spend'!M57","v":0},{"$f":"'M10'!N57","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B58","v":"Hygene (Drug Store Items)"},{"$f":"'3-Spend'!M58","v":0},{"$f":"'M10'!N58","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B59","v":"Gifts"},{"$f":"'3-Spend'!M59","v":0},{"$f":"'M10'!N59","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B60","v":"Entertainment"},{"$f":"'3-Spend'!M60","v":0},{"$f":"'M10'!N60","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B61","v":"Magazines & Newspapers"},{"$f":"'3-Spend'!M61","v":0},{"$f":"'M10'!N61","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B62","v":"Hobbies"},{"$f":"'3-Spend'!M62","v":0},{"$f":"'M10'!N62","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B63","v":"Cable TV & Internet"},{"$f":"'3-Spend'!M63","v":0},{"$f":"'M10'!N63","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B64","v":"Babysitter"},{"$f":"'3-Spend'!M64","v":0},{"$f":"'M10'!N64","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B65","v":"Postage "},{"$f":"'3-Spend'!M65","v":0},{"$f":"'M10'!N65","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B66","v":"Children's Allowance"},{"$f":"'3-Spend'!M66","v":0},{"$f":"'M10'!N66","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B67","v":"Children's Allowance"},{"$f":"'3-Spend'!M67","v":0},{"$f":"'M10'!N67","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B68","v":"Children's Allowance"},{"$f":"'3-Spend'!M68","v":0},{"$f":"'M10'!N68","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B69","v":"Children's Allowance"},{"$f":"'3-Spend'!M69","v":0},{"$f":"'M10'!N69","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B70","v":"ATM Machine For Cash"},{"$f":"'3-Spend'!M70","v":0},{"$f":"'M10'!N70","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B71","v":"Overdraft Protection"},{"$f":"'3-Spend'!M71","v":0},{"$f":"'M10'!N71","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B72","v":"SUBTOTAL"},{"$f":"'3-Spend'!M72","v":0},{"$f":"'3-Spend'!N72","v":0},{"$f":"SUM(E56:E71)","v":0},{"$f":"SUM(F56:F71)","v":0},0,0,0,0,0,0,{"$f":"SUM(M56:M71)","v":0},{"$f":"SUM(N56:N71)","v":0}]
[]
[null,"Items",{"$f":"C3","v":"From Projection Sheet"},"Planned Spending Expenses",{"$f":"E3","v":"1st Week"},"2nd Week","3rd Week","4th Week","5th Week","Total For The Month","Total Over Or Under ","Total INTEREST PAID On DEBTS","%   For The Month","Revised For Next Month"]
[null,{"$f":"'1-Plan'!B75","v":"Transportation Expenses    "}]
[null,{"$f":"'1-Plan'!B76","v":" **Car Payment (4)"},{"$f":"'3-Spend'!M76","v":0},{"$f":"'M10'!N76","v":0},null,null,null,null,null,{"$f":"SUM(E76:I76)","v":0},{"$f":"SUM(E76:I76)-D76","v":0},null,{"$f":"IF($J$13<=0,\"\",(J76/$J$13))","v":""},{"$f":"IF(J76>0,SUM(((C76:D76)))/2+J76)/2","v":0}]
[null,{"$f":"'1-Plan'!B77","v":"**2nd Car Pmnt (5)"},{"$f":"'3-Spend'!M77","v":0},{"$f":"'M10'!N77","v":0},null,null,null,null,null,{"$f":"SUM(E77:I77)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B78","v":"Gas/Petrol"},{"$f":"'3-Spend'!M78","v":0},{"$f":"'M10'!N78","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B79","v":"Insurance"},{"$f":"'3-Spend'!M79","v":0},{"$f":"'M10'!N79","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B80","v":"Licenses"},{"$f":"'3-Spend'!M80","v":0},{"$f":"'M10'!N80","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B81","v":"Repairs"},{"$f":"'3-Spend'!M81","v":0},{"$f":"'M10'!N81","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B82","v":"Oil Change"},{"$f":"'3-Spend'!M82","v":0},{"$f":"'M10'!N82","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B83","v":"Tires"},{"$f":"'3-Spend'!M83","v":0},{"$f":"'M10'!N83","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B84","v":"Car/Extras"},{"$f":"'3-Spend'!M84","v":0},{"$f":"'M10'!N84","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B85","v":"Parking/Bus"},{"$f":"'3-Spend'!M85","v":0},{"$f":"'M10'!N85","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B86","v":"SUBTOTAL"},{"$f":"'3-Spend'!M86","v":0},{"$f":"'3-Spend'!N86","v":0},{"$f":"E85+E84+E83+E82+E81+E80+E79+E78+E77+E76","v":0},{"$f":"F85+F84+F83+F82+F81+F80+F79+F78+F77+F76","v":0},0,0,0,0,0,0,{"$f":"SUM(M76:M85)","v":0},{"$f":"N85+N84+N83+N82+N81+N80+N79+N78+N77+N76","v":0}]
[null,{"$f":"'1-Plan'!B87","v":"RVs/Recreation Expenses    "}]
[null,{"$f":"'1-Plan'!B88","v":"**RV Payment (6)"},{"$f":"'3-Spend'!M88","v":0},{"$f":"'M10'!N88","v":0},null,null,null,null,null,{"$f":"SUM(E88:I88)","v":0},{"$f":"SUM(E88:I88)-D88","v":0},{"$f":"'1-Plan'!D88*'1-Plan'!F88/12","v":0},{"$f":"IF($J$13<=0,\"\",(J88/$J$13))","v":""},{"$f":"IF(J88>0,SUM(((C88:D88)))/2+J88)/2","v":0}]
[null,{"$f":"'1-Plan'!B89","v":"Gas/Petrol"},{"$f":"'3-Spend'!M89","v":0},{"$f":"'M10'!N89","v":0},null,null,null,null,null,{"$f":"SUM(E89:I89)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B90","v":"Insurance"},{"$f":"'3-Spend'!M90","v":0},{"$f":"'M10'!N90","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B91","v":"Licenses"},{"$f":"'3-Spend'!M91","v":0},{"$f":"'M10'!N91","v":0},null,null,null,null,null,0,0,null,"",0]
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[null,{"$f":"'1-Plan'!B93","v":"Oil Change"},{"$f":"'3-Spend'!M93","v":0},{"$f":"'M10'!N93","v":0},null,null,null,null,null,0,0,null,"",0]
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[null,{"$f":"'1-Plan'!B101","v":"Lodging"},{"$f":"'3-Spend'!M101","v":0},{"$f":"'M10'!N101","v":0},null,null,null,null,null,{"$f":"+SUM(E101+F101+G101+H101+I101)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J101/$J$13))","v":""},{"$f":"IF(J101>0,SUM(((C101:D101)))/2+J101)/2","v":0}]
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[null,{"$f":"'1-Plan'!B107","v":"Education Expenses    "}]
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[null,{"$f":"'1-Plan'!B111","v":"Extra Fees"},{"$f":"'3-Spend'!M111","v":0},{"$f":"'M10'!N111","v":0},null,null,null,null,null,0,0,null,"",0]
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[null,{"$f":"'1-Plan'!B113","v":"Books"},{"$f":"'3-Spend'!M113","v":0},{"$f":"'M10'!N113","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B114","v":"Music Lessons"},{"$f":"'3-Spend'!M114","v":0},{"$f":"'M10'!N114","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B115","v":"SUBTOTAL"},{"$f":"'3-Spend'!M115","v":0},{"$f":"'3-Spend'!N115","v":0},{"$f":"SUM(E108:E114)","v":0},{"$f":"SUM(F108:F114)","v":0},0,0,0,0,0,0,{"$f":"SUM(M108:M114)","v":0},{"$f":"SUM(N108:N114)","v":0}]
[null,{"$f":"'1-Plan'!B116","v":"Medical Expenses    "}]
[null,{"$f":"'1-Plan'!B117","v":"Prescriptions"},{"$f":"'3-Spend'!M117","v":0},{"$f":"'M10'!N117","v":0},null,null,null,null,null,{"$f":"SUM(E117:I117)","v":0},{"$f":"SUM(E117:I117)-D117","v":0},null,{"$f":"IF($J$13<=0,\"\",(J117/$J$13))","v":""},{"$f":"IF(J117>0,SUM(((C117:D117)))/2+J117)/2","v":0}]
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[null,{"$f":"'1-Plan'!B119","v":"Life Insurance"},{"$f":"'3-Spend'!M119","v":0},{"$f":"'M10'!N119","v":0},null,null,null,null,null,{"$f":"SUM(E119:I119)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B120","v":"**Hospital Paid On Account  (7)"},{"$f":"'3-Spend'!M120","v":0},{"$f":"'M10'!N120","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D120*'1-Plan'!F120/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B121","v":"Hospital Paid CASH"},{"$f":"'3-Spend'!M121","v":0},{"$f":"'M10'!N121","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B122","v":"**Doctor Paid On Account    (8)"},{"$f":"'3-Spend'!M122","v":0},{"$f":"'M10'!N122","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D122*'1-Plan'!F122/12","v":0},"",0]
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[null,{"$f":"'1-Plan'!B124","v":"**Dentist Paid On Account   (9)"},{"$f":"'3-Spend'!M124","v":0},{"$f":"'M10'!N124","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D124*'1-Plan'!F124/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B125","v":"Dentist Paid CASH"},{"$f":"'3-Spend'!M125","v":0},{"$f":"'M10'!N125","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B126","v":"**Vision Paid On Account   (10)"},{"$f":"'3-Spend'!M126","v":0},{"$f":"'M10'!N126","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D126*'1-Plan'!F126/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B127","v":"Vision Paid CASH"},{"$f":"'3-Spend'!M127","v":0},{"$f":"'M10'!N127","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B128","v":"SUBTOTAL"},{"$f":"'3-Spend'!M128","v":0},{"$f":"'3-Spend'!N128","v":0},{"$f":"SUM(E117:E127)","v":0},{"$f":"SUM(F117:F127)","v":0},0,0,0,0,0,0,{"$f":"SUM(M117:M127)","v":0},{"$f":"SUM(N117:N127)","v":0}]
[null,{"$f":"'1-Plan'!B129","v":"Charge Cards & Loan Expenses    "}]
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[null,{"$f":"'1-Plan'!B131","v":"**Visa (11)"},{"$f":"'3-Spend'!M131","v":0},{"$f":"'M10'!N131","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D131*'1-Plan'!F131/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B132","v":"**MasterCard (12)"},{"$f":"'3-Spend'!M132","v":0},{"$f":"'M10'!N132","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D132*'1-Plan'!F132/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B133","v":"**Parents (13)"},{"$f":"'3-Spend'!M133","v":0},{"$f":"'M10'!N133","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D133*'1-Plan'!F133/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B134","v":"**Student Loans (no interest)(14)"},{"$f":"'3-Spend'!M134","v":0},{"$f":"'M10'!N134","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D134*'1-Plan'!F134/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B135","v":"**Other    (15)"},{"$f":"'3-Spend'!M135","v":0},{"$f":"'M10'!N135","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D135*'1-Plan'!F135/12","v":0},"",0]
