Welcome by the Dean

This project is one of our many effort to increase financial literacy and self-reliance of our students as well as families and friends outside the University. As you work through this course, I hope you will take the time to do three things:

First, read and study the material. Each section offers valuable information that will enrich your understanding of personal finance. The sections have been carefully reviewed by our faculty and staff in the Marriott School. We think they are informative and clearly written. They are organized to be useful to young people with little financial knowledge, people who have extensive experience in financial matters, and everyone in between.

Second, as you read, focus on the principles taught in the course. We emphasize principles because principles don’t change over time. Types of financial assets, investment vehicles, and even financial theories may change, but principles do not. This focus will help you stay on course as you make financial decisions for yourself and your family.

Finally, apply these principles to your life by developing your own Personal Financial Plan. Spencer W. Kimball has counseled, “To be sure your life will be full and abundant, you must plan your life” (Ensign, May 1974, 86). We strongly encourage you to think through and write down your goals, the things you want to achieve in life. Develop a financial plan to help you accomplish your goals and then work to implement your plan. Such planning may be the single-most important tool for achieving your personal and financial goals. Thank you for your interest in this course. May this be the start of even greater learning and understanding as you work toward financial self-reliance.



Gary Cornia

Dean, Marriott School of Management
Brigham Young University
Provo, Utah 84604