The purpose of this Web site on Personal Finance is to instruct members of The Church of Jesus Christ of Latter-day Saints (LDS) and others around the world about personal financial management from "another" perspective. This instruction is provided through a series of lessons delivered over the Internet and available through free personal finance manuals. While there is no college credit given for reviewing this material, there is a wealth of information provided that can help you learn about personal finance.

These lessons are designed to help you do the following:

  1. Understand the purpose of wealth, and apply the counsel of the scriptures and Church leaders regarding wealth.
  2. Set personal goals that will help you progress toward financial and spiritual self-reliance.
  3. Identify your past and current financial situation, and learn basic tools to help you solve current financial problems and prepare for the future.
  4. Learn key areas of financial responsibility and the need for constant vigilance in financial matters.

Major advantages to developing this material at the Marriott School of Management at Brigham Young University are:

  1. Fewer copyright restrictions, allowing freer distribution of material for non-commercial purposes.
  2. No hidden agenda, avoiding biases that may prevail in other personal finance information and training materials.
  3. A correct perspective, with materials presented in the context of modern revelation and therefore higher goals than traditional wealth maximization.

Material for this series was originally developed for an undergraduate student audience, so non-college students may find this information helpful. Additional personal finance courses have been added that target different age groups, such as high school and college students using the same Internet and database infrastructure. In addition, those working in Marriott School research and advisement centers and others outside the university may be interested in adapting the material used in this series to accommodate people with more basic personal finance needs. By partnering with these groups, this series can reach an even wider audience, including those in other nations.

In an effort to meet the financial needs of the LDS community, this series includes critical, pertinent, relevant, and unbiased (as much as possible) financial information via the Internet. We began by compiling information from faculty and students inside the Marriott School of Management and professionals outside the School. We then prepared the information and submitted the material for review to the Marriott School Finance and Managerial Economics faculty who added their comments and approved the material.  We have received endorsement from the Marriott School to allow us to publish this Web site with the Marriott School of Management name.

We hope that you will take the time to read all of the sections, as each section provides valuable information about managing your personal finances from "another" perspective. Please feel free to comment on the sections as well: let us know what we can do better, which sections need to be strengthened, and how we can make this a more useful and worthwhile Web site.