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[null,{"$f":"'1-Plan'!B138","v":"**Other    (18)"},{"$f":"'3-Spend'!M138","v":0},{"$f":"'M10'!N138","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D138*'1-Plan'!F138/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B139","v":"**Other    (19)"},{"$f":"'3-Spend'!M139","v":0},{"$f":"'M10'!N139","v":0},null,null,null,null,null,0,0,{"$f":"'1-Plan'!D139*'1-Plan'!F139/12","v":0},"",0]
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[null,{"$f":"'1-Plan'!B141","v":"SUBTOTAL"},{"$f":"'3-Spend'!M141","v":0},{"$f":"'3-Spend'!N141","v":0},{"$f":"SUM(E130:E140)","v":0},{"$f":"SUM(F130:F140)","v":0},0,0,0,0,0,0,{"$f":"IF($J$13<=0,\"\",(SUM(M130,M131,M132,M133,M134,M136,M137,M138,M139,M140)))","v":""},{"$f":"N130+N131+N132+N133+N134+N136+N137+N138+N139+N140","v":0}]
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[]
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[null,{"$f":"Language!B148","v":"INCOME - EXPENSES"},{"$f":"'3-Spend'!M148","v":0},{"$f":"D146-D147","v":0},{"$f":"E146-E147","v":0},{"$f":"SUM(E146:F146)-SUM(E147+F147)","v":0},{"$f":"SUM(E146:G146)-SUM(E147:G147)","v":0},{"$f":"SUM(E146:H146)-SUM(E147:H147)","v":0},{"$f":"SUM(E146:I146)-SUM(E147:I147)","v":0},{"$f":"J146-J147","v":0},{"$f":"K146-K147","v":0},null,{"$f":"J146-J147","v":0},{"$f":"IF(M148<0,\"OVERSPENT \",\"NOT SPENT\")","v":"NOT SPENT"}]

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[]
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[null,{"$f":"'1-Plan'!B7","v":"Spouse Take Home"},{"$f":"'3-Spend'!N7","v":0},{"$f":"'M11'!N7","v":0},null,null,null,null,null,{"$f":"SUM(E7:I7)","v":0},{"$f":"SUM(E7:I7)-D7","v":0},null,{"$f":"IF(J7=0,\"\",(J7/$J$13))","v":""},{"$f":"IF(J7>0,SUM(((C7:D7)))/2+J7)/2","v":0}]
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[null,{"$f":"'1-Plan'!B11","v":"Rental Income"},{"$f":"'3-Spend'!N11","v":0},{"$f":"'M11'!N11","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B12","v":"Tax Return"},{"$f":"'3-Spend'!N12","v":0},{"$f":"'M11'!N12","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B13","v":"SUBTOTAL with Brought Forward"},{"$f":"'3-Spend'!N13","v":0},{"$f":"'M11'!N13","v":0},{"$f":"SUM(E6:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},{"$f":"SUM(G7:G12)","v":0},0,0,{"$f":"SUM(J7:J12)+E6","v":0},0,0,"",{"$f":"SUM(N7:N12)","v":0}]
[null,{"$f":"'1-Plan'!B14","v":"SUBTOTAL without Brought Forward"},{"$f":"'3-Spend'!N14","v":0},{"$f":"SUM(D7:D12)","v":0},{"$f":"SUM(E7:E12)","v":0},{"$f":"SUM(F7:F12)","v":0},0,0,0,0,0,0,{"$f":"IF(J14=0,\"\",(J14/$J$13))","v":""},{"$f":"SUM(N7:N12)","v":0}]
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[null,{"$f":"'1-Plan'!B19","v":"Fast Offering"},{"$f":"'3-Spend'!N19","v":0},{"$f":"'M11'!N19","v":0},null,null,null,null,null,{"$f":"SUM(E19:I19)","v":0},null,null,""]
[null,{"$f":"'1-Plan'!B20","v":"Humanitarian"},{"$f":"'3-Spend'!N20","v":0},{"$f":"'M11'!N20","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B21","v":"Book of Mormon"},{"$f":"'3-Spend'!N21","v":0},{"$f":"'M11'!N21","v":0},null,null,null,null,null,null,null,null,""]
[null,{"$f":"'1-Plan'!B22","v":"Temples"},{"$f":"'3-Spend'!N22","v":0},{"$f":"'M11'!N22","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B23","v":"other (Cancer)"},{"$f":"'3-Spend'!N23","v":0},{"$f":"'M11'!N23","v":0},null,null,null,null,null,0,null,null,""]
[null,{"$f":"'1-Plan'!B24","v":"SUBTOTAL"},{"$f":"'3-Spend'!N24","v":0},{"$f":"'3-Spend'!O24","v":0},{"$f":"SUM(E18:E23)","v":0},{"$f":"SUM(F18:F23)","v":0},0,0,0,0,0,0,""]
[null,{"$f":"'1-Plan'!B25","v":"Pay Yourself Second (Savings) "}]
[null,{"$f":"'1-Plan'!B26","v":"$ Transfer to Savings"},{"$f":"'3-Spend'!N26","v":0},{"$f":"'M11'!N26","v":0},null,null,null,null,null,{"$f":"SUM(E26:I26)","v":0},{"$f":"(J26-D26)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J26/$J$13))","v":""},{"$f":"J26+D26","v":0}]
[null,{"$f":"'1-Plan'!B27","v":"$ Other Savings"},{"$f":"'3-Spend'!N27","v":0},{"$f":"'M11'!N27","v":0},null,null,null,null,null,{"$f":"SUM(E27:I27)","v":0},{"$f":"(J27-D27)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J27/$J$13))","v":""},{"$f":"J27+D27","v":0}]
[null,{"$f":"'1-Plan'!B28","v":"$ Other Savings"},{"$f":"'3-Spend'!N28","v":0},{"$f":"'M11'!N28","v":0},null,null,null,null,null,{"$f":"SUM(E28:I28)","v":0},{"$f":"(J28-D28)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J28/$J$13))","v":""},{"$f":"J28+D28","v":0}]
[null,{"$f":"'1-Plan'!B29","v":"SUBTOTAL"},{"$f":"'3-Spend'!N29","v":0},{"$f":"'3-Spend'!O29","v":0},{"$f":"SUM(E26:E28)","v":0},{"$f":"SUM(F26:F28)","v":0},0,0,0,0,0,0,{"$f":"IF($J$13<=0,\"\",(J29/$J$13))","v":""},{"$f":"N26+N27+N28","v":0}]
[null,{"$f":"'1-Plan'!B30","v":"EXPENSES"}]
[null,{"$f":"'1-Plan'!B31","v":"Home Expenses"}]
[null,{"$f":"'1-Plan'!B32","v":"**Mortgage Payment (1)"},{"$f":"'3-Spend'!C32","v":0},{"$f":"'M10'!N32","v":0},null,null,null,null,null,{"$f":"SUM(E32:I32)","v":0},{"$f":"J32-D32","v":0},{"$f":"'1-Plan'!D32*'1-Plan'!F32/12","v":0},{"$f":"IF($J$13<=0,\"\",(J32/$J$13))","v":""}]
[null,{"$f":"'1-Plan'!B33","v":"**Second Mortgage Payment (2)"},{"$f":"'1-Plan'!$C$33","v":0},{"$f":"'M11'!N32","v":0},null,null,null,null,null,{"$f":"SUM(E33:I33)","v":0},{"$f":"J33-D33","v":0},{"$f":"'1-Plan'!D33*'1-Plan'!F33/12","v":0},{"$f":"IF($J$13<=0,\"\",(J33/$J$13))","v":""},{"$f":"IF(J33>0,SUM(((C33:D33)))/2+J33)/2","v":0}]
[null,{"$f":"'1-Plan'!B34","v":" **Taxes Payment (3)"},{"$f":"'1-Plan'!$C$34","v":0},{"$f":"'M11'!N34","v":0},null,null,null,null,null,{"$f":"SUM(E34:I34)","v":0},{"$f":"(J34-D34)","v":0},{"$f":"'1-Plan'!D34*'1-Plan'!F34/12","v":0},"",0]
[null,{"$f":"'1-Plan'!B35","v":"Insurance, PMI, reserve pmts"},{"$f":"'3-Spend'!C35","v":0},{"$f":"'M11'!N35","v":0},null,null,null,null,null,{"$f":"SUM(E35:I35)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B36","v":"Repairs / Purchases"},{"$f":"'1-Plan'!C36","v":0},{"$f":"'M11'!N36","v":0},null,null,null,null,null,{"$f":"SUM(E36:I36)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B37","v":"Rent"},{"$f":"'1-Plan'!C37","v":0},{"$f":"'M11'!N37","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B38","v":"Telephone/Cell Phone/Internet"},{"$f":"'3-Spend'!C38","v":0},{"$f":"'M11'!N38","v":0},null,null,null,null,null,{"$f":"SUM(E38:I38)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B39","v":"Easy Max"},{"$f":"'3-Spend'!C39","v":0},{"$f":"'M11'!N39","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B40","v":"Electricity"},{"$f":"'1-Plan'!C40","v":0},{"$f":"'M11'!N40","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B41","v":"Water & Sewer"},{"$f":"'1-Plan'!C41","v":0},{"$f":"'M11'!N41","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B42","v":"SUBTOTAL"},{"$f":"'3-Spend'!C42","v":0},{"$f":"'3-Spend'!D42","v":0},{"$f":"SUM(E32+E33+E34+E35+E36+E37+E38+E39+E40+E41)","v":0},{"$f":"SUM(F32+F33+F34+F35+F36+F37+F38+F39+F40+F41)","v":0},0,0,0,0,0,0,{"$f":"SUM(M32:M41)","v":0},{"$f":"SUM(N33+N33+N34+N35+N36+N37+N38+N39+N40+N41)","v":0}]
[null,{"$f":"'1-Plan'!B43","v":"Food Expenses    "}]
[null,{"$f":"'1-Plan'!B44","v":"Groceries"},{"$f":"'3-Spend'!N44","v":0},{"$f":"'M11'!N44","v":0},null,null,null,null,null,{"$f":"SUM(E44:I44)","v":0},{"$f":"(J44-D44)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J44/$J$13))","v":""},{"$f":"IF(J44>0,SUM(((C44:D44)))/2+J44)/2","v":0}]
[null,{"$f":"'1-Plan'!B45","v":"Groceries"},{"$f":"'3-Spend'!N45","v":0},{"$f":"'M11'!N45","v":0},null,null,null,null,null,{"$f":"SUM(E45:I45)","v":0},{"$f":"(J45-D45)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J45/$J$13))","v":""},{"$f":"IF(J45>0,SUM(((C45:D45)))/2+J45)/2","v":0}]
[null,{"$f":"'1-Plan'!B46","v":"Groceries"},{"$f":"'3-Spend'!N46","v":0},{"$f":"'M11'!N46","v":0},null,null,null,null,null,0,{"$f":"(J46-D46)","v":0},null,"",{"$f":"IF(J46>0,SUM(((C46:D46)))/2+J46)/2","v":0}]
[null,{"$f":"'1-Plan'!B47","v":"Spouse Lunchs"},null,{"$f":"'M11'!N47","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B48","v":"Lunches"},{"$f":"'3-Spend'!N48","v":0},{"$f":"'M11'!N48","v":0},null,null,null,null,null,0,{"$f":"(J48-D48)","v":0},null,"",{"$f":"IF(J48>0,SUM(((C48:D48)))/2+J48)/2","v":0}]
[null,{"$f":"'1-Plan'!B49","v":"Eating Out"},null,{"$f":"'M11'!N49","v":0},null,null,null,null,null,0]
[null,{"$f":"'1-Plan'!B50","v":"Other"},{"$f":"'3-Spend'!N50","v":0},{"$f":"'M11'!N50","v":0},null,null,null,null,null,0,{"$f":"(J50-D50)","v":0},null,"",{"$f":"IF(J50>0,SUM(((C50:D50)))/2+J50)/2","v":0}]
[null,{"$f":"'1-Plan'!B51","v":"Other"},{"$f":"'3-Spend'!N51","v":0},{"$f":"'M11'!N51","v":0},null,null,null,null,null,0,{"$f":"(J51-D51)","v":0},null,"",{"$f":"IF(J51>0,SUM(((C51:D51)))/2+J51)/2","v":0}]
[null,{"$f":"'1-Plan'!B52","v":"Special Occasions"},{"$f":"'3-Spend'!N52","v":0},{"$f":"'M11'!N52","v":0},null,null,null,null,null,0,{"$f":"(J52-D52)","v":0},null,"",{"$f":"IF(J52>0,SUM(((C52:D52)))/2+J52)/2","v":0}]
[null,{"$f":"'1-Plan'!B53","v":"Junk Food "},null,{"$f":"'M11'!N53","v":0},null,null,null,null,null,0]
[null,"SUBTOTAL",{"$f":"'3-Spend'!N54","v":0},{"$f":"'3-Spend'!O54","v":0},{"$f":"SUM(E44:E53)","v":0},{"$f":"SUM(F44:F53)","v":0},0,0,0,{"$f":"SUM(E54:I54)","v":0},0,0,{"$f":"SUM(M44:M53)","v":0},{"$f":"SUM(N44:N53)","v":0}]
[null,{"$f":"'1-Plan'!B55","v":"Personal Expenses    "}]
[null,{"$f":"'1-Plan'!B56","v":"Clothes / Cleaning"},{"$f":"'3-Spend'!N56","v":0},{"$f":"'M11'!N56","v":0},null,null,null,null,null,{"$f":"SUM(E56:I56)","v":0},{"$f":"(J56-D56)","v":0},null,{"$f":"IF($J$13<=0,\"\",(J56/$J$13))","v":""},{"$f":"IF(J56>0,SUM(((C56:D56)))/2+J56)/2","v":0}]
[null,{"$f":"'1-Plan'!B57","v":"Hair"},{"$f":"'3-Spend'!N57","v":0},{"$f":"'M11'!N57","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B58","v":"Hygene (Drug Store Items)"},{"$f":"'3-Spend'!N58","v":0},{"$f":"'M11'!N58","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B59","v":"Gifts"},{"$f":"'3-Spend'!N59","v":0},{"$f":"'M11'!N59","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B60","v":"Entertainment"},{"$f":"'3-Spend'!N60","v":0},{"$f":"'M11'!N60","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B61","v":"Magazines & Newspapers"},{"$f":"'3-Spend'!N61","v":0},{"$f":"'M11'!N61","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B62","v":"Hobbies"},{"$f":"'3-Spend'!N62","v":0},{"$f":"'M11'!N62","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B63","v":"Cable TV & Internet"},{"$f":"'3-Spend'!N63","v":0},{"$f":"'M11'!N63","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B64","v":"Babysitter"},{"$f":"'3-Spend'!N64","v":0},{"$f":"'M11'!N64","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B65","v":"Postage "},{"$f":"'3-Spend'!N65","v":0},{"$f":"'M11'!N65","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B66","v":"Children's Allowance"},{"$f":"'3-Spend'!N66","v":0},{"$f":"'M11'!N66","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B67","v":"Children's Allowance"},{"$f":"'3-Spend'!N67","v":0},{"$f":"'M11'!N67","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B68","v":"Children's Allowance"},{"$f":"'3-Spend'!N68","v":0},{"$f":"'M11'!N68","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B69","v":"Children's Allowance"},{"$f":"'3-Spend'!N69","v":0},{"$f":"'M11'!N69","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B70","v":"ATM Machine For Cash"},{"$f":"'3-Spend'!N70","v":0},{"$f":"'M11'!N70","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B71","v":"Overdraft Protection"},{"$f":"'3-Spend'!N71","v":0},{"$f":"'M11'!N71","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B72","v":"SUBTOTAL"},{"$f":"'3-Spend'!N72","v":0},{"$f":"'3-Spend'!O72","v":0},{"$f":"SUM(E56:E71)","v":0},{"$f":"SUM(F56:F71)","v":0},0,0,0,0,0,0,{"$f":"SUM(M56:M71)","v":0},{"$f":"SUM(N56:N71)","v":0}]
[]
[null,"Items",{"$f":"C3","v":"From Projection Sheet"},"Planned Spending Expenses",{"$f":"E3","v":"1st Week"},"2nd Week","3rd Week","4th Week","5th Week","Total For The Month","Total Over Or Under ","Total INTEREST PAID On DEBTS","%   For The Month","Revised For Next Month"]
[null,{"$f":"'1-Plan'!B75","v":"Transportation Expenses    "}]
[null,{"$f":"'1-Plan'!B76","v":" **Car Payment (4)"},{"$f":"'3-Spend'!N76","v":0},{"$f":"'M11'!N76","v":0},null,null,null,null,null,{"$f":"SUM(E76:I76)","v":0},{"$f":"SUM(E76:I76)-D76","v":0},null,{"$f":"IF($J$13<=0,\"\",(J76/$J$13))","v":""},{"$f":"IF(J76>0,SUM(((C76:D76)))/2+J76)/2","v":0}]
[null,{"$f":"'1-Plan'!B77","v":"**2nd Car Pmnt (5)"},{"$f":"'3-Spend'!N77","v":0},{"$f":"'M11'!N77","v":0},null,null,null,null,null,{"$f":"SUM(E77:I77)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B78","v":"Gas/Petrol"},{"$f":"'3-Spend'!N78","v":0},{"$f":"'M11'!N78","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B79","v":"Insurance"},{"$f":"'3-Spend'!N79","v":0},{"$f":"'M11'!N79","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B80","v":"Licenses"},{"$f":"'3-Spend'!N80","v":0},{"$f":"'M11'!N80","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B81","v":"Repairs"},{"$f":"'3-Spend'!N81","v":0},{"$f":"'M11'!N81","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B82","v":"Oil Change"},{"$f":"'3-Spend'!N82","v":0},{"$f":"'M11'!N82","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B83","v":"Tires"},{"$f":"'3-Spend'!N83","v":0},{"$f":"'M11'!N83","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B84","v":"Car/Extras"},{"$f":"'3-Spend'!N84","v":0},{"$f":"'M11'!N84","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B85","v":"Parking/Bus"},{"$f":"'3-Spend'!N85","v":0},{"$f":"'M11'!N85","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B86","v":"SUBTOTAL"},{"$f":"'3-Spend'!N86","v":0},{"$f":"'3-Spend'!O86","v":0},{"$f":"E85+E84+E83+E82+E81+E80+E79+E78+E77+E76","v":0},{"$f":"F85+F84+F83+F82+F81+F80+F79+F78+F77+F76","v":0},0,0,0,0,0,0,{"$f":"SUM(M76:M85)","v":0},{"$f":"N85+N84+N83+N82+N81+N80+N79+N78+N77+N76","v":0}]
[null,{"$f":"'1-Plan'!B87","v":"RVs/Recreation Expenses    "}]
[null,{"$f":"'1-Plan'!B88","v":"**RV Payment (6)"},{"$f":"'3-Spend'!N88","v":0},{"$f":"'M11'!N88","v":0},null,null,null,null,null,{"$f":"SUM(E88:I88)","v":0},{"$f":"SUM(E88:I88)-D88","v":0},{"$f":"'1-Plan'!D88*'1-Plan'!F88/12","v":0},{"$f":"IF($J$13<=0,\"\",(J88/$J$13))","v":""},{"$f":"IF(J88>0,SUM(((C88:D88)))/2+J88)/2","v":0}]
[null,{"$f":"'1-Plan'!B89","v":"Gas/Petrol"},{"$f":"'3-Spend'!N89","v":0},{"$f":"'M11'!N89","v":0},null,null,null,null,null,{"$f":"SUM(E89:I89)","v":0},0,null,"",0]
[null,{"$f":"'1-Plan'!B90","v":"Insurance"},{"$f":"'3-Spend'!N90","v":0},{"$f":"'M11'!N90","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B91","v":"Licenses"},{"$f":"'3-Spend'!N91","v":0},{"$f":"'M11'!N91","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B92","v":"Repairs"},{"$f":"'3-Spend'!N92","v":0},{"$f":"'M11'!N92","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B93","v":"Oil Change"},{"$f":"'3-Spend'!N93","v":0},{"$f":"'M11'!N93","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B94","v":"Tires"},{"$f":"'3-Spend'!N94","v":0},{"$f":"'M11'!N94","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B95","v":"Service"},{"$f":"'3-Spend'!N95","v":0},{"$f":"'M11'!N95","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B96","v":"Propane"},{"$f":"'3-Spend'!N96","v":0},{"$f":"'M11'!N96","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B97","v":"Fees"},{"$f":"'3-Spend'!N97","v":0},{"$f":"'M11'!N97","v":0},null,null,null,null,null,0,0,null,"",0]
[null,{"$f":"'1-Plan'!B98","v":"SUBTOTAL"},{"$f":"'M1'!J98","v":0},{"$f":"'M1'!K98","v":0},{"$f":"E88+E89+E90+E91+E92+E93+E94+E95+E96+E97","v":0},{"$f":"F88+F89+F90+F91+F92+F93+F94+F95+F96+F97","v":0},0,0,0,0,0,0,{"$f":"SUM(M88:M97)","v":0},{"$f":"N88+N89+N90+N91+N92+N93+N94+N95+N96+N97","v":0}]
[null,{"$f":"'1-Plan'!B99","v":"Vacation Expenses    "}]
[null,{"$f":"'1-Plan'!B100","v":"Food"},{"$f":"'3-Spend'!N100","v":0},{"$f":"'M11'!N100","v":0},null,null,null,null,null,{"$f":"SUM(E100:I100)","v":0},{"$f":"SUM(E100:I100)-D100","v":0},null,{"$f":"IF($J$13<=0,\"\",(J100/$J$13))","v":""},{"$f":"IF(J100>0,SUM(((C100:D100)))/2+J100)/2","v":0}]
[null,{"$f":"'1-Plan'!B101","v":"Lodging"},{"$f":"'3-Spend'!N101","v":0},{"$f":"'M11'!N101","v":0},null,null,null,null,null,{"$f":"+SUM(E101+F101+G101+H101+I101)","v":0},0,null,{"$f":"IF($J$13<=0,\"\",(J101/$J$13))","v":""},{"$f":"IF(J101>0,SUM(((C101:D101)))/2+J101)/2","v":0}]
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[null,{"$f":"'1-Plan'!B131","v":"**Visa (11)"},{"$f":"'M1'!J131","v":0},{"$f":"'M2'!J131","v":0},{"$f":"'M3'!J131","v":0},{"$f":"'M4'!J131","v":0},{"$f":"'M5'!J131","v":0},{"$f":"'M6'!J131","v":0},{"$f":"'M7'!J131","v":0},{"$f":"'M8'!J131","v":0},{"$f":"'M9'!J131","v":0},{"$f":"'M10'!J131","v":0},{"$f":"'M11'!J131","v":0},{"$f":"'M12'!J131","v":0},0,""]
[null,{"$f":"'1-Plan'!B132","v":"**MasterCard (12)"},{"$f":"'M1'!J132","v":0},{"$f":"'M2'!J132","v":0},{"$f":"'M3'!J132","v":0},{"$f":"'M4'!J132","v":0},{"$f":"'M5'!J132","v":0},{"$f":"'M6'!J132","v":0},{"$f":"'M7'!J132","v":0},{"$f":"'M8'!J132","v":0},{"$f":"'M9'!J132","v":0},{"$f":"'M10'!J132","v":0},{"$f":"'M11'!J132","v":0},{"$f":"'M12'!J132","v":0},0,""]
[null,{"$f":"'1-Plan'!B133","v":"**Parents (13)"},{"$f":"'M1'!J133","v":0},{"$f":"'M2'!J133","v":0},{"$f":"'M3'!J133","v":0},{"$f":"'M4'!J133","v":0},{"$f":"'M5'!J133","v":0},{"$f":"'M6'!J133","v":0},{"$f":"'M7'!J133","v":0},{"$f":"'M8'!J133","v":0},{"$f":"'M9'!J133","v":0},{"$f":"'M10'!J133","v":0},{"$f":"'M11'!J133","v":0},{"$f":"'M12'!J133","v":0},0,""]
[null,{"$f":"'1-Plan'!B134","v":"**Student Loans (no interest)(14)"},{"$f":"'M1'!J134","v":0},{"$f":"'M2'!J134","v":0},{"$f":"'M3'!J134","v":0},{"$f":"'M4'!J134","v":0},{"$f":"'M5'!J134","v":0},{"$f":"'M6'!J134","v":0},{"$f":"'M7'!J134","v":0},{"$f":"'M8'!J134","v":0},{"$f":"'M9'!J134","v":0},{"$f":"'M10'!J134","v":0},{"$f":"'M11'!J134","v":0},{"$f":"'M12'!J134","v":0},0,""]
[null,{"$f":"'1-Plan'!B135","v":"**Other    (15)"},{"$f":"'M1'!J135","v":0},{"$f":"'M2'!J135","v":0},{"$f":"'M3'!J135","v":0},{"$f":"'M4'!J135","v":0},{"$f":"'M5'!J135","v":0},{"$f":"'M6'!J135","v":0},{"$f":"'M7'!J135","v":0},{"$f":"'M8'!J135","v":0},{"$f":"'M9'!J135","v":0},{"$f":"'M10'!J135","v":0},{"$f":"'M11'!J135","v":0},{"$f":"'M12'!J135","v":0},0,""]
[null,{"$f":"'1-Plan'!B136","v":"**Other    (16)"},{"$f":"'M1'!J136","v":0},{"$f":"'M2'!J136","v":0},{"$f":"'M3'!J136","v":0},{"$f":"'M4'!J136","v":0},{"$f":"'M5'!J136","v":0},{"$f":"'M6'!J136","v":0},{"$f":"'M7'!J136","v":0},{"$f":"'M8'!J136","v":0},{"$f":"'M9'!J136","v":0},{"$f":"'M10'!J136","v":0},{"$f":"'M11'!J136","v":0},{"$f":"'M12'!J136","v":0},0,""]
[null,{"$f":"'1-Plan'!B137","v":"**Other    (17)"},{"$f":"'M1'!J137","v":0},{"$f":"'M2'!J137","v":0},{"$f":"'M3'!J137","v":0},{"$f":"'M4'!J137","v":0},{"$f":"'M5'!J137","v":0},{"$f":"'M6'!J137","v":0},{"$f":"'M7'!J137","v":0},{"$f":"'M8'!J137","v":0},{"$f":"'M9'!J137","v":0},{"$f":"'M10'!J137","v":0},{"$f":"'M11'!J137","v":0},{"$f":"'M12'!J137","v":0},0,""]
[null,{"$f":"'1-Plan'!B138","v":"**Other    (18)"},{"$f":"'M1'!J138","v":0},{"$f":"'M2'!J138","v":0},{"$f":"'M3'!J138","v":0},{"$f":"'M4'!J138","v":0},{"$f":"'M5'!J138","v":0},{"$f":"'M6'!J138","v":0},{"$f":"'M7'!J138","v":0},{"$f":"'M8'!J138","v":0},{"$f":"'M9'!J138","v":0},{"$f":"'M10'!J138","v":0},{"$f":"'M11'!J138","v":0},{"$f":"'M12'!J138","v":0},0,""]
[null,{"$f":"'1-Plan'!B139","v":"**Other    (19)"},{"$f":"'M1'!J139","v":0},{"$f":"'M2'!J139","v":0},{"$f":"'M3'!J139","v":0},{"$f":"'M4'!J139","v":0},{"$f":"'M5'!J139","v":0},{"$f":"'M6'!J139","v":0},{"$f":"'M7'!J139","v":0},{"$f":"'M8'!J139","v":0},{"$f":"'M9'!J139","v":0},{"$f":"'M10'!J139","v":0},{"$f":"'M11'!J139","v":0},{"$f":"'M12'!J139","v":0},0,""]
[null,{"$f":"'1-Plan'!B140","v":"**Other    (20)"},{"$f":"'M1'!J140","v":0},{"$f":"'M2'!J140","v":0},{"$f":"'M3'!J140","v":0},{"$f":"'M4'!J140","v":0},{"$f":"'M5'!J140","v":0},{"$f":"'M6'!J140","v":0},{"$f":"'M7'!J140","v":0},{"$f":"'M8'!J140","v":0},{"$f":"'M9'!J140","v":0},{"$f":"'M10'!J140","v":0},{"$f":"'M11'!J140","v":0},{"$f":"'M12'!J140","v":0},0,""]
[null,{"$f":"'1-Plan'!B141","v":"SUBTOTAL"},{"$f":"'M1'!J141","v":0},{"$f":"'M2'!J141","v":0},{"$f":"'M3'!J141","v":0},{"$f":"'M4'!J141","v":0},{"$f":"'M5'!J141","v":0},{"$f":"'M6'!J141","v":0},{"$f":"'M7'!J141","v":0},{"$f":"'M8'!J141","v":0},{"$f":"'M9'!J141","v":0},{"$f":"'M10'!J141","v":0},{"$f":"'M11'!J141","v":0},{"$f":"'M12'!J141","v":0},{"$f":"O131+O132+O133+O134+O135+O136+O137+O138+O139+O140","v":0},""]
[null,{"$f":"'1-Plan'!B142","v":"Personal Savings or Over Spending"}]
[]
[null,{"$f":"'1-Plan'!B145","v":"TOTAL DEBT PAYMENTS"},{"$f":"C140+C139+C138+C137+C136+C135+C134+C133+C132+C131+C126+C124+C122+C120+C88+C77+C76+C34+C33+C32","v":0},{"$f":"D140+D139+D138+D137+D136+D135+D134+D133+D132+D131+D126+D124+D122+D120+D88+D77+D76+D34+D33+D32","v":0},0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B6","v":"Brought Forward/Bank Balance"},{"$f":"C6","v":0},{"$f":"D6","v":0},0,0,0,0,0,0,0,0,0,0,{"$f":"O6","v":0}]
[null,{"$f":"'1-Plan'!B146","v":"TOTAL INCOME (Plus B/Forward)"},{"$f":"C13","v":0},{"$f":"D13","v":0},0,0,0,0,0,0,0,0,0,{"$f":"N13","v":0},{"$f":"C146+D146+E146+F146+G146+H146+I146+J146+K146+L146+M146+N146","v":0}]
[null,{"$f":"'1-Plan'!B147","v":"TOTAL EXPENSE"},{"$f":"C141+C128+C115+C106+C98+C86+C72+C54+C42+C29+C24","v":0},{"$f":"D141+D128+D115+D106+D98+D86+D72+D54+D42+D29+D24","v":0},0,0,0,0,0,0,0,0,0,0,{"$f":"SUM(C147:N147)","v":0},{"$f":"IF(O147=0,\"\",O147/O14)","v":""}]
[null,{"$f":"'1-Plan'!B148","v":"INCOME - EXPENSES"},{"$f":"C14-C147","v":0},{"$f":"D14-D147","v":0},0,0,0,0,0,0,0,0,0,0,{"$f":"O14-O147","v":0},{"$f":"IF(O148=0,\"\",P14-P147)","v":""}]
[]
[]
[null,"Bank Balance",{"$f":"C146-C147","v":0},{"$f":"D146-D147","v":0},0,0,0,0,0,0,0,0,0,0,{"$f":"(O145+O144)-O146","v":0}]
[]
[null,"Add Back Savings",{"$f":"'5-Evaluate'!C29","v":0},{"$f":"D29","v":0},{"$f":"'5-Evaluate'!E29","v":0},{"$f":"'5-Evaluate'!F29","v":0},{"$f":"'5-Evaluate'!G29","v":0},{"$f":"'5-Evaluate'!H29","v":0},{"$f":"'5-Evaluate'!I29","v":0},{"$f":"'5-Evaluate'!J29","v":0},{"$f":"'5-Evaluate'!K29","v":0},{"$f":"'5-Evaluate'!L29","v":0},{"$f":"'5-Evaluate'!M29","v":0},{"$f":"'5-Evaluate'!N29","v":0},{"$f":"'5-Evaluate'!O29","v":0}]
[null,"ACTUAL ",{"$f":"SUM(C151+C153)","v":0},{"$f":"SUM(D151+D153)","v":0},0,0,0,0,0,0,0,0,0,0,{"$f":"SUM(O151+O153)","v":0}]
[]
[null,"If the cell below is Green at the end of the month, take that money and pay on the number one debt. If your debts are all paid put the money in savings in some un-risky investment. If the cell below is Red for this month or next month try to reduce your spending. It has a 10% cushion built into it. The Next month may be Red if INCOME has not been entered."]
[]
[null,"PAY DEBTS with this  amount (This Includes Money That You Put in Savings) if all debts are paid  \"SAVE\" ",{"$f":"(C154-C145-(C14*0.1))","v":0},{"$f":"(D154-D145-(D14*0.1))","v":0},{"$f":"(E154-E145-(E14*0.1))","v":0},{"$f":"(F154-F145-(F14*0.1))","v":0},0,0,0,0,0,0,0,0,{"$f":"SUM(C158:N158)","v":0},"Debt or Savings Row"]
[null,"PLUS 10% Cushion ",{"$f":"'5-Evaluate'!C14/10","v":0},{"$f":"'5-Evaluate'!D14/10","v":0},{"$f":"'5-Evaluate'!E14/10","v":0},{"$f":"'5-Evaluate'!F14/10","v":0},{"$f":"'5-Evaluate'!G14/10","v":0},{"$f":"'5-Evaluate'!H14/10","v":0},{"$f":"'5-Evaluate'!I14/10","v":0},{"$f":"'5-Evaluate'!J14","v":0},{"$f":"'5-Evaluate'!K14/10","v":0},{"$f":"'5-Evaluate'!L14/10","v":0},{"$f":"'5-Evaluate'!M14/10","v":0},{"$f":"'5-Evaluate'!N14/10","v":0}]
[null,"Held Back",null,null,"Your Bank Balance will turn",null,null,"GREEN","Or","RED","Depending On How You Are Spending"]
[null,"If a cell turns RED the Cushion is GONE and gives you The Amt YOU  OVERSPENT","IF ALL CELLS ARE RED KEEP PAYING MINIMUM PAYMENTS UNTIL THE MONTHS START TURNING GREEN. WHEN THEY DO, START PAYING DOWN THE NUMBER ONE PRIORITY DEBT. WATCH HOW FAST THEY ARE ELIMINATED."]
[]
[null,null,"Wait for your check ( INCOME ) to be recorded for the month you are evaluating BEFORE you make any decisions to Pay Down Your Debts"]

{"sheet":"Language","index":18,"n_rows":510,"n_cols":255,"rows_kept":510,"cut":false,"hidden":false,"merged":[]}
[{"$f":"Instructions!C2","v":"November"},"KEY COLUMN","English","Spanish","中文 Chinese","Tagalog","Portugese","Russian","Samoan","Tagalog","French","German","Hindustani","Maori","Old German",null,null,null,null,null,null,null,null,null,null,null,null,null,"English Language Instructions","Spanish Language Instructions","Chinese Language Instructions",null,null,null,"Samoan "]
[{"$f":"Instructions!B1","v":1},{"$f":"VLOOKUP(C2,LANGUAGE,$A$2,FALSE)","v":"1.  PLAN  (Record Last Month's Bank Statement) for  November"},{"$f":"\"1.  PLAN  (Record Last Month's Bank Statement) for  \"&A1","v":"1.  PLAN  (Record Last Month's Bank Statement) for  November"},"1. Plan (Registro de ultimo gastos mensual de su extracto bancario","1. 做個支出計劃","1.Plano (Talaan ng estamiento ng bangko ng huling buwan"]
[null,"C1","C1","C1","C2","C1","C1","C1","C1","C1","C1"]
[null,"Items in this column may be changed to suit the things you spent money for last month","Items in this column may be changed to suit the things you spent money for last month","Items en esta columna pueden ser cambiados a conveniencia pensando en gastar dinero por el ultimo mes","這縱行的項目可以更改以適合你這月的支出名目","Ang bagay na ito ay puweding palitan para sa tamang bagay na nagamit na pera ng isang buwan"]
[null,"INCOME","INCOME","INGRESOS","收入",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"There is a great need for decidated financial specialists to help members of the Church "]
[null,"Brought Forward/Bank Balance","Brought Forward/Bank Balance","Saldo en el banco en ultimo mes","銀行結算借貸數目","Dalhin agad ang balanse sa bangko",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"and others understand how to become wiser financial stewards.  The purpose of this"]
[null,"Spouse Take Home","Spouse Take Home","Esposa retira dinero ","丈夫收入","pweding iuwi ng asawa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"spreadsheet is to teach teachers and users how to implement this “Debt-Free” framework"]
[null,"Spouse Take Home","Spouse Take Home","Esposo retira dinero ","妻子收入","pweding iuwi ng asawa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"in their lives.  Then once they are secure in that knowledge and framework, they can use"]
[null,"Other","Other","Utilidades","其他收入","at iba pa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"that knowledge to help others in their wards, stakes, and communities also become debt"]
[null,"Other","Other","Utilidades","其他收入","at iba pa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"free.  "]
[null,"Rental Income","Rental Income","Renta por alquiler","物業收入","Kita ng upa"]
[null,"Tax Return","Tax Return","Devolucion de impuestos","交稅退款","pagsauli ng renta",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"This spreadsheet was put together as a public service between Keith Russell and the"]
[null,"SUBTOTAL with Brought Forward","SUBTOTAL with Brought Forward","Subtotal incluyendo balance","接記以上收入總數","Kabuuan ay dadalhin",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Marriott School of Management Personal Finance Web site to help families understand and"]
[null,"SUBTOTAL without Brought Forward","SUBTOTAL without Brought Forward","Subtotal sin incluir balance","不接記以上收入總數","Kabuuan ay hindi dadalhin",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"implement the principles of financial self reliance in their lives.  This spreadsheet is a"]
[null,"EXPENSES","EXPENSES","GASTOS","總支出","Gastos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"tool to help people plan their spending, get out of debt, and work toward reaching their"]
[null,"  Items","  Items","  Items","項目","Bagay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"personal and family goals.  While it can be used independently, it was implemented as"]
[null,"Pay the Lord First  (Contributions)","Pay the Lord First  (Contributions)","Pagos al Senor (Contribuciones)","首先﹐交奉獻給救主","unahin ang pagbayad ng ikapu",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"part of an eight lesson course on Financial Self-reliance from the"]
[null,"Tithing","Tithing","Diezmos","十一奉獻","ikapu",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"http://personalfinance.byu.edu website."]
[null,"Fast Offering","Fast Offering","Ofrendas de ayuno","禁食獻金","bayad ng pag-aayuno"]
[null,"Humanitarian","Humanitarian","Humanitarios","支助人道","Serbisyo ng pangkatauhan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"This spreadsheet takes a 5 step approach to financial self-reliance:  Those steps are Plan"]
[null,"Book of Mormon","Book of Mormon","Libro de Mormon","摩門經","Aklat ni Mormon",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," your Spending, Prioritize your Debt, Spend on paper a Year in Advance, Record your"]
[null,"Temples","Temples","Templos","聖殿","Templo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Spending, and Evaluate your Spending (Summarize).  Instructions for this spreadsheet"]
[null,"other (Cancer)","other (Cancer)","Otros","其他捐款","at iba pa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"can be found on the accompanying document “Debt Free Spending Spreadsheet"]
[null,"SUBTOTAL","SUBTOTAL","SUBTOTAL","以上合計","Kabuuan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Instructions and FAQs.”  We have also added some comments on the accompanying tabs to"]
[null,"Pay Yourself Second (Savings) ","Pay Yourself Second (Savings) ","Pagos asi mismos(Ahorros)","其次﹐ 給自己的儲蓄","Bayad sa iyong sarili(ipon)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"help with that understanding. "]
[null,"$ Transfer to Savings","$ Transfer to Savings","Transferencia de ahorros","轉入儲蓄戶口數目","$ ilipat sa ipon"]
[null,"$ Other Savings","$ Other Savings","Otros ahorros","其他的儲蓄金","Ibang ipon",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"General Instructions"]
[null,"$ Other Savings","$ Other Savings","Otros ahorros","其他的儲蓄金","Ibang ipon"]
[null,"SUBTOTAL",{"$f":"$C$24","v":"SUBTOTAL"},"SUBTOTAL","以上合計","Kabuuan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Before you begin, go to the  Instructions Tab.  Type the Language number (1= English, 2= Spanish) in"]
[null,"EXPENSES","Expenses","??","支出數目若干﹖","Gastos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," \"B1\".  This spreadsheet is set up to do multiple languages, but only English and Spanish are currently"]
[null,"Home Expenses","Home Expenses","Hogar","家庭支出","Gastos sa bahay",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"available.  Please note that if you want to change any of the labels in any of the Tabs, you will change"]
[null,"**Mortgage Payment (1)","**Mortgage Payment (1)","**Pago de prestamo de vivienda(1)","**房屋貸款債務 (1)","**Pagbayad ng utang sa bahay(1)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"the labels on the Language Tab column C for English etc..  Items used in debt calculations have a double"]
[null,"**Second Mortgage Payment (2)","**Second Mortgage Payment (2)","**Pago de segundo prestamo de vivienda(2)","**典壓房屋第二債務 (2)","**Pangalawang pagbayad ng utang sa bahay(2)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"asterisk after them and should not be changed (marked with a **). "]
[null,{"$f":"VLOOKUP(C34,LANGUAGE,$A$2,FALSE)","v":" **Taxes Payment (3)"}," **Taxes Payment (3)","**Pago de impuestos de la casa(3)","稅務付款 (3)","**Pagbayad ng upa sa bahay(3)"]
[null,"Insurance, PMI, reserve pmts","Insurance, PMI, reserve pmts","Aseguranza,pago del seguro del prestamo de la casa,pagos en reserva","保險","Bayad sa bahay ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"To change the beginning month for this spreadsheet, please type the number of the month you are currently"]
[null,"Repairs / Purchases","Repairs / Purchases","Reparaciones y/o compras","修補/補購","Gastoas sa pag-ayos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"in.  For example, if today is July 15, I would type a \"7\" in the Instructions Tab in cell \"B2.\"  That way the "]
[null,"Rent","Rent","Renta por alquiler","租金","Renta",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"spreadsheet will include the next twelve months of data beginning in July."]
[null,"Telephone/Cell Phone/Internet","Telephone/Cell Phone/Internet","Telefono/telefono celular/Internet","電話/手電/上網","Telepono/cell Phone/Internet"]
[null,"Easy Max","Easy Max","Otros","水電費合計","Misilanyos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tab 1-Plan:  Fill in income and expenses that you incurred last month in Tab 1-Plan.  Leave out expenses"]
[null,"Electricity","Electricity","Electricidad","電費","Kuryente",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"you will not have that month. For debt, fill in the debt amount owing, interest rate (from your statement),"]
[null,"Water & Sewer","Water & Sewer","Otros","水費","Tubig",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"number of months remaining (from your statement), and it will automatically calculate how many"]
[null,"SUBTOTAL",{"$f":"$C$24","v":"SUBTOTAL"},"SUBTOTAL","以上合計","Kabuuan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"months until the debt is paid off.  Finally, record any new expenses that you will have this month "]
[null,"Food Expenses    ","Food Expenses    ","Comida","食用支出","Gastos sa pagkain",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"that you did not have last month. Any ITEM changes you make are reflected throughout the "]
[null,"Groceries","Groceries","Comestibles","食物商場購買","Pamalenke",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"program automatically. "]
[null,"Groceries","Groceries","Comestibles","食物商場購買","Pamalenke"]
[null,"Groceries","Groceries","Comestibles","食物商場購買","Pamalenke",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tab 2-Prioritize:  Here you will prioritize your debt.  Find the smallest number in the \"Years Till Debt "]
[null,"Spouse Lunchs","Spouse Lunchs","Almuerzos","夫/妻午餐費用","Pagkain sa tanghali",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Elimination\" column and put a #1 beside it, continue with a #2 beside the next smallest etc.  This"]
[null,"Lunches","Lunches","Almuerzos","日常午餐","Pagkain sa tanghali",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"becomes your \"Debt Priority List\" you start paying off the first, second, third, etc. in that order."]
[null,"Eating Out","Eating Out","Almuerzos fuera de casa","家外飲食","Kumain sa labas"]
[null,"Other","Other","Otros","其它的","At iba pa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tab 3-Spend:  Spend your money a year in advance.  Please note that Tab 1- Plan is the first month. "]
[null,"Other","Other","Otros","其它的","At iba pa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Use that Plan to program all the variations you will spend for the year. Include one time expenses"]
[null,"Special Occasions","Special Occasions","Ocaciones especiales","特別場合","Ibang gastusin",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," like tires, insurance etc."]
[null,"Junk Food ","Junk Food ","Comida chatarra (no saludable)","零食","snacks"]
[null,"SUBTOTAL",{"$f":"$C$24","v":"SUBTOTAL"},"SUBTOTAL","以上合計","Kabuuan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tab 4-Record:  Here is where you record your actual spending by month.  The items listed each "]
[null,"Personal Expenses    ","Personal Expenses    ","Gastos Personales","個人支出","Pangsariling gastusin",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"month are from Tab 1-Plan and will change automatically if you change the items in 1-Plan. They are"]
[null,"Clothes / Cleaning","Clothes / Cleaning","Ropa/Limpieza","衣服和潔凈","magbalaba ng damit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"listed on Tab M1, M2 etc. on the bottom of the program."]
[null,"Hair","Hair","Arreglo de cabello","頭髮裝扮修剪","panggupit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tab 5-Evaluate:  This is a summary of your twelve month's spending. As you complete a month"]
[null,"Hygene (Drug Store Items)","Hygene (Drug Store Items)","Higiene personal","身體衛生物品","bagay na hindi nabibili sa palengke",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"look at the bottom of this sheet for the evaluation information. You will see Income minus "]
[null,"Gifts","Gifts","Regalos","禮物","Regalo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expenses, as well as a 10% cushion (programmed in) to help protect you from over spending. "]
[null,"Entertainment","Entertainment","Entretenimiento","愉樂","panglibang",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"It will also add back the money you put in Savings so you can see what you actually have to spend. "]
[null,"Magazines & Newspapers","Magazines & Newspapers","Revistas y periodicos","報紙和雜誌","Diyaryo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Another row evaluates how much you should be able to put towards Debts or Save based on"]
[null,"Hobbies","Hobbies","Pasatiempos","個人嗜好","hilig",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"money left over."]
[null,"Cable TV & Internet","Cable TV & Internet","Television por cable e Internet","有線電視和上網","Cable TV"]
[null,"Babysitter","Babysitter","Cuidado de ninos","請人看護兒女","tagapangalaga ng bata"]
[null,"Postage ","Postage ","Correo","郵寄費用","Stamps",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"The purpose of this material and this class is to help you get your financial house in order and to help you on your road "]
[null,{"$f":"VLOOKUP(C66,LANGUAGE,$A$2,FALSE)","v":"Children's Allowance"},"Children's Allowance","Diario para los ninos","子女零用錢","Baon ng mga bata",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"to financial self-reliance.  If there are mistakes in this material, please bring them to our attention, and we will correct "]
[null,"Children's Allowance","Children's Allowance","Diario para los ninos","子女零用錢","Baon ng mga bata",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"them in upcoming versions. Keith Russell, Bryan Sudweeks, the Marriott School, and BYU, specifically disclaim any liability or "]
[null,"Children's Allowance","Children's Allowance","Diario para los ninos","子女零用錢","Baon ng mga bata",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"responsibility for claims, loss, or risk incurred, directly or indirectly, by using this material."]
[null,"Children's Allowance","Children's Allowance","Diario para los ninos","子女零用錢","Baon ng mga bata"]
[null,"ATM Machine For Cash","ATM Machine For Cash","Gastos por cajero automatico","銀行兌現機提款","Multa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Materials and content contained in this Website may be protected by U.S. copyright law (Title 17, U.S.C.) and/or by "]
[null,"Overdraft Protection","Overdraft Protection","Extra proteccion ","超額提款保障額","Lampas sa tamang bayad",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"the copyright or neighboring - rights laws of other nations. Additionally, the reproduction of some materials may be "]
[null,"SUBTOTAL",{"$f":"$C$24","v":"SUBTOTAL"},"SUBTOTAL","以上合計","Kabuuan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"restricted by privacy and/or publicity rights. We encourage the use of these materials as \"fair use\" under U.S. copyright "]
[null,null,"   ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"laws (17 U.S.C. & 107). Unless otherwise noted, the individual images, text and objects from this Web site are "]
[null,{"$f":"VLOOKUP(C74,LANGUAGE,$A$2,FALSE)","v":"Items in this column may be changed to suit the things you spent money for last month"},"Items in this column may be changed to suit the things you spent money for last month",{"$f":"D4","v":"Items en esta columna pueden ser cambiados a conveniencia pensando en gastar dinero por el ultimo mes"},"這縱行的項目可以更改以適合你這月的支出名目","Ang bagay na ito ay puweding palitan para sa tamang bagay na nagamit na pera ng isang buwan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"available for non-profit and educational purposes, such as research, teaching and private study. For these limited "]
[null,"Transportation Expenses    ","Transportation Expenses    ","Gastos en Transporte","交通支出","Pamasahe",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"purposes, you may reproduce (print, download, or make copies of) these materials without prior permission. Use of a "]
[null," **Car Payment (4)"," **Car Payment (4)","**Pago cuota del carro(4)","**汽車債務付款 (4)","**Bayad sa sasakyan(4)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"particular item for other purposes, including commercial purposes, requires prior written permission.  ©Copyright 2008"]
[null,"**2nd Car Pmnt (5)","**2nd Car Pmnt (5)","**Segundo pago cuota del carro(5)","**第二部汽車債務付款 (5)","**Pangalawang pagbayad ng sasakyan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"available.  Please note that if you want to change any of the labels in any of the Tabs, you will change"]
[null,"Gas/Petrol","Gas/Petrol","Gasolina","汽油消費","Gasolina",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"the labels on the Language Tab column C for English etc..  Items used in debt calculations have a double"]
[null,"Insurance","Insurance","Seguro","汽車保險","Insurance",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"asterisk after them and should not be changed (marked with a **). "]
[null,"Licenses","Licenses","Licencias","牌照登記","Lisinsiya"]
[null,"Repairs","Repairs","Reparaciones y/o compras","維修","pagpapaayos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"To change the beginning month for this spreadsheet, please type the number of the month you are currently"]
[null,"Oil Change","Oil Change","Cambio de aceite","換機油","Pagpalit ng langis ng sasakyan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"in.  For example, if today is July 15, I would type a \"7\" in the Instructions Tab in cell \"B2.\"  That way the "]
[null,"Tires","Tires","Llantas","輪胎","Gulong",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"spreadsheet will include the next twelve months of data beginning in July."]
[null,"Car/Extras","Car/Extras","Gastos extras","汽車例外消費","Iba pang gamit ng sasakyan"]
[null,"Parking/Bus","Parking/Bus","Parqueadero/Bus","汽車停放    和公共汽車費","Tickets",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tab 1-Plan:  Fill in income and expenses that you incurred last month in Tab 1-Plan.  Leave out expenses"]
[null,"SUBTOTAL",{"$f":"$C$24","v":"SUBTOTAL"},"SUBTOTAL","以上項目合計","Kabuuan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"you will not have that month. For debt, fill in the debt amount owing, interest rate (from your statement),"]
[null,"RVs/Recreation Expenses    ","RVs/Recreation Expenses    ","Gastos por carros de recreacion","旅遊車遊玩消費","gastos sa paglilibang",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"number of months remaining (from your statement), and it will automatically calculate how many"]
[null,"**RV Payment (6)","**RV Payment (6)","**Pago de cuota por carro de recreacion(6)","旅遊車債務付款 (6)","Bayad sa Scooter (6)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"months until the debt is paid off.  Finally, record any new expenses that you will have this month "]
[null,"Gas/Petrol","Gas/Petrol","Gasolina","汽油消費","Gasolina",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"that you did not have last month. Any ITEM changes you make are reflected throughout the "]
[null,"Insurance","Insurance","Seguro","保險","Insurance",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"program automatically. "]
[null,"Licenses","Licenses","Licencias","牌照登記","Lisinsiya"]
[null,"Repairs","Repairs","Reparaciones y/o compras","維修","Pagpapagawa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tab 2-Prioritize:  Here you will prioritize your debt.  Find the smallest number in the \"Years Till Debt "]
[null,"Oil Change","Oil Change","Cambio de aceite","換機油","Pagpalit ng langis ng sasakyan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Elimination\" column and put a #1 beside it, continue with a #2 beside the next smallest etc.  This"]
[null,"Tires","Tires","Llantas","輪胎","Gulong",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"becomes your \"Debt Priority List\" you start paying off the first, second, third, etc. in that order."]
[null,"Service","Service","Servicio","補養","Serbisyo"]
[null,"Propane","Propane","Gas o propano","石油汽","Gasolina",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tab 3-Spend:  Spend your money a year in advance.  Please note that Tab 1- Plan is the first month. "]
[null,"Fees","Fees","Impuestos","收費","Bayad ng parke",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Use that Plan to program all the variations you will spend for the year. Include one time expenses"]
[null,"SUBTOTAL",{"$f":"$C$24","v":"SUBTOTAL"},"SUBTOTAL","以上項目合計","Kabuuan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," like tires, insurance etc."]
[null,"Vacation Expenses    ","Vacation Expenses    ","Gastos de Vacaciones","週年渡假消費","Gastos sa pagbabakasyon"]
[null,"Food","Food","Comida","外出膳食","Pagkain",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tab 4-Record:  Here is where you record your actual spending by month.  The items listed each "]
[null,"Lodging","Lodging","Hotel","住宿","Upa ng kuwarto",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"month are from Tab 1-Plan and will change automatically if you change the items in 1-Plan. They are"]
[null,"Travel","Travel","Pago de tiquetes","旅遊交通費用","Pamasahe",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"listed on Tab M1, M2 etc. on the bottom of the program."]
[null,"Propane","Propane","Gas o propano","石油汽","Gasolina",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tab 5-Evaluate:  This is a summary of your twelve month's spending. As you complete a month"]
[null,"Other","Other","Otros","其他","AT iba pa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"look at the bottom of this sheet for the evaluation information. You will see Income minus "]
[null,"Other","Other","Otros","其他","AT iba pa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Expenses, as well as a 10% cushion (programmed in) to help protect you from over spending. "]
[null,{"$f":"VLOOKUP(C106,LANGUAGE,$A$2,FALSE)","v":"SUBTOTAL"},{"$f":"$C$24","v":"SUBTOTAL"},"SUBTOTAL","以上項目合計","Kabuuan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"It will also add back the money you put in Savings so you can see what you actually have to spend. "]
[null,"Education Expenses    ","Education Expenses    ","Gastos por Educacion","教育支出","Gastusin pang Edukasiyon",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Another row evaluates how much you should be able to put towards Debts or Save based on"]
[null,"Tuition","Tuition","Matricula","學費","Matrikula",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"money left over."]
[null,"Preschool","Preschool","Pre-escolar","入學前預備班","Day Care"]
[null,"Text Rental","Text Rental","Alquiler de libros","租借課本","Upa ng Libro"]
[null,"Extra Fees","Extra Fees","Otros gastos","例外付費","Iba pang gastusin sa eskwela",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"The purpose of this material and this class is to help you get your financial house in order and to help you on your road "]
[null,"Supplies","Supplies","Implementos adicionales","文具供應","gamit sa Eskwela",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"to financial self-reliance.  If there are mistakes in this material, please bring them to our attention, and we will correct "]
[null,"Books","Books","Libros","書本","Aklat",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"them in upcoming versions. Keith Russell, Bryan Sudweeks, the Marriott School, and BYU, specifically disclaim any liability or "]
[null,"Music Lessons","Music Lessons","Lecciones de musica","音樂班","Pag-aral ng Musika",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"responsibility for claims, loss, or risk incurred, directly or indirectly, by using this material."]
[null,"SUBTOTAL",{"$f":"$C$24","v":"SUBTOTAL"},"SUBTOTAL","以上項目合計","Kabuuan"]
[null,"Medical Expenses    ","Medical Expenses    ","Gastos Medicos","醫藥支消","Gastusin para sa Medico",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Materials and content contained in this Website may be protected by U.S. copyright law (Title 17, U.S.C.) and/or by "]
[null,"Prescriptions","Prescriptions","Prescripcion","配藥方","Bayad sa gamot",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"the copyright or neighboring - rights laws of other nations. Additionally, the reproduction of some materials may be "]
[null,"Health Insurance","Health Insurance","Seguro de Salud","醫藥保險","Gastusin Pangkalusugan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"restricted by privacy and/or publicity rights. We encourage the use of these materials as \"fair use\" under U.S. copyright "]
[null,"Life Insurance","Life Insurance","Seguro de vida","人壽保險","Life Insurance",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"laws (17 U.S.C. & 107). Unless otherwise noted, the individual images, text and objects from this Web site are "]
[null,"**Hospital Paid On Account  (7)","**Hospital Paid On Account  (7)","**Pago de cuota mensual en Hospital(7)","**醫院費戶口 (7)","**Pagbayad ng pakunti-kunti (7)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"available for non-profit and educational purposes, such as research, teaching and private study. For these limited "]
[null,"Hospital Paid CASH","Hospital Paid CASH","Pago en efectivo en el Hospital","醫院費現金戶口","Kabuuang bayad",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"purposes, you may reproduce (print, download, or make copies of) these materials without prior permission. Use of a "]
[null,"**Doctor Paid On Account    (8)","**Doctor Paid On Account    (8)","**Pago de cuota mensual al Doctor(8)","**醫生戶口 (8)","Kahalatiang bayad sa Mangagamot  (8)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"particular item for other purposes, including commercial purposes, requires prior written permission.  ©Copyright 2008"]
[null,"Doctor Paid CASH","Doctor Paid CASH","Pago en efectivo al Doctor","醫生現金戶口","Kabuoang bayad sa Mangagamot"]
[null,"**Dentist Paid On Account   (9)","**Dentist Paid On Account   (9)","**Pago de cuota mensual al Dentista(9)","**牙醫生戶口 (9)","Kalahatiang bayad sa dentista (9)"]
[null,"Dentist Paid CASH","Dentist Paid CASH","Pago en efectivo al Dentista","牙醫生現金戶口","Kabuoang bayad sa Dentista"]
[null,"**Vision Paid On Account   (10)","**Vision Paid On Account   (10)","**Pago de cuta mensual al Oculista(10)","**眼視覺保護戶口 (10)","Kalahatiang bayad sa mangagamot sa mata"]
[null,"Vision Paid CASH","Vision Paid CASH","Pago en efectivo al oculista","眼視覺保護現金戶口","Kabuoang bayad sa Mangagamot"]
[null,"SUBTOTAL",{"$f":"$C$24","v":"SUBTOTAL"},"SUBTOTAL","以上項目合計","Kabuuan"]
[null,"Charge Cards & Loan Expenses    ","Charge Cards & Loan Expenses    ","Gastos por cargo de Tarjetas y Prestamos","方便掛帳咭和借貸支消","Utang"]
[null,"Cards Paid in Full at Month End","Cards Paid in Full at Month End","Uso de tarjeta y pago total en el mes","掛帳咭每月月結清數","Kabuoang bayad ng utang sa katapusan ng buwan"]
[null,"**Visa (11)","**Visa (11)","**Visa (11)","**Visa (11)","**Visa (11)"]
[null,"**MasterCard (12)","**MasterCard (12)","**MasterCard (12)","**Master Card (12)","**MasterCard (12)"]
[null,"**Parents (13)","**Parents (13)","**Padres(13)","**父母 (13)","Paghiram ng pere sa magulang (13)"]
[null,"**Student Loans (no interest)(14)","**Student Loans (no interest)(14)","**Otros(14)","**學生貸款 (14)","**Study now Pay later (14)"]
[null,"**Other    (15)","**Other    (15)","**Otros(15)","其他 (15)","AT iba pa (15)"]
[null,"**Other    (16)","**Other    (16)","**Otros(16)","其他 (16)","AT iba pa(16)"]
[null,"**Other    (17)","**Other    (17)","**Otros(17)","其他 (17)","AT iba pa (17)"]
[null,{"$f":"VLOOKUP(C138,LANGUAGE,$A$2,FALSE)","v":"**Other    (18)"},"**Other    (18)","**Otros(18)","其他 (18)","AT iba pa (18)"]
[null,{"$f":"VLOOKUP(C139,LANGUAGE,$A$2,FALSE)","v":"**Other    (19)"},"**Other    (19)","**Otros(19)","其他 (19)","AT iba pa (19)"]
[null,{"$f":"VLOOKUP(C140,LANGUAGE,$A$2,FALSE)","v":"**Other    (20)"},"**Other    (20)","**Otros(20)","其他 (20)","AT iba pa (20)"]
[null,{"$f":"VLOOKUP(C141,LANGUAGE,$A$2,FALSE)","v":"SUBTOTAL"},{"$f":"$C$24","v":"SUBTOTAL"},"SUBTOTAL","以上項目合計","Kabuuan"]
[null,{"$f":"VLOOKUP(C142,LANGUAGE,$A$2,FALSE)","v":"Personal Savings or Over Spending"},"Personal Savings or Over Spending","Ahorros personales u otros gastos","個人儲蓄或超支","Sariling ipon at Sobrang gastusin"]
[]
[]
[null,{"$f":"VLOOKUP(C145,LANGUAGE,$A$2,FALSE)","v":"TOTAL DEBT PAYMENTS"},"TOTAL DEBT PAYMENTS","TOTAL PAGO DE DEUDAS","債務付款總計","Kabuoang bayad ng utang"]
[null,{"$f":"VLOOKUP(C146,LANGUAGE,$A$2,FALSE)","v":"TOTAL INCOME (Plus B/Forward)"},"TOTAL INCOME (Plus B/Forward)","TOTAL INGRESOS(MAS BALANCE BANCARIO)","收入總計(+B)","Kabuoang kita (at sobrang kita)"]
[null,{"$f":"VLOOKUP(C147,LANGUAGE,$A$2,FALSE)","v":"TOTAL EXPENSE"},"TOTAL EXPENSE","TOTAL GASTOS","支出總計","Kabuoang gastusin"]
[null,{"$f":"VLOOKUP(C148,LANGUAGE,$A$2,FALSE)","v":"INCOME - EXPENSES"},"INCOME - EXPENSES","INGRESOS MENOS GASTOS","收人 - 支出","Kabuoang Kita bawasan ng Gastusin"]
[]
[]
[]
[]
[]
[null,"Titles and Headers"]
[null,{"$f":"VLOOKUP(C155,LANGUAGE,$A$2,FALSE)","v":"English"},{"$f":"C1","v":"English"},"Spanish"," Chinese","Tagalog","Portugese","Russian","Samoan"]
["Int: B4",{"$f":"VLOOKUP(C156,LANGUAGE,$A$2,FALSE)","v":"DEBT FREE PLANNED SPENDING SPREADSHEET"},"DEBT FREE PLANNED SPENDING SPREADSHEET","Hoja de Gastos Planeados Libres de Deuda","預定無債計劃","Aking kabuoang Pansarilring Plano"]
["Int: B5",{"$f":"VLOOKUP(C157,LANGUAGE,$A$2,FALSE)","v":"Making a Spending Plan (or Budget)"},"Making a Spending Plan (or Budget)","Haciendo un Plan de Gastos (o Presupuesto)","做個支出計劃 (支出預算)","Gumawa ng Budget"]
["Int: B6",{"$f":"VLOOKUP(C158,LANGUAGE,$A$2,FALSE)","v":"Spreadsheet Instructions (11,17,08)"},"Spreadsheet Instructions (11,17,08)","Hoja de Instrucciones","參考多行表(08/10/15)","Patakaran o Batas"]
[]
["Plan-C2",{"$f":"VLOOKUP(C160,LANGUAGE,$A$2,FALSE)","v":"Record Last Month's Income from Your Bank Statement"},"Record Last Month's Income from Your Bank Statement","Registro de ultimo ingreso mensual de su extracto bancario","記下你上月收入數目","Talaan ng huling buwan"]
["Plan-C3","Total Amount of Savings or Debt","Total Amount of Savings or Debt","Total ahorros o deuda","你上月的儲蓄或欠債總數","Kabuoang halaga ng ipon o utang"]
["Plan-C4","Statement Interest Rate on Debt","Statement Interest Rate on Debt","Estado de interes en deuda","結單顯示債務的利率","Interes ng kabuoang utang"]
["Plan-C5","Statement Months to Pay Off Debt","Statement Months to Pay Off Debt","Estado mensual de pago de deuda","接單顯示某個月清還","Hangang matapos ang buwan ng utang"]
["Plan-C6","Months till Out of Debt","Months till Out of Debt","Meses hasta pago de deuda","尚有多少個月清還債務","Buwan na matapos ang utang"]
["Plan-C7"," Priority of Debts"," Priority of Debts","Prioridad de deudas","列出各債務先後","Unang babayaran"]
["Plan-C8","Years till Debt Elimination","Years till Debt Elimination","Años hasta eliminacion de deuda","尚有幾多年清還債務","Taon hangang matapos ang utang",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"os "]
["Plan-C16","Record Last Month's Expenses from Your Bank Statement","Record Last Month's Expenses from Your Bank Statement","Registro de ultimo gastos mensual de su extracto bancario","記下你上月支出數目","Talaan ng huling buwan"]
["Plan-D143","TOTAL DEBT","TOTAL DEBT","Total deudas","債務總數","Kabuoang utang"]
["Plan-F143","Interest Rate","Interest Rate","Tasa de interes","利率","Halaga ng interes"]
["Plan-H143","Months till Out of Debt","Months Till Out of Debt","Meses hasta pago de deuda","尚有多少個月清還債務","Buwan na matapos ang utang"]
["Plan-J143","Years Till Out of Debt","Years Till Out of Debt","Años hasta eliminacion de deuda","尚有幾多年清還債務","Taon hangang matapos ang utang"]
["Plan-J147","Years","Years","Años","幾多年","Taon "]
["Plan-F147","Years of Longest Debt","Years of Longest Debt","Años de duracion del prestamo","最長債務有多少年","Taon na pinaka mahabang utang"]
["Plan-F148","This is a Savings of:","This is a Savings of:","Este es un ahorro de:","這儲蓄是(何人/何處)﹕","Ito ay ipon ni:"]
["Plan-B150","If the money left from \"Income - Expenses\" is put into paying down debt, you would be out of debt in:","If the money left from \"Income - Expenses\" is put into paying down debt, you would be out of debt in:","Si el dinero es de \"Ingreso-Gasto\"","若果這錢是從“收入或支出”來的","Ang sobrang kita ibabawas sa utang"]
[]
["Prioritize-B2",{"$f":"VLOOKUP(C177,LANGUAGE,$A$2,FALSE)","v":"2.  PRIORITIZE (Your Debts)"},"2.  PRIORITIZE (Your Debts)","Prioridad (sus deudas)","2。跟先後次序列出你的債務","Unang babayaran"]
["Prioritize-B3","Pay Your Debts in this Order","Pay Your Debts in this Order","Pago de deudas en este orden","和跟著這次序清還","Bayaran ang pagkakasunod na utang"]
["Prioritize-B4","Based on data from the Month of","Based on data from the Month of","Basados en la fecha del mes de","根據以上資料﹐從那個月開始","Magbabase ang kasulatan sa Buwan ng"]
[null,0]
["Prioritize-C1","Items","Items","Articulos","項目","Bagay"]
["Prioritize-C2","Planned Spending For Next Month","Planned Spending For Next Month","Gastos planeados para el proximo mes","下月支出計劃","Plano para sa susunod na Buwan"]
["Prioritize-C3","Total Amount Of Debt","Total Amount Of Debt","Total monto de deudas","債務總數","Kabuoang halaga ng utang"]
["Prioritize-C4","Annual Interest Rate","Annual Interest Rate","Tasa anual de interes","年利率若干","Halaga ng Taon interes"]
["Prioritize-C5","Statement months to pay off","Statement months to pay off","Estado mensual de pago","結單顯示多少個月清還","Buwan na matapos ang utang"]
["Prioritize-C6","Minimum Payment on Statement Months","Minimum Payment on Statement Months","Minimo pago de estado mensual","結單顯示最低每個月清還數字","Pinaka maliit na halaga na babayaran"]
["Prioritize-C7","Monthly Interest","Monthly Interest","Interes mensual","月利若干","Buwanag interes"]
["Prioritize-C8","Priority Of Debts","Priority Of Debts","Prioridad de deudas","債務先後次序","Unang babayaran"]
["Prioritize-C9","Years till Debt Elimination ","Years till Debt Elimination ","Años hasta eliminacion de deuda","尚有幾多年完全清還債務","Taon hangang matapos ang utang"]
["Prioritize-C10","Amount Left Owing","Amount Left Owing","Cuenta de remanente o sobrante","尚欠數目","Natirang Utang"]
[null,0]
["Spend-B2","3. SPEND:  Spend Your Money in Advance for","3. SPEND:  Spend Your Money in Advance for","3. Gastos: Gasto Dinero por Adelantado","3。支出﹕你的支出預算","3.Pankasalukuyan pagplano ng negosyo"]
["Spend-O4","Total Income","Total Income","Total gastos","收入總數","Kabuoang kita"]
["Spend-P4","% of Total","% of Total","% del Total","總數之百分率(%)","Pursiyento ng kabuoan"]
["Spend-O74","Total Expenses","Total Expenses","Total Gastos","支出總數","Kabuoang gastusin"]
["Spend-B150","Add Back Savings","Add Back Savings","Ahorros devueltos","加(+)儲蓄數目","Pagdagdag ng kabuoang ipon"]
["Spend-B151","Actual Dollars Left","Actual Dollars Left","Actual saldo en dinero","所餘數目","Kabuoang natirang pera"]
[]
["Record-D3",{"$f":"VLOOKUP(C199,LANGUAGE,$A$2,FALSE)","v":"4. RECORD (Your Spending) for "},"4. RECORD (Your Spending) for ","Registro (su gastos) por","4。 記錄你(在何時)的支出)","4.Talaan (ang iyong gastusin)para"]
["Record-D8",{"$f":"VLOOKUP(C200,LANGUAGE,$A$2,FALSE)","v":"Spending Plans:"},"Spending Plans:","Plan de gastos:","支消計劃﹕","Plano ng gastusin"]
["Record-D10",{"$f":"VLOOKUP(C201,LANGUAGE,$A$2,FALSE)","v":"Spending Plan (Budget) for"},"Spending Plan (Budget) for","Plan de gastos(Presupuesto) por","支消計劃預算(何時)","Plano ng gastusin (Budget) para"]
[]
[null,{"$f":"VLOOKUP(C203,LANGUAGE,$A$2,FALSE)","v":0}]
["Month-C3","From Projection Sheet","From Projection Sheet","De hoja de proyeccion","從預算表 ","Pahina ng Pang kasalukuyang plano ng gastusin"]
["Month-d3","Planned Spending Income","Planned Spending Income","Ingresos en plan de gastos","預定計劃支出的收入","Plano ng pangastusin ng kita"]
["Month-e3","1st Week","1st Week","Primera semana","第一星期","Unang Lingo"]
["Month-f3","2nd Week","2nd Week","Segunda semana","第二星期","Pangalawang lingo"]
["Month-g3","3rd Week","3rd Week","Tercera semana","第三星期","Pangatlong Lingo"]
["Month-h3","4th Week","4th Week","Cuarta semana","第四星期","Pang apat na Lingo"]
["Month-i3","5th Week","5th Week","Quinta semana","第五星期","Pang apat na Lingo"]
["Month-j3","Total For The Month","Total For The Month","Total para el mes","一個月總數","Kabuoang ng Buwan"]
["Month-k3","Total Over Or Under ","Total Over Or Under ","Total mayor o menor","總計是否超支﹐若干","Kabuoan kita at gastusin"]
["Month-l3","Total INTEREST PAID On DEBTS","Total INTEREST PAID On DEBTS","Total intereses pagados en deudas","一個月債務利息支出總數","Kabuoang bayad ng interes sa utang"]
["Month-m3","%   For The Month","%   For The Month","% del mes","佔這個月的百分率(%)","Porsiyento ng Buwan"]
["Month-n3","Revised For Next Month","Revised For Next Month","Revisado para el proximo mes","下月更改數目","Panibagong plano para sa susunod na Buwan"]
["M- 144:1","Bank Balance","Bank Balance","Balance del banco","銀行月結數目","Balanse ng Bangko"]
["M- 144:2","Month's Projection","Month's Projection","Proyeccion del mes","這個月預定支出","Pankasalukuyang kita ng Buwan"]
["M- 144:3","Total Interest Paid for the Month","Total Interest Paid for the Month","Total intereses pagos en el mes","這個月已支付出的利息","Kabuoang interes na bayad para sa Buwan"]
["M- 144:1",0]
["M- 144:1","% Of Income Spent","% Of Income Spent","% Gastos de ingresos","從收入支出的百分率(%)","Porsiyento ng gastusing kita"]
[]
["E-B2",{"$f":"VLOOKUP(C222,LANGUAGE,$A$2,FALSE)","v":"5.  EVALUATE your Spending (Summary) for Years "},"5.  EVALUATE your Spending (Summary) for Years ","Evalue sus gastos (resumen) por años","5。分析你的支出數字","Kabuoang Gastusin"]
["E-B147",{"$f":"VLOOKUP(C223,LANGUAGE,$A$2,FALSE)","v":"Bank Balance"},"Bank Balance","Balance del Banco","銀行月結數目","Balanse ng Bangko"]
[null,{"$f":"VLOOKUP(C224,LANGUAGE,$A$2,FALSE)","v":"Add Back Savings"},"Add Back Savings","Ahorros devueltos","加(+)入儲蓄","Pagdagdag ng kabuoang ipon"]
[null,{"$f":"VLOOKUP(C225,LANGUAGE,$A$2,FALSE)","v":"Actual"},"Actual","Actual","實際數目","Kabuoang natirang pera"]
[null,{"$f":"VLOOKUP(C226,LANGUAGE,$A$2,FALSE)","v":"INCOME - EXPENSES"},"Income - Expenses","Ingresos - Gastos","收入 - 支出 比對","Kabuoang Kita bawasan ng Gastusin"]
[]
["Month 1",{"$f":"VLOOKUP(C228,LANGUAGE,$A$2,FALSE)","v":"January"},"January","Enero","一月","Enero"]
["Month 2","February","February","Febrero","二月","Pebrero"]
["Month 3","March","March","Marzo","三月","Marso"]
["Month 4","April","April","Abril","四月","Abril"]
["Month 5","May","May","Mayo","五月","Mayo"]
["Month 6","June","June","Junio","六月","Hunyo"]
["Month 7","July","July","Julio","七月","Hulyo"]
["Month 8","August","August","Agosto","八月","Agusto"]
["Month 9","September","September","Septiembre","九月","Seyeptembre"]
["Month 10","October","October","Octubre","十月","Oktubre"]
["Month 11","November","November","Noviembre","十一月","Nobeyembre"]
["Month 12","December","December","Diciembre","十二月","Desiyembre"]
[null,0]
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["Int: B9",{"$f":"VLOOKUP(C463,LANGUAGE,$A$2,FALSE)","v":{"$error":"#VALUE!"}},"There is a great need for dedicated financial specialists to help members of the Churchand others understand how to become wiser financial stewards.  The purpose of thisspreadsheet is to teach teachers and users how to implement this “Debt-Free” framework in their lives.  Then once they are secure in that knowledge and framework, they can use that knowledge to help others in their wards, stakes, and communities also become debt free."]
["Int: B9",null,{"$f":"Instructions!B10","v":"and others understand how to become wiser financial stewards.  The purpose of this"}]
[null,null,{"$f":"Instructions!B11","v":"spreadsheet is to teach teachers and users how to implement this “Debt-Free” framework"}]
[null,null,{"$f":"Instructions!B12","v":"in their lives.  Then once they are secure in that knowledge and framework, they can use"}]
[null,null,{"$f":"Instructions!B13","v":"that knowledge to help others in their wards, stakes, and communities also become debt"}]
[null,null,{"$f":"Instructions!B14","v":"free.  "}]
[null,null,{"$f":"Instructions!B15","v":0}]
[null,null,{"$f":"Instructions!B16","v":"This spreadsheet was put together as a public service between Keith Russell and the"}]
[null,null,{"$f":"Instructions!B17","v":"Marriott School of Management Personal Finance Web site to help families understand and"}]
[null,null,{"$f":"Instructions!B18","v":"implement the principles of financial self reliance in their lives.  This spreadsheet is a"}]
[null,null,{"$f":"Instructions!B19","v":"tool to help people plan their spending, get out of debt, and work toward reaching their"}]
[null,null,{"$f":"Instructions!B20","v":"personal and family goals.  While it can be used independently, it was implemented as"}]
[null,null,{"$f":"Instructions!B21","v":"part of an eight lesson course on Financial Self-reliance from the"}]
[null,null,{"$f":"Instructions!B22","v":"http://personalfinance.byu.edu website."}]
[null,null,{"$f":"Instructions!B23","v":0}]
[null,null,{"$f":"Instructions!B24","v":"This spreadsheet takes a 5 step approach to financial self-reliance:  Those steps are Plan"}]
[null,null,{"$f":"Instructions!B25","v":" your Spending, Prioritize your Debt, Spend on paper a Year in Advance, Record your"}]
[null,null,{"$f":"Instructions!B26","v":"Spending, and Evaluate your Spending (Summarize).  Instructions for this spreadsheet"}]
[null,null,{"$f":"Instructions!B27","v":"can be found on the accompanying document “Debt Free Spending Spreadsheet"}]
[null,null,{"$f":"Instructions!B28","v":"Instructions and FAQs.”  We have also added some comments on the accompanying tabs to"}]
[null,null,{"$f":"Instructions!B29","v":"help with that understanding. "}]
[null,null,{"$f":"Instructions!B30","v":0}]
[null,null,"Tab 1-Plan:  Fill in income and expenses that you incurred last month in Tab 1-Plan.  Leave out expenses you will not have that month. For debt, fill in the debt amount owing, interest rate (from your statement), number of months remaining (from your statement), and it will automatically calculate how manymonths until the debt is paid off.  Finally, record any new expenses that you will have this month that you did not have last month. Any ITEM changes you make in the Language Tab are reflected throughout the program automatically. ","Tab 1-Plan:En la columna amarilla (C1) al comienzo de la hoja del 1-Plan, escriba el nombre del mes de su ultimo extracto bancario. Por favor note que usted puede cambiar en nombre de mas articulos, sin embargo,los articulos usados en el calculo de deudas no pueden ser cambiados. A continuacion llene los gastos que usted incurrio en  ese mes. Saque algun gasto que no tomo en ese mes. Para deudas, llene la cantidad de deudas a deber, promedio de interes, numero de meses (de su estado de cuenta), y automaticamente sera calculado cuantos meses necesita para que su deuda sea pagada. Finalmente, registre algun nuevo gasto que usted tendra en este mes y que no estaba en el mes pasado. Algun cambio de articulo que usted haga es reflejado a traves de los cambios en el programa automaticamente. Si aparece la necesidad de cambiar un articulo  de algun mes hagalo en esta hoja."]
[null,null,{"$f":"Instructions!#REF!","v":{"$error":"#REF!"}}]
[null,null,{"$f":"Instructions!B43","v":"Tab 1-Plan:  Fill in income and expenses that you incurred last month in Tab 1-Plan.  Leave out expenses"},"Tab 2-Prioridades. Aqui usted priorizara sus deudas. Encuentre el menor numero en la columna Eliminacion de deudas en años y coloque el # 1 al lado de eso, continue con el # 2 al lado del siguiente numero menor, etc. Esas son las deudas que usted quiere pagar primero, segundo, tercero,etc. "]
[null,null,{"$f":"Instructions!#REF!","v":{"$error":"#REF!"}}]
[null,null,{"$f":"Instructions!#REF!","v":{"$error":"#REF!"}},"Tab 3-Gastos: Gaste su dinero con projeccion a un año. Por favor note que el Tab 1-Plan es el primer mes. Use ese plan de programa para todas las variaciones en gastos que usted necesite en el año. Incluya una sola vez los gastos como llantas, seguros, etc.  "]
[null,null,{"$f":"Instructions!B44","v":"you will not have that month. For debt, fill in the debt amount owing, interest rate (from your statement),"}]
[null,null,{"$f":"Instructions!B45","v":"number of months remaining (from your statement), and it will automatically calculate how many"},"Tab 4-Registros: Aqui es donde usted registra sus gastos actuales por mes. Los articulos incluidos en la lista de cada mes son de tab 1 - Plan y cambiara  automaticamente si usted cambia el articulo en 1 - Plan."]
[null,null,{"$f":"Instructions!B46","v":"months until the debt is paid off.  Finally, record any new expenses that you will have this month "}]
[null,null,{"$f":"Instructions!B47","v":"that you did not have last month. Any ITEM changes you make are reflected throughout the "},"Tab 5-Evaluar: Este es un resumen de sus gastos de los doce meses. Al completar un mes mire la parte de arriba de esta hojapara la informacion do la evaluacion. Usted vera Ingreso menos Gastos, esta bien si reserva un 10% (programado) para ayudar a protegerlo de mas gastos. Tambien va a poner de vuelta el dinero que puso en Ahorros y usted puede ver que tiene realmente para gastar. Otar fila evalua cuanto dinero usted podria colocar en Deudas o Ahorro basada en el dinero sobrante."]
[null,null,{"$f":"Instructions!B48","v":"program automatically. ITEMS are changed in the \"Language\" Tab"}]
[null,null,{"$f":"Instructions!B49","v":0}]
[null,null,{"$f":"Instructions!B50","v":"Tab 2-Prioritize:  Here you will prioritize your debt.  Find the smallest number in the \"Years Till Debt "}]
[null,null,{"$f":"Instructions!B51","v":"Elimination\" column and put a #1 beside it, continue with a #2 beside the next smallest etc.  This"}]
[null,null,{"$f":"Instructions!B52","v":"becomes your \"Debt Priority List\" you start paying off the first, second, third, etc. in that order."}]
[null,null,{"$f":"Instructions!B53","v":0}]
[null,null,{"$f":"Instructions!B54","v":"Tab 3-Spend:  Spend your money a year in advance.  Please note that Tab 1- Plan is the first month. "}]
[null,null,{"$f":"Instructions!B55","v":"Use that Plan to program all the variations you will spend for the year. Include one time expenses"}]
[null,null,{"$f":"Instructions!B56","v":" like tires, insurance etc."}]
[null,null,{"$f":"Instructions!B57","v":0}]
[null,null,{"$f":"Instructions!B58","v":"Tab 4-Record:  Here is where you record your actual spending by month.  The items listed each "}]
[null,null,{"$f":"Instructions!B59","v":"month are from Tab 1-Plan and will change automatically if you change the items in 1-Plan. They are"}]
[null,null,{"$f":"Instructions!B60","v":"listed on Tab M1, M2 etc. on the bottom of the program."}]
[null,null,{"$f":"Instructions!B61","v":"Tab 5-Evaluate:  This is a summary of your twelve month's spending. As you complete a month"}]
[null,null,{"$f":"Instructions!B62","v":"look at the bottom of this sheet for the evaluation information. You will see Income minus "}]
[null,null,{"$f":"Instructions!B63","v":"Expenses, as well as a 10% cushion (programmed in) to help protect you from over spending. "}]
[null,null,{"$f":"Instructions!B64","v":"It will also add back the money you put in Savings so you can see what you actually have to spend. "}